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We are overly insured as americans..We are insurance addicts.. THE OPT OUT is REQUIRED as at minimum your best checking system in event of EXPECTED Fraud & Abuses ... So OPT OUT or we'll fight for OPT OUT FOREVER....... & I mean FOREVER....
Think about it. If you have a "health plan" insuring flu shots, normal doctor visits, normal medical test, normal medications...and then it is covered by insurance...think a little! that is NOT insurance, and doctors know it. I got a blood test a while back, how much was it, HELL, I dunno, it was paid by my "insurance!"
You still don't understand, government policy encourages employers to give benefits like this due to the tax advantages for the employer. If you get a subsidized third party payer health plan through your employer, it is pre tax, while my private plan is paid with after tax money. You are incredible, what, Alain Einthoven, health economist, is full of bull?
Look, Americans are Insurance Happy--addicted to insurance.... I don't happen to be a big believer in insurance ..& I MUST always be able to determine what I want to insure at any given moment.. I NEED to be able to OPT OUT or else be able to make SERIOUS DEMANDS on how my Insurance Pool will be determined.. I WILL NOT be mixed in a pool with $1,000,000 Million dollar a year drug or self abuse or otherwise high riskers that are either illegally obtaining HC or just abuse it at every level..
then you have doctors hospitals drug companies and insurance companies all making a buck oops medical industry jack buck to 1,000 buck .The bottom line is corruption and greed . socialism welcomed if it ends that mess .
ok ,,lost wages is bull , the corruption starts there , companies give you the perk by pooling money into a fund and buying insurance cheaper than you could in theroy your self . The perk itself is debatable since all aren't equal and if you think they will give you cash instead ask them .
We have a healthcare system good for the rich worthless to the poor and inbetween for all inbetween the 2 extremes . What about hospitals ,,I just saw a bill for 600$ for a doctor to look at an eye and give someone some creme to put in it 3 times a day ..Is that insurance companies ?
@jammerman0101 No, the majority of people in the US have employer driven, subsidized at least 50%, and government subsidized health plans masquerading as insurance....it is government policy driving up prices, in some states, there are effective oligopolies due to the restrictions on interstate competition!
@jammerman0101 No the crux of the problem is this...if you are fooled into thinking your plan is actually subsidized (it it really lost wages, just like the Social security subsidy), and then what you think, the doctor and big pharma are stupid and don't know this disconnect?
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THE OPT OUT is REQUIRED as at minimum your best checking system in event of EXPECTED Fraud & Abuses ...
So OPT OUT or we'll fight for OPT OUT FOREVER....... & I mean FOREVER....
I don't happen to be a big believer in insurance ..& I MUST always be able to determine what I want to insure at any given moment..
I NEED to be able to OPT OUT or else be able to make SERIOUS DEMANDS on how my Insurance Pool will be determined..
I WILL NOT be mixed in a pool with $1,000,000 Million dollar a year drug or self abuse or otherwise high riskers that are either illegally obtaining HC or just abuse it at every level..