Why am I broke? - How to be smart with money

Limping into every payday with no coin gets pretty old after a while. But avoiding the weekly shrapnel hunt actually isn't that hard - Tommy Explains.

Super's not about getting old. It's about doing something real simple right now - to make sure you get a fair suck of the sav later on.

We'll tell you everything you need to know about super, saving cash and ditching your credit card debt - straight up.

Here's what we're covering:
- Working out why you're broke every payday
- How to save up cash
- How to get out of debt
- Smartest ways to borrow money
- How to invest and start growing your dough
- How superannuation works and how you can use it to save money

Taking control of your money
Learning how to budget is the first step in taking control of your personal finances. And it's not hard to get the ball rolling -- just a matter of listing the amounts you spend, comparing it to how much you earn, then looking for ways to cut some costs so you have spare cash leftover.

There are many ways you can cut the costs of your everyday expenses, but sometimes we need to be reminded. Maybe you've received tips from family or friends who have found ways to save on some of their bills.

Not all bank accounts and credit cards are the same, so it pays to shop around for the product that suits you best.

Find out more about how to be smart with money at http://www.tasplan.com.au/superstraightup

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Entertainment

Tags:

• howto
• superannuation
• saving money
• making money
• super straight up
• tasplan
• tommy