VA loan vs FHA loans
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Uploaded by tulsarealestate on Nov 16, 2007
Jeff Sargent of ONB Bank discusses the difference between VA loans and FHA loans and why they are important to first time home buyers.
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Uploader Comments (tulsarealestate)
All Comments (9)
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the truth
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very interesting
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Informative
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Get a suitable mortgage plan for you home from IFG,Inc and live life without worries.
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@jsisco0520 One thing to also mention is that if you are a disabled vet the funding fee is actually waved. I am not positive on the % but I believe it is 10% and up.
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If you qualify for VA benefits you can purchase with out a down payment and not have monthly mortgage insurance. There is a funding fee to use these benefits, which can be borrowed on top of your base loan.
3 years ago 2
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This is valuable information for a home buyer who needs to have a basic understanding of home loans. Buyers need to know this so they are not taken advantage of by unscrupulous lenders and sellers can use the information so they understand how financing will affect their home sale.
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Don't confuse the details of these loans. You can borrow a max of 97.75% of your home's value with an FHA insured loan for a purchase or a No Cash Out rate/term reduction Refinance. If you want cash out you're maxed at 95% of your home's value.
jsisco0520 3 years ago 2
good clarification.
thanks for adding that valuable input.
tulsarealestate 3 years ago