Are You Eligible For Free Credit Reports?

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So you want to access free credit reports in an effort to help improve your credit score? Consider getting your free credit reports through one of the three national credit-reporting agencies or through the Federal government. According to the Fair Credit Reporting Act or FCRA a free credit report is your right and several states have their own laws regarding this.In a recent amendment to the FCRA each of the three national credit-reporting agencies (Experian, Equifax and TransUnion) must provide free copies of credit reports to each consumer in the United States every twelve months.

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• free credit reports
• credit score
• credit-reporting agencies
• credit reports
• consumer reporting