How To Find a Legal Loan Shark

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Looking for fast cash with no questions asked? There are legitimate ways to get it, if you're willing to pay the consequences.

To complete this How-To you will need:

A credit card with unused credit
A tax refund
A car
A small loan company
A signature loan company
A payday loan

Step 1: Consider a cash advance

If you have a low-interest credit card you haven't maxed out, consider taking a cash advance. But check your interest rate first — some are as high as 33%.

Step 2: Get an advance on your tax refund

At tax time, you can get a "refund anticipation loan" from some tax preparers. Just realize you'll be forfeiting about 10% of your refund check just to get the cash a couple of weeks earlier.

Step 3: Use your car as collateral

Get what is known as a "car title pawn" — if you can stomach an annual interest rate of up to 360%. The amount you can borrow is way less than the value of your car, but you get to keep driving it unless you miss a payment.

Step 4: Visit a licensed lender

Borrow money from a licensed small loan company, or head to a signature loan company, which won't require you to put up any collateral. Both could charge you up to about 48% in annual interest.

Tip: If you're a member of the military, don't resort to high-interest lenders before finding out if your branch of the armed services offers financial help.

Step 5: Secure a "payday loan"

Secure a "payday loan" — a cash advance against your paycheck. But check your local law at www.paydayloaninfo.org before you do; some states limit the amount of interest that these lenders can charge, while others don't — which explains why the average annual interest rate on these loans is a whopping 460%.

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[StupidShouldHurt2001]

You actually had to make a whole video on how to find a legal loan shark??

It's actually quite easy.... Walk into any Bank of America branch.

[DarkApple47]

Aww I thought you meant I could get leant a shark. )=

[blonde7000]

Loan Sharks are here in the UK now advertising on TV as payday loans. when you read the small print they typically advertise 6650% etc. They should be jailed for charging this from poorer people. In the USA they have a large compensation culture - this too is in the UK. Compensation lawyers suing the NHS hospitals on £800 per hour whilst children die in Hospital. These adverts are on TV as well - it is corruption gone mad and i hate it

[1968DodgePolara]

@conman2317 You could try but Nope they want need it because 100% of Loan Sharks are already rich making money off the pay check to pay check hard working people trying to make ends meet .

[coolguy15101]

toontown



[conman2317]

Could I lend money to a loan shark?

[RomanNumural9]

oops thought i clicked how to get money while gaming, that was a very confusting video for me!

[rubent100]

@StupidShouldHurt2001 nah payday loans in low income communities is as close as it gets.

[0987654321284]

step 1. go into your local bank

[darkknight0327]

I didn't understand one thing in this video.

[MeOnYT]

i just steals money when i need it