Bull & Bear Markets

It is dificult to predict Bull and Bear Markets.
In The Effective Investor I reveal the big secrets that are killing the return in most people's portfolios. Thousands of people own mutual funds, yet never learn these secrets. Most investors have done poorly over the past 20 years—and at the same time have seen their cost of living increase nearly sixty percent faster than their investment portfolios. If you are dissatisfied with current lackluster performance, then you need to read my book.

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