Dr. Michael C. Grayson mission is to empower people to become credit-wise, wealthy and truly pursue happiness. Dr. Grayson believes that every American can build their credit score and be taught the strategies to keep it that way or boost it from perfect credit to what is known as extreme credit. This product and service helps and teaches individuals to build their credit scores. It is not debt consolidation or some type of loan program. It has a Strategic Credit Restoration Program that changes the way an individual goes about handling his or her credit and finances for a lifetime.