cthun2970's channel

Well, again you have great deductive logic, but I am being transparent regarding my motives : I'm kinda pissed that my money is gone after all this time. Insurance sales is a young man's game, but I feel like I was bamboozled! You don't need to feel like you're kicking dirt on other agents, I'm ...

A1prime1, I assume you're a primerica agent? As it is impossible for you to become my agent, please tell me: Is there a better way to protect and grow my money besides a WL policy? There are risks assumed either way..

a1prime1, isnt the policy loan just like with a 401k? The interest paid back to yourself. That makes sense, it is savings for retirement and the money is accruing inferest so it makes sense to pay it back o you account if you take it out early. Im confused as to why thats bad. Am i misskng someth...

1 million in a death benefit is NOT better than 1 million and all of my savings invested in a better plan. You can't cintrol the money in a permanent insurance policy. I dont like that!

answer(sorry for the break) it is dependant on the persons financial situation, isnt it? Decreasing responsibility suggests that a person doesnt NEED insurance at that age. You cant eat insurance, you need MONEY for food! Insuance is a BAD WAY to grow money for retirement.

all life insurance is term. WL policies are just term policies bundled with other products. so how in the world can they be "cheaper" ? Are you refering to the Premiums or the overall cost of insurance ?

sounds expensive. and @bc...... why would i need BOTH? That sounds even more expensive. If the big selling point is to strategically and intelligently grow my money within a VUL, there are better ways to do that allow me to have the same advantages you speak off. The biggest advantage being if I ...