It all started when AJ Morse had an itch to start a new band. A talented musician himself he wanted to find a group of guys who could compliment each other's musical style. First, he looked to long time friend and bass player, Nathan Allred who immediately accepted. Finding an adequate drummer was the hard part. AJ ended up looking below the Junior class and found himself talking to Josh Cota, a freshman who had been playing for years. After a few practice sessions he knew he had found the right crew and thanks to Brad Kinnan a great name, "Time and Money".