NatesMortgageNotes

With interest rates dropping, many families are getting an opportunity to buy down rates even further by paying point related fees. But is it a go...

Banks that issue business loans always require a business plan. Maybe it is time for mortgage lenders to change their own business plan. The curr...

As the mortgage crisis continues, a lot of bank have been raising issues with appraisal reports. Today we talk about the value of a good appraisal....

On a recent episode we discussed how consumer spending led to the credit crunch that has caused so many problems for the mortgage industry. Today, ...

Last year was quite a year for the mortgage industry as the subprime mortgage crisis casued banks to drastically change the programs that had becom...

There have been a lot of stories in the news recently about consumer complaints regarding mortgage loans. Today we discuss steps you can take to ma...

In today's episode we talk about Option Arms and look into scenarios where it's worth it to refinance during the penalty phase. Please note that N...

In today's episode we discuss the paperwork you need to save if you are planning on obtaining a mortgage loan. This applies to both purchases and r...