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New GFE is Coming our Way!
MikeMac625
24 views
The CFPB is giving transparency to the development of a new GFE and they are asking for our input.
Check out the 2 versions of the new GFE at www.consumerfinance.gov/knowb...
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Source of Funds to Close
MikeMac625
71 views
Unacceptable source of funds to close like cash advances and unsecured loans will cause delays in the closing of a loan. Documenting non payroll deposits is a critical asp...
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Retaining a Current Residence Creates Qualifying Heart Burn
MikeMac625
5 views
If your clients plan on retaining their current home speak to a loan officer first. Changes in the guidelines create several hurdles to jump over to get a mortgage.
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Are Larger Down Payments Requirements in our Future?
MikeMac625
26 views
Qualified Residential Mortgage guidelines will limit the availability of mortgage financing options, reduce the number of buyers in the market and increase costs.
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Credit Reporting Errors Costing Us $1000's
MikeMac625
13 views
Credit reporting errors are driving up cost of financing by increasing interest rates to consumers.
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A Ray of Hope, New Disclosures and a Seat at the Table
MikeMac625
15 views
The Consumer Financial Protection Bureau has been tasked with creating new mortgage disclosures. They actually invited the mortgage industry to be a part of the creative p...
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Why is the Loan Process So Personal?
MikeMac625
20 views
Give us a sample of blood and your first born if you want this mortgage...
The mortgage process is very personal, watch the video and discover why.
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Tide is Changing at FHA
MikeMac625
11 views
FHA increases the monthly mortgage insurance premium by 25 basis points. Watch and see how this will impact your business.
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Poor appraisals are a result of this process
MikeMac625
118 views
Appraisal Management Companies reduce the quality of appraisals by working with inexperienced appraisers willing to work for less money. Watch the video to learn about a s...
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QRM is BAD!
MikeMac625
20 views
Qualified Residential Mortgage definition will hamper housing recovery.
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