Americans should have the peace of mind that comes with knowing that their futures will be financially secure. Yet, millions of Americans worry about their health and long-term financial security. For many, the American dream is eroding along with this security. We can't let this happen.

We must act and we must act now. If we don't, the next generation will be the first in American history to be less well off than their parents.

AARP, Business Roundtable, SEIU, and NFIB are stepping up to this challenge with Divided We Fail so that Americans can achieve long-term financial security and get the health care they need.

We believe that the opportunity to have access to health care and long-term financial security is a basic need that all Americans share. We believe it is the foundation for future generations.

We believe all Americans should have access to affordable, quality health care.

We believe... All Americans should have access to affordable health care, including prescription drugs, and these costs should not burden future generations.
We believe... Wellness and prevention efforts, including changes in personal behavior such as diet and exercise, should be top national priorities.
We believe... Americans should have choices when it comes to long-term care - allowing them to maintain their independence at home or in their communities with expanded and affordable financing options.

We believe all Americans should have peace of mind about their future long-term financial security.

We believe... Our children and grandchildren should have an adequate quality of life when they retire. Social Security must be strengthened without burdening future generations.
We believe... Workers should be provided with financial incentives to save, should have access to effective retirement plans, and should be able to keep working and contributing to society regardless of age.
We believe... Americans of all ages should have access to tools to help manage their finances, and save for the future and better, easy to understand information to help them increase their financial literacy and manage their money wisely.

We stand as strong champions for the new American dream -- to build a 21st century America where these issues are paramount so that all people can have the opportunity for a prosperous future. We also believe that individuals, businesses, health care providers, non-profit organizations, and government must work together to find solutions - personally, privately and publicly. We represent tens of millions of Americans and we believe that all of us share a responsibility for making our society work and restoring peace of mind to all Americans.

This is our platform for positive change and our commitment to current and future generations.

Divided We Fail, but together we can do anything.