Part 1 http://www.youtube.com/watch?v=_MS3xSDxQ2A&feature=ch...
Part 2 http://www.youtube.com/watch?v=UXTQGJnMU90&feature=ch...
Part 3 http://www.youtube.com/watch?v=p0RCtoC6ob4&feature=ch...


PART 1

0:00 - 0:30 Introduction
0:30 - 2:00 What is Fannie Mae and Freddie Mac, and what do they do?
2:00 - 3:09 What is the HUD (Housing and Urban Development), and who controls it?
3-10 - 3:50 Other financial institutions
3:50 - 6:11 Interest rates, the Federal Reserve and Subprime Loans
6:11 - 7:01 Down payments
7:01 - END California - why are houses disproportionately more expensive there?


PART 2

0:00 - 0:40 California - why are houses disproportionately more expensive there?
0:40 - 1:40 The Houston and Dallas Model, compared to other cities with massive laws
1:40 - 3:00 "Affordable Housing"/Government housing
3:00 - 4:30 Price controls on housing and interest rates
4:30 - 6:30 Government legislation (Community Reinvestment Act of 1977, American Dream Downpayment Act, Federal Housing Administration, government quotas forcing banks to accept people in the low income stratum, etc.)
6:30 - 7:00 What is the FDIC (Federal Deposit Insurance Corporation)?
7:00 - 8:30 Laws on banks and history of government guaranteed banks in the U.S. as opposed to Canada during the Great Depression
8:30 - END "Creative" mortgage plan payments ("interest-only" plans, ARMs, etc.)

PART 3

0:00 - 2:24 "Creative" mortgage plan payments ("interest-only" plans, ARMs, "teaser" interest rates, etc.)
2:25 - 4:27 The Housing Crash (which places got hit the worst?)
4:28 - 5:12 The Bailout
5:12 - 5:34 Why did people stop paying their mortgages?
5:34 - END Conclusion (less info)