Addis Hill is a Fee-Only Planning Organization. The term - Fee-Only - refers to the method of compensation for the financial advisor. Fee-Only advisors are compensated solely by their clients, and do not accept commissions or compensation from any other source. Fee-Only advisors believe there is a significant conflict of interest if an advisor stands to gain financially from the purchase of any product he or she recommends to a client............Wayne Business Association,........NAPFA -National Association of Personal Financial Advisors