The ANZ Fraud Squad campaign will address two key areas of card fraud concern - ATM skimming and shopping online - and demonstrate ANZ's commitment to providing peace of mind for our customers through the ANZ Fraud Money Back Guarantee. The guarantee protects all ANZ cardholders from fraudulent transactions on their ANZ card provided they didn't contribute to the loss and notified ANZ promptly of the fraud. All ANZ cards are covered, including credit cards, debit cards and day-to-day transaction account cards.