US Bank exposed - Part 1 of 5

[jwerner79]

@sbgreer Actually, there is a such thing as marital rape. Husbands are abuse their wives are beyond disgusting, worse than banksters.

[sbgreer]

It was rampant. I remember a guy on the loan side would come out to my cube and bang his fists on the walls and desk in total frustration. Unfortunately, the news is reporting that banks are profiting more than ever. People can protest outside, in the rain holding up signs and it won't make any difference. They're just laughing at us. So until people hit them where it hurts, it does no good. Sad.

[jwerner79]

@sbgreer It's quite sad, I am finding that most victims are staying with their criminal FDIC-member banks even though they are getting abused by them. Well, many rape victims go back to the predator. Very sad.

[KaiserVadin]

@jwerner79 go with greendot, i do not think they do anything for home morage etc. but there good if you need a card with money for online payments

[DMChoreographer]

@sbgreer this is changing even as we speak. keep speaking out. they are starting to get the message

[jwerner79]

@sbgreer Good job. I've been doing the same, namely referring people to ASI-member credit unions. The big problem today is the Federal Deposit Insurance Act and the regulators. I examined the books and practices of American Share Insurance and found it to be substantially different - honest - compared to what I saw in the banking industry from when I worked there: Massive fraud.

[jwerner79]

@sbgreer Thank you. I believe you.

In what region and district did you work? Metro or community?

Be sure to make a copy of this video for either your local DA's office or local municipal law director because USB does retaliate and print screen your upload for proof that you posted it at the time and date it was published.

[MELISSA84008]

"Wall Street Aristocracy Got $1.2 Trillion in Fed's Secret Loans" blacklistednews(DOT)com/Wall_S­treet_Aristocracy_Got_%241.2_T­rillion_in_Fed%27s_Secret_Loan­s/15331/0/0/0/Y/M.html

[jwerner79]

@MELISSA84008 Well, that dollar amount seems a bit weak. I've heard that dollar amount, but I can't see how it would actually be that low.

[jbbraham]

us bank charges you to cash there own checks.....dont take a check from that bank unless you want to pay out to cash it.... that back SUCKS big time

[jwerner79]

@jbbraham To be candid, many FDIC-member banks did that and are doing that now. I've examined the books though of American Share Insurance (ASI), to find that ASI-member credit unions are clean; look for one in your area.

[largekid04]

i work for the bank. i realize that we are not perfect and there are valid complaints, but this guy is a fraud. his actions are well known within the bank through numerous business lines. he manipulated documents and got caught. now he buys a camera and tries to act like the victim. pathetic. his demeanor matches his character. just another guy smarter than the rest of us that needs to make sure we know it. just ask him.

[jwerner79]

@largekid04 Manipulate documents? Employees deal mostly with computers, so let it be known there is no real way for an employee to "manipulate documents" at the our level. "numerous business lines:" I was there for less than half a year, yet numerous business lines know me? Silly. "act like a victim:" No need, just exposing a crooked system, whereas USB themselves admitted their crimes. And truly, I'm not smarter than anyone else - just honest and loving.

[Ebenoozen]

@largekid04 Love Jason, or hate him... much of what he says in his posts, are true. When you say "I realize that we.....complaints" is like saying "a little bit pregnant." One either is, or is not. Trust me, I KNOW US Bank. I know they accel in dancing on the fine line that exists between breaking a law, and just fracturing it. US Bank out-right commits unethical acts with it's customers, all in the name of profit. Google "US Bank class action lawsuits" Open your eyes, and realize!

[mrpotter650]

Fuck Jesus.

[Psychmepsychout]

He worked at the best bank in the country, and this tard works there five months and gets fired?

[jwerner79]

@Psychmepsychout That "best bank in the country" recently admitted in a Consent Judgment Order they lie, cheat, and steal from investors, borrowers, government, and courts.

[KaiserVadin]

FUBANK I MEAN FUCK USBANK get a safe and put your money in it while it does not slove everything like house issues it stops you from getting robbed

[KaiserVadin]

@KaiserVadin FUCK USBANK get greendot card they will not let you go under $0 !, but i am not sure about house payments etc.

[UFCMANJOEL]

FUCK US BANK I GOT THE CASH BACK PONTS THING AND HAVE NOT GOT ANY FUCK CASH BACK THEN I CALLD THE USBANK HELP LINE AND THEY DO NOT KNOW WHAT THEY ARE TALKING ABOUT ON WHANT ON MY ACOUNT ONLINE AND IT SAYS THAT I CAN GET CASH BACK AND THE LADY ON THE PHONE SAYS THAT I CANT ONLY OF THE GOLD PACKEGD THIS IS SOME BULLSHIT CAHSE MAKE YOU PAY 120 A YEAR BUT AT HEY THE PONT SYSTEM IS ALOT BUTTER AND THEY KNOW WHAT THEY ARE TALKING ABOUT

[maximusprime11]

US Bank doesn't pay their people shit! They are the lowest paying large bank!

[brocknann]

Just don't OD your account and you have nothing to worry about..........Why does the bank need to manage your money for you?

[jwerner79]

@brocknann Amen, very true.

[mrkwk03]

I can see why you didn't last very long. You really have no idea what you are talking about.

[inspirediam]

Do you know anything about US BANK being the trustee on MERS accounts?

[jwerner79]

@inspirediam Absolutely!

It is a completely different animal than retail where I worked, but I've learned much in recent years about their fraudulent, hidden, concealed operations with MERS and other entities. USB does it, Wells does it, Deutche doe sit, BofA does it, Bank of New York does it, LaSalle, most of them.

They simply use MERS to steal from their inside investors of MBS. It's a huge ponzi scheme. As Trustee, USB works with other fraudsters in the Trust to conceal their theft.

[inspirediam]

@jwerner79 The new "reform" bill has put the criminals involved in this ponzi scheme in charge of regulating. It is time for everyone to move their money to their small community banks. Madoff was chump change compared to the racket our government and the fed got going on.

[jwerner79]

@inspirediam The criminals were already in charge of the regulators. And yes, Madoff was a chump compared to them.

There are some good things happening though in law enforcement right now. Banks are really creating much in-fighting by making their law enforcement very angry in them getting exposed. Banks are being raided right now by the FBI and USDOJ, but not many people are aware of it; the FBI and USDOJ are using regulators to obtain evidentiary documents for criminal prosecutions now.

[oliverrainman]

@jwerner79 what bank would u prefer if u were new to all this ?

[jwerner79]

@oliverrainman Great question if I myself am understand your question correctly.

Today, I endorse ASI-member credit unions. American Share Insurance has their act together. On the FDIC side, there are not too many good ones, but I do endorse the style of business run by Third Federal Savings & Loan (TFSL). Does that answer your question? What other questions do you have?

[oliverrainman]

@jwerner79 thanks for taking your time to answer my question i appreciate that i asked you that question because i want to choose a bank to go to but i want to know the best one out there out of the ones i know like U.S BANK , WELLS FARGO ETC

[paulcoonan]

I received $435 in fees in 90 days. I didn't even have a checking account nor a debit card! I have new vid explaining my recent experience.

[siuguy80]

Wow intelligent. I can't believe he was ever a manager

[johanna488]

@siuguy80 Every branch where "he" worked was the most productive branch in the district of 24 branches.

[Elysium3006]

In November of '09, US Bank charged me a $5.00 fee due to my statement being returned to them. They did not properly update my address/phone #. I had a zero balance so went negative $5.00. Because I was negative, they continued to charge me DAILY OVERDRAFT fees. I just found out. The fees are up to $331.00 and they put me on check Systems. They said they'll only reverse 1/2 the fees and only if I continue to bank with them, otherwise they will charge me the full fee amount. I DON'T THINK SO!!!!

[jbaker88]

I agree with you. I just got a letter in the mail for overdraft fees in the amount of 900+ dollors! I havent even conducted bussiness with US Bank in over 6 months! I was never notified of any overdrafts. US Bank be godamned if there gonna get anymore than the orginal amount I owe them!

[jwerner79]

Banks certainly have a fiduciary responsibility to notify customers if the account is overdrawn, but states have been refusing to enforce the law, in a malicious and obstructive way. We need to get better elected officials into government.

Thanks,

Jason

[jbaker88]

Agreed :)

[tiffanie2279]

Also, you can tell from your posts, you really had NO CLUE about management or what your job duties actually were. You obviously know NOTHING about the duties of a teller, vault teller, merchant teller, PB or UB or MANAGEMENT!! Grow up, find a job and pay your bills. People like you are disgusting. WWJ think of you?? If you say things really happened and you were told to do things that were unethical and did them or did not report, then YOU should have been fired! Dumbass!!

[jwerner79]

Thank you. I especially appreciate comments from current or former US Bank employees.

Jason

[tiffanie2279]

WOW! You truly are a loser. You have not a clue what you are talking about. From the videos I've seen of yours, you probably did take the money and were fired with good reason! YOU house has been foreclosed, you owe money to everyone...hmmm let's think about this...Yep, sounds liek you probably took the money. Do you really think two people went into dual and conspired together to get you? Give me a break!! Sounds like you are just trying to blame someone for your stupidity!!

[jwerner79]

Ok, you got me. In the year 2004 I magically snuck under the cameras and grabbed a whopping $1,000 to try to bail myself out of fraudulent lawsuits I knew would happen in 2008, which lawsuits have nothing to do with USB.

What's next? Are you going to tell me the Cleveland Browns are a good football team? Are you sure UFOs are real? Do you really believe banks are flawless? Is water dry? Is fire cold?

I'm having fun now.

Thanks so much,

Jason

[MrMadden73]

shut up you dumb bitch, you probably work for these fucks

[upstandingj]

What's not professional is the evangelism bit.

[jwerner79]

At least I have the professionalism to stand for what is right and show my face.

Thanks,

Jason

[vasifka]

if banker sees fraud, he/she always tells that to customer, and to fraud dept. but if you chose to hide fraud, then sorry, your fault.

[vasifka]

I just wonder if your present employer aware of this your video. if you are mad at your past employer and accusing them for firing you. How your present employer would think, are you gono do the same with them when you quit of get fired?

not professional at all.

[jwerner79]

Actually, if you do not blow the whistle when you see fraud, then you are just as guilty for that fraud in complicity. Did you know that?

Thanks,

Jason

[vasifka]

say customer brough check saying he won the lottery in australia... are you gono deposit it if you see it? customer is responsible too for these checks... BUT bankers are too be aware of these checks, and always, always, bankers ask customer if it is suspicious, where they got these checks. remember, know your cusomer.

[jwerner79]

Absolutely: Know your customer. No check is negotiable.

Jason

[salmandron]

Hey Jason,I have worked for the bank a little longer than you oh and you will be happy to know that your branch won Pinnacle after you left, once they had a sane manager to lead them. So USB is still ignoring fraud is it? That is an insult since I work in lets say a fraud unit and no I am not in FLC I am a actual fraud rep. Do you have any idea how many times we save customers from financial ruin with no one even knowing? Blame us for you um.. "short comings" if it makes you feel better.

[jwerner79]

Does the bank prevent fraud? Absolutely. But for something as obvious as the fraud, it should not be happening, ever. Third Federal does not have the kind of problems as USB, as an example.

Regarding Pinnacle, the first branch where I worked had won Pinnacle in the past, but was down before I got there. I implemented BOB when I learned it, which helped our numbers immediately. I did thle same thing at two other branches where I worked, and sales soared.

Thanks,

Jason

[wnstrun]

I work for u.s. bank in ohio, and am outraged that someone would say that there is some kind of scam going on there. I've worked there 8 years, and you have to something really bad to get fired. So the scam is on you dude. The ethics line is anonymous...so they would not know it was you. And five months isn't long enough to know much anyway. and you need to improve your public speaking, you were all over the place.

[jwerner79]

Praise the Lord, thank you for your message.

I agree that my public speaking needs to improve, but I'm at least trying to be real unlike someone who uses a teleprompter.

As for the scam at USB, I believe USB is still one of the most ethical banks in the country, but they still ignore fraud. Fraud is fraud, and it should not be tolerated, but most of the other banks in the country have the same practices of ignoring fraud.

As for Ethics Hotline, caller ID is not uncommon.

Jason

[jb0177]

LOL I've dealt with US bank...

I had one problem with them, I had them fix it, then closed my account with them. They were all idiots!!!

[vasifka]

so they fixed it, and still think they are idiots? i see how smart you are

[jonasbrotherluver00]

Jason, your such a liar. Trying to convince people that customers didn't understand they were getting a home equity product is a complete joke. Perhaps we need to better understand why you were fired from US Bank? I am not buying the statement you were fired for $1000.00. My guess is you were fired for doing something ethically wrong with loans and now your trying to even with your old company and deep down you deperately want it back but can't because your not eligible for re-hire.

[johnnyr55556]

Very informative series thanks

[ytrfd]

Stay strong watchman.God bless

[lightleague]

Hey Jason, I have to say it takes some guts to come out and talk about this stuff. Too bad the media didn't try to cover the crooked underpinnings of the banking system before we got to where we are today. Good series.