Top 10 Immediate Effects of Health Care Reform

[Chadeyes4]

You two are either REALLY nervous on screen, or your knowledge of the subject matter is quite limited. You stammer and your points are simply repeated instead of better explained. Your bias toward Obamacare seems to come from a lack of knowlege of how insurance should work, practically speaking. There are FAR easier ways of solving the ills fo the current system that this new albatross never considered.

[hamnose]

Wingnuts will use this to say government intervention doesn't work. (Somehow in this case giving in to corporations is socialism.) Worst legislation ever. Just went into effect and already disaster. Companies aren't offering plans to cover children. And before the impact is felt they're raising rates. After kissing their asses and bending over backwards to give them everything they want, what do they do? They stab you in the back and fund your political opponents. Goodbye democratic party.

[theradioschizo]

Government meddling in healthcare in the US is precisely what makes it more expensive in the first place. Stifling competition by limiting your choices to within state lines. Monopolizing licensing and lowering the supply of doctors.  You can't even charge for stitches without going through medical school. Think that inflates prices much? Coupling insurance with employment, which lowers wages. You think the employer just absorbs the cost? No, they just pay their employees less.

[theradioschizo]

Implication of #2 and #1: People will choose to pay the fine for not having insurance instead of paying month by month insurance premiums. Then when they do get sick, will apply for insurance since they can't be denied, skewing the ratio of those giving into the insurance pool vs receiving.

[theradioschizo]

Implication of #4: Creation of high risk pool? From where? Mary Poppins magic bag? From TAX MONEY. Wonder who pays that?

[theradioschizo]

Implication of #7: removing cost from the consumer means prices will go up. Now that sounds great cuz it's paid by insurance, but that means premiums will go up and if those are capped, then the government (i.e. taxes, i.e. THE TAXPAYER) will have to foot the bill. When you have to pay out of pocket, you shop around, increasing competition and driving down cost.

[WickedOneVA]

This information is a repeat of the basic info that has flooded the media, why not give up to date information by investigating topics prior to making a vid. If you google health-care reform you could easily have obtained all of these facts....it seems as if you were bored and just wanted to make a vid. I mean its all well, but its certainly nothing new.

[1inkdaddy]

Sooo you r saying it will be COMMIE

[Anon11674]

A step in the right direction, but it's really nothing but a pittance. But I'm surprised we got this much, with the republicans backing the corrupt medical industry.

[anona72]

good stuff....was looking for some info on this bill and there u guys were...

[Craigipedia]

by far the most important thing is getting rid of lifetime caps and removing pre-existing conditionality... congrats America, we are now roughly as well taken care of as people in India.

[shoonnya]

No way !! Indians are in geenral much better taken care of. They have governement encouraged alternative medicine department ! preaching and practising Ayurveda). They have doctors on salaries. not high-brow pimps on commissions. and last..their medical students actually learn surgeries from practising on cadavers, not plastic skeletons hanging on the walls!! so they produce much better doctors!!

and last..any insurance in India by default have term periods after which money is returned.

[killamenjarro]

@Craigipedia yep, (i'm assuming this is a negative comment, if not ignore this) now we have to deal with health care similar to that of a country whose citizens have a stigma on them that they have to be either a DOCTOR or tech support, so yeah horrible horrible horrible

[MInuhanyouM]

this is a good springboard personally, but we're not done

[crocfme]

Good explanation. The control of excessive profiteering by insurance companies is one of the major benefits of this reform.

Premiums paid by customers are to insure their health, 1st, and to generate profits for insurance companies, 2nd.

Somewhere along the line, that simple reality was lost sight of.......

[NDstephan]

What about the payment for outcomes, not procedures (spelling not my forte')..... I think that should have definitely been in the top 10 maybe even the top 5.

[TheDailyConversation]

@NDstephan Ooohh, good one. Thanks and sorry we missed that. You're right, it's all about efficiency and accountability.

[depfox]

Great video I learned a lot from it thanks

[TheDailyConversation]

@depfox Thank you...we had a good time debating how these should be ranked and what we should leave out.

[42Unknowns]

Is there any hope for a public option in the future?

[TheDailyConversation]

@42Unknowns I would say years down the road, but I think this is such a big change, and has been such big news, that it would really have to fail for the American people to call for the public option en masse. However, what this does create is a system where the non-profit health insurance companies could become much bigger and successful. If their coverage pool increases and their rates are lowered, that is essentially a "public option"--a non-profit plan with many people buying into it.

[MInuhanyouM]

there is hope, 4 amendments including 2 by grayson, and sanders are already scheduled to be debated soon. As reid promised sanders on the day of the vote in condolence of not being able to put the amendment in the legislation due to putting the entire legislation in jeopardy, as we could see, only a few votes could be spared

[shoonnya]

One of my Top 10 as I understand it. Please correct it if it's wrong: From Jan 2011 onward, the leeching companies will have to spend a minimum 80-85% of my premium on my own/my family's health care. If they do not do it, they will have to return the money that they did not spend.

A related question: What stops these blood-suckers from finding loopholes and dodge all the responsibility and go on happily profiting ? I think there should be a cap on these guys profit margins (near 0%). period.

[42Unknowns]

@shoonnya or jusr make a puplic option (not goverment take over) availiable to all americans

[TheDailyConversation]

@shoonnya I think this system will effectively create public options through the non-profit sector...see my comment to 42Unknowns above :)

[jubexx0]

am Canadian so happy for American :D

[arofluv]

I feel bad, as much as I have watch/ and read about the bill, i know next to nothing about it... but this was helpful. What are the negatives and more positives?? I gotta buddy @ work who's a far right, and I dnt have any responses.

[MInuhanyouM]

well the right have no real ideas...and their gripes are unfounded, they talk about the cost but its fully paid for, and it slashes the deficit considering the official CBO cost estimates.

The only legitimate problems with this bill, are the mandate, which people will be angry about because they're "forced" to contribute to other people's care, but that's what we do. And we haven't controlled costs yet and the monopoly continues on. But both of these things will be fixed with a Public option