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Lawyers are the issue. Like the ones sending out blind mailers to home owners asking if they have a crack in the house. "Call us and we'll teach you how to file a claim." Which then requires the insurance carrier to pay for geological testing which costs $10,000.00+. Frivolous claim? Unnecessary expense? …continued
lhpgators 9 months ago
Then the geotech reports come back and say "well its probably normal settlement and/or high levels of clay in the soil and/or normal expansion and contraction and/or improper compaction of the first 2" to 4" inches of earth under the slab........but, we cannot rule out sinkhole (because if a sinkhole does in fact open up 200 years from now, we don't want to be liable). …continued
lhpgators 9 months ago
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What the attorneys don't tell the home owner is if you get a geotech to not rule out sinkhole, then your property tax record states you have a sinkhole. Ever want to sell your house? good luck. Even if the geotech report is truthful and says "no sinkhole" then you, the homeowner, will need to rectify the foundation issue at your own expense, otherwise good luck getting any carrier to insured your property. Either way, the homeowner loses and the attorney gets paid.
lhpgators 9 months ago