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  • @noclassatall I respectfully disagree with you. I don't consider notifying a debt collector that you are aware of you rights or your intent to enforce them a threat - just common sense. Any future contact would be a violation of the FDCPA and any "flag" or "further action" as you stated (unless it is to Cease and Desist) would likely be additional violations worth documenting. It sounds as if you are suggesting it is a benefit to appear ignorant and/or reluctant.

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