Remove Late Payments - delete Late payments, bankruptcies, charge-offs,

[htool11462]

Yes dumb ass, Credit Bureaus determine ones loan worthiness by assessing a point system to your overall loan repayment reliability. It's what helps lenders make decisions when considering loaning money. No one makes people borrow money. Yes credit bureaus get it wrong sometimes.... but most of your customers are people that defaulted on their bills and are trying to get the easy way out.