Just remember Trinsy v Pagliaro next time you find yourself in court for any reason. The instant the prosecutor starts reading his laundry list of charges object. The prosecutor (attorney for the plaintiff) cannot witness for the plaintiff. He is a third party interloper and has no first hand knowledge of the matter. His 'charges' are based on presumption. Tell the judge that if the attorney for the plaintiff is going to testify that you want him sworn in. He'd rather set himself on fire.
I'm not a lawyer. But I've slept in a Holiday Inn. Just kidding. I have been to court. Yes, it's all true. The prosecutor can't be both witness and prosecutor at the same time. Actually, the instant he opens his pie hole he disqualifies himself. And without representation. the plaintiff can't proceed. Especially if the plaintiff is a corporation and/or you have a crooked judge (which most of them are being that there has been no lawful judiciary since 1789) who takes over the prosecution.
credit cards company are a bigger scam than you think...they are creating the money out of thin air to loan to you. This is a type of counterfeiting and it is called FRACTIONAL RESERVE BANKING.
In the past hour the keepers of the power in the modern democratic society had the following to say to the world.
"There's nothing more important to us than making sure we do whatever is necessary to respond to any concerns," 8 January, from an office in the United States
Thank you for pointing out your previous intention, your intention and your coming intention with the world, others. I could not have unmasked your criminal objectives so smoothly without your help.
I'm not finding any place in the law that specifically says credit card companies are obligated to charge off the debt after six months of non payment. I have a friend who hasn't paid on a credit card in a year but the creditor has been adding late fees and interest for the whole year.
Check out MindWarpSector4 website and click on the credit card section- Dealing with the Banksters. Documented proof of a process to get away with Credit Card debt legally. Repair credit rating too.
@CybershulDotCom How about losing a job, having to take a minimum paying job just to feed your family, of which one of your three kids suddenly had to go to the emergency room, and your car was reposessed because there aren't any good paying jobs available?
Get real! There are people trying to do THEIR BEST, and still not come up with enough to cover life's unexpected costs, and I can assure you, NOBODY likes to be in debt.
@castawayds No pity here about the car. I drive a 14 year old car. It's 100% OWNED by me. Even if I had no money coming in the next month it would still be sitting in the driveway... When will people get it through their thick heads? - bet you were happy as showing off your new set of wheels when you signed the papers for the loan... "You only see who's swimming naked when the tide goes out" - Warren Buffet
Nonsense. You would get collection letters and phone calls before and after the 180 days. There is no 180-day deadline for collection, and charging off the debt does not mean they have to stop collection efforts.
Another important point -- each State has a Statute of Limitations on the collection of "unsecured debt" (credit card debt and any debt not secured with collateral). This is usually between 3 and 6 years, after which the lender cannot legally file a lawsuit against you any more. BUT IF YOU MAKE A PAYMENT, the Statute of Limitations begins again from the beginning. It counts from the LAST ACTIVITY on the account. SEE my channel....
Legally the longest a credit card company can wait to charge an account off is 7 months past due. If they receive one payment in this supposed "180 days" which is really 7 months past due- they will charge off at the end of 7 months UNLESS they make a payment to pay the 1st months payment. The credit card company will HIRE representation in the cardholders state and persue the funds that way. aaron get your facts straight.
Just remember Trinsy v Pagliaro next time you find yourself in court for any reason. The instant the prosecutor starts reading his laundry list of charges object. The prosecutor (attorney for the plaintiff) cannot witness for the plaintiff. He is a third party interloper and has no first hand knowledge of the matter. His 'charges' are based on presumption. Tell the judge that if the attorney for the plaintiff is going to testify that you want him sworn in. He'd rather set himself on fire.
AceOfHeart2012 6 months ago
@AceOfHeart2012 are you sure about this? if this is true then what has been happening in the courts? are you a lawyer?
Achisachis73 5 months ago
I'm not a lawyer. But I've slept in a Holiday Inn. Just kidding. I have been to court. Yes, it's all true. The prosecutor can't be both witness and prosecutor at the same time. Actually, the instant he opens his pie hole he disqualifies himself. And without representation. the plaintiff can't proceed. Especially if the plaintiff is a corporation and/or you have a crooked judge (which most of them are being that there has been no lawful judiciary since 1789) who takes over the prosecution.
AceOfHeart2012 5 months ago
credit cards company are a bigger scam than you think...they are creating the money out of thin air to loan to you. This is a type of counterfeiting and it is called FRACTIONAL RESERVE BANKING.
Francescaalejandro 7 months ago 3
In the past hour the keepers of the power in the modern democratic society had the following to say to the world.
"There's nothing more important to us than making sure we do whatever is necessary to respond to any concerns," 8 January, from an office in the United States
Thank you for pointing out your previous intention, your intention and your coming intention with the world, others. I could not have unmasked your criminal objectives so smoothly without your help.
ImperatorKuzco 1 year ago
2:18 but they've also taken the "income" from the late fees and penalties, and then write it off. I don't see how that helps/
FortNikitaBullion 1 year ago
I have been reading an article about Collection Agency suing people, they usually win by default.
coolduder10 1 year ago
I'm not finding any place in the law that specifically says credit card companies are obligated to charge off the debt after six months of non payment. I have a friend who hasn't paid on a credit card in a year but the creditor has been adding late fees and interest for the whole year.
Iambusy3 1 year ago
Check out MindWarpSector4 website and click on the credit card section- Dealing with the Banksters. Documented proof of a process to get away with Credit Card debt legally. Repair credit rating too.
antoconno 1 year ago
How about paying your bills?
CybershulDotCom 2 years ago
@CybershulDotCom How about losing a job, having to take a minimum paying job just to feed your family, of which one of your three kids suddenly had to go to the emergency room, and your car was reposessed because there aren't any good paying jobs available?
Get real! There are people trying to do THEIR BEST, and still not come up with enough to cover life's unexpected costs, and I can assure you, NOBODY likes to be in debt.
castawayds 1 year ago 3
@castawayds No pity here about the car. I drive a 14 year old car. It's 100% OWNED by me. Even if I had no money coming in the next month it would still be sitting in the driveway... When will people get it through their thick heads? - bet you were happy as showing off your new set of wheels when you signed the papers for the loan... "You only see who's swimming naked when the tide goes out" - Warren Buffet
CybershulDotCom 1 year ago
Nonsense. You would get collection letters and phone calls before and after the 180 days. There is no 180-day deadline for collection, and charging off the debt does not mean they have to stop collection efforts.
dv2012 2 years ago
How about you having to sue the credit card company for DRASTICALLY reducing you credit line? It's legal!!!!
Pookatube 2 years ago
Another important point -- each State has a Statute of Limitations on the collection of "unsecured debt" (credit card debt and any debt not secured with collateral). This is usually between 3 and 6 years, after which the lender cannot legally file a lawsuit against you any more. BUT IF YOU MAKE A PAYMENT, the Statute of Limitations begins again from the beginning. It counts from the LAST ACTIVITY on the account. SEE my channel....
HurricaneHeidi 2 years ago
Legally the longest a credit card company can wait to charge an account off is 7 months past due. If they receive one payment in this supposed "180 days" which is really 7 months past due- they will charge off at the end of 7 months UNLESS they make a payment to pay the 1st months payment. The credit card company will HIRE representation in the cardholders state and persue the funds that way. aaron get your facts straight.
brwald01 3 years ago
Venue and Jurisdiction.
wwe107 3 years ago
THANK YOU.
wwe107 3 years ago