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Thought about this, are they using the £130 to pay off part of the £150 and the balance being covered by the excess
if this is the case, why are there still two mortgages running?
Smilebigtoday 2 years ago
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seems like this does not really stack up
150k at 3.5% costs £5250 a year
130k at 6% cost £7800 per year
That give an excess of £2550 per year
Which is a total of £40800 over 16 years
Cant see how this can pay off the loan of £150k
Even if you took the £2550 for 25 years this only gives £63750
Anyone else can see how this works let me know
Smilebigtoday 2 years ago
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Smilebigtoday 2 years ago