The Facts about Fees: Student Loans 2012

[GnomesArePirates]

The only thing i need now is an offer from Bath, Newcastle, or Leeds :(

[gobbly2100]

Forget uni and start a business, begin your working life making money instead of in debt, employers want experience over education anyway as most of what you learn at uni wont apply to the work place anyway. You don't learn anything about work until you get out there and get stuck in!

[woodpigeon66]

Nope, I still want to cry every time I think about it. Why did they have to triple the fees - why not increase them by £2,000 or something? :(

[Bevi18BigGirlBigTub]

I used to be able to afford university.. Then I took an arrow to the knee.

[tibbyltd]

To support my previous comments. I just read this extract from an article in the independant;

"Most problematic of all, in terms of job prospects, are the courses which are creative, extremely popular, look highly vocational but where related job prospects are actually very poor............"

[EdwardHitchon1993]

If most people won't pay off the debt... where does the money come from? I could be very wrong here, but isn't this just shifting the debt onto future generations?

[randomsarahgrace]

@EdwardHitchon1993 Exactly what I was saying in college!

[ThePaddypower15]

@EdwardHitchon1993 if your not earning more than 21k after a degree then whats the point doing it?

[EdwardHitchon1993]

@ThePaddypower15 It's stated in the video that most people won't pay off their debt, it's not about whether they earn more than 21k (at which point they start paying back) it's if they ever pay back the full amount. Because the amount you pay back is based on what you earn people earning under a certain point but over 21k won't pay back their full loan. Who therefore pays for this? This payback system is reasonably fair, but the books won't balance.

[danielscullane]

Er, great video apart from... £12k more per year for graduates? Disagree. Most non-graduates are in jobs that have allowed progression and are on £20k+ anyway. Maybe £2k-£5k more a year. £12k is wrong. Average for graduates from sport etc was £13k not long ago.

[tibbyltd]

@danielscullane Totally agree. I don't know where they get these figures from. If you a £12K more a year it would be stupid not to go. I have had more university education than I care to admit, my advice - do not go! (unless your doing medicine or dentistry and maybe law or actuarial science or any other course which is actually worth doing!!!)

Do art and you'll be worse off!

[UmiyuriPapaeyra]

@tibbyltd What about the animation course I'm taking where I'm finding out about various disciplines, using all sorts of tech, and getting professional education on the subject - with a year dedicated to work commissioned by professional companies, and guest lectures from Aardman Animation, among others?

Are you going to sit there and tell me it would've been better for me to get a boring office job instead? And, more importantly, would you say the same thing to my face?

[tibbyltd]

@UmiyuriPapaeyra Would I say the same thing to your face......of course I would. I have to confess though that I'm not clued up in your area of study.

I'm not saying you'd be better off getting a boring office job, I'm saying you still may end up in a boring office job after all your "professional education". If your happy I can't dispute that, but tell me this; have you secured a decent job for when you graduate?

How many others are taking animation courses in the UK? How many jobs are there??

[UmiyuriPapaeyra]

@tibbyltd For my class in particular, 800 people applied from all over Europe. 100 people were interviewed. I'm one of the 20 that was considered good enough to make it in.

[UmiyuriPapaeyra]

@tibbyltd But I digress. Would you like me to walk out of the building today and drop out of the class, out of something that I've been wanting to do my entire life, something everybody else around me has been wanting me to do my entire life, to get a job in a world that I -don't- understand and honestly don't -like- either, just because it would be 'stable' and 'decent'?

I'd rather spend my life doing what I -want- to do, regardless of whether I 'win' or 'lose'.

[tibbyltd]

@UmiyuriPapaeyra You do what makes you happy. I hope it pays off and I wish you all the luck for the future. All I wish is misleading statistics such as those featured in this video weren't published to disillusion the youth of this once great country.

[malisha2155]

Is it just me or 9% of 21 000 are not 7,50... :D

[alexxbamsey]

it's 9% of the remaining £1000, which is £7.50 a month (or 7.50x12 per year) ...

[Jacko129ktm]

Or still pay £3,000 a year tuition fees if your welsh, lucky me :)

[david3lyons]

1:20-1:30 I bet people are feeling so much better off with these new fees. Can't imagine why anyone would think that's the worse reason ever given to support the increase.