CapitalOne secured credit card canada

[GetCreditHealthy1]

call 877 850 3444

[izbyfl]

i tried and they ask me $300, not $75!!

[montyloree]

@izbyfl it's as little as $75, but can go up to $350... based on your credit and the amount of credit limit you want... you need to save up some more money.. trust me ... this is the fastest way to get a good credit item on your credit report.

[zxcvbnmjhgfdsa1]

i thought companies gave credit like candy why do you need a security deposit

[montyloree]

@zxcvbnmjhgfdsa1 When people have bad credit the credit companies want security... unsecured credit is for people who have proven their trustworthiness.. If somebody has no credit history, or bad history, the credit card companies will need better assurance from that client

[montyloree]

Hmm... Capital One is an aggressive marketer that's for sure..

As far as not working with the client... If the client sticks with their agreement, there is no problem with Capital One.. people take offense when Capital One's collection system kicks after no payments are received.

If you keep up your payments as agreed to.. Capital One is easy to live with.

[Sehoy1]

Capital One is a predatory company that will make you regret the day you ever heard of them. I've never had any business with them, but they call my number daily, evidently in pursuit of a bad debt. They use robo dialers, and there is no one at the end of the line when I answer. I had to report them to the FTC for harrassement. There are many horror stories on the interent about this company. BEWARE!

[71Warrior4Jesus]

capital one sucks they will not work with you. do not use them for ANY credit

[montyloree]

yes... it's a cost effective way for a person to start to rebuild his/her credit

[alburgh]

Finally a way the little guy can get started again and get his credit back.

Thanks a lot for the info.

John

[bobzippy]

I know somebody who is new to the Canada.. is this a way to help start a credit rating?

[riverviewbubbles]

it is THE way to do it. most hassle free anyways. on the website there is even a card for people new to the country. after one year, the security funds are returned and there is no more membership fee... yes, i work for capital one :P

[montyloree]

@bobzippy It is... for a small security deposit, you can have a credit card and put a good credit listing on equifax and transunion in as little as a few months