Ask USAA: What should I do with my TSP when I retire?

[shiftomnimega]

The funds available in TSP offer the best expense ratio for like funds. If you plan to leave your retirement funds in autopilot anyway it makes most sense to keep your funds in TSP.

[usaa]

@shiftomnimega Thanks for the comment!  The TSP funds do indeed have very low expense ratios relative to other alternatives. My reason for not specifically mentioning this point was to keep the pros and cons I outlined applicable to a broader swath of company retirement plans than just the TSP. Even so, the TSP’s low costs are yet another reason why some former participants will leave their money in the plan as opposed to rolling it over. Thanks again for commenting! -Scott