File bankruptcy...it will buy you some time. Maybe the gov will put a freeze on foreclosures
before your time is up. Re-affirm on the mortgage...and your tools...file chap. ll and drag it out as long as you can...a lot of your creditors won't file in. In the time you bought get a job so that you have SOMETHING going for you...use the skills you have for whatever kind of work you can get...STOP paying on the credit cards NOW!
I think what you need to do is know what your priorities really are. If I were in your situation, it would be about getting out of debt in order to protect my family. But if it's really about keeping your truck or camcorder or whatever, the solution will be totally different. For me it would be a matter of taking whatever job I could, renting out whatever dump I needed to -- whatever it took to continue to provide for the family.
Honestly, I'm not concerned with keeping anything but my family together. The truck is paid for and it's my bread and butter. I'm damn near close to selling it though. The camcorder is actually a cheap digital camera provided my last place of employment. My family is still under roof, thank God! I'm working 3 jobs to try to make ends meet. Sleep is not an option when it comes to feeding my children! I've actually dropped 30 pounds from starving myself to feed them. I am willing to sacrifice!
Ok. Tough to get through all the stupid advice you are getting here but here goes. I'm 42 and a business owner. Cutting expenses and all of that is Bullshit. You have to find a way to earn more money. That's it. The only way you can earn money fast (legally) is to get into a sales job - big ticket and hope you are good. Car sales maybe. Work nights, weekends, be the best. You have to work on commission and give it your best shot. Best of luck.
The difficulties that your family is facing are truely heart breaking. Maybe you can rent out parts of your house and in this way get some passie income. You have to figure out some way to use your house and/or land to generate income for you. God bless ;)
Cut any unnecessary expenses. Do the math on all options to see which minimizes your loss. Maybe walk away from the house. Rent 2 bedrooms or move in with family. Keep most fuel-efficient car and basic necessities. Sell everything else to pay off highest-interest debts. Credit card is the last resort. Use food bank, thrift stores. Teach older children to babysit younger ones so your wife can work. Don't let anger and despair cloud your judgment. Calculate the best option given the circumstances.
The difficulties that your family is facing are heart breaking. I am a very pragmatic person by nature & your story almost brought me to tears - such was the emotion behind your words & within your face.Yet my feelings quickly turn to anger as the reality is that your family & the entire US was set up for this fall so that you would quietly surrender your freedoms to the UN . My advice? Sell everything you have, take whatever work you can & form a network - THINGS ARE GOING TO GET A LOT WORSE.
Thanks for taking the time to watch. It is sad to think that there are so many people being hurt by this economy and the housing market. I too believe that things are going to worse. I have a strong feeling that it's going to take something drastic for this government to do something. I can't understand why the haven't really stepped in yet. Again, thanks for your time. Peace.
I am an honest broker and over the last few years was appauled at customers. I would give them sound financial advise. Tell them they need to get things in order before they purchase a house. Just for them to call me up and act like I dont know what Im doing because someone else got the done. But for the most part they would call me back in a few months asking if I can help them...theyre in foreclosure.
The republican party is really for the people that have 5 or 6, million dollar homes. Dont fool yourself. They will be happy for you to lose your home if they can make a buck on it.
I am truly sorry for your situation. I am a mortgage broker.
Move to Saskatchewan, Canada. You'll make a killing as a contractor.
kipperboy51 1 year ago
will you post an update?
pineapple1969 2 years ago
This I will do. You can chase me out of my home, but we will revert to survival no matter what it takes.
Meyecelph 3 years ago
File bankruptcy...it will buy you some time. Maybe the gov will put a freeze on foreclosures
before your time is up. Re-affirm on the mortgage...and your tools...file chap. ll and drag it out as long as you can...a lot of your creditors won't file in. In the time you bought get a job so that you have SOMETHING going for you...use the skills you have for whatever kind of work you can get...STOP paying on the credit cards NOW!
cumelec 3 years ago
I think what you need to do is know what your priorities really are. If I were in your situation, it would be about getting out of debt in order to protect my family. But if it's really about keeping your truck or camcorder or whatever, the solution will be totally different. For me it would be a matter of taking whatever job I could, renting out whatever dump I needed to -- whatever it took to continue to provide for the family.
cougartuba4aee 3 years ago
Honestly, I'm not concerned with keeping anything but my family together. The truck is paid for and it's my bread and butter. I'm damn near close to selling it though. The camcorder is actually a cheap digital camera provided my last place of employment. My family is still under roof, thank God! I'm working 3 jobs to try to make ends meet. Sleep is not an option when it comes to feeding my children! I've actually dropped 30 pounds from starving myself to feed them. I am willing to sacrifice!
Meyecelph 3 years ago
Ok. Tough to get through all the stupid advice you are getting here but here goes. I'm 42 and a business owner. Cutting expenses and all of that is Bullshit. You have to find a way to earn more money. That's it. The only way you can earn money fast (legally) is to get into a sales job - big ticket and hope you are good. Car sales maybe. Work nights, weekends, be the best. You have to work on commission and give it your best shot. Best of luck.
aitraining 3 years ago
The difficulties that your family is facing are truely heart breaking. Maybe you can rent out parts of your house and in this way get some passie income. You have to figure out some way to use your house and/or land to generate income for you. God bless ;)
madcatzy 3 years ago
Cut any unnecessary expenses. Do the math on all options to see which minimizes your loss. Maybe walk away from the house. Rent 2 bedrooms or move in with family. Keep most fuel-efficient car and basic necessities. Sell everything else to pay off highest-interest debts. Credit card is the last resort. Use food bank, thrift stores. Teach older children to babysit younger ones so your wife can work. Don't let anger and despair cloud your judgment. Calculate the best option given the circumstances.
laurantran 3 years ago
The difficulties that your family is facing are heart breaking. I am a very pragmatic person by nature & your story almost brought me to tears - such was the emotion behind your words & within your face.Yet my feelings quickly turn to anger as the reality is that your family & the entire US was set up for this fall so that you would quietly surrender your freedoms to the UN . My advice? Sell everything you have, take whatever work you can & form a network - THINGS ARE GOING TO GET A LOT WORSE.
TheSharpenedPen 4 years ago
Thanks for taking the time to watch. It is sad to think that there are so many people being hurt by this economy and the housing market. I too believe that things are going to worse. I have a strong feeling that it's going to take something drastic for this government to do something. I can't understand why the haven't really stepped in yet. Again, thanks for your time. Peace.
Meyecelph 4 years ago
hum...they wont let me post the link..go firgure!
zeitgeistmovie
just add the 3 w's and dot com
Douggie0000 4 years ago
hum they wont let me post it...go figure!
Lets try this....
zeitgeistmovie
just put the 3 w's and the dot com at the end.
Very informative, free movie.
Douggie0000 4 years ago
You Should read them backwards....last one first.
I also need to suggest to you to watch this video.
IT will fill you in on some of what is happening.
Douggie0000 4 years ago
I am an honest broker and over the last few years was appauled at customers. I would give them sound financial advise. Tell them they need to get things in order before they purchase a house. Just for them to call me up and act like I dont know what Im doing because someone else got the done. But for the most part they would call me back in a few months asking if I can help them...theyre in foreclosure.
Douggie0000 4 years ago
The republican party is really for the people that have 5 or 6, million dollar homes. Dont fool yourself. They will be happy for you to lose your home if they can make a buck on it.
I am truly sorry for your situation. I am a mortgage broker.
Douggie0000 4 years ago
Your amongst the thousands in a similar boat.
My best friend came to me...he has 3 mortgages. 60k in cc debt cant do a thing for him.
You mentioned you cant afford bankrupcy that would be an option.
About the only thing is to turn back time and vote democrat.
Douggie0000 4 years ago