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I can't believe people owe more on a car than it's worth it's no wonder people are broke and live paycheck to paycheck. If you need GAP insurance it means you bought more car than you should have. Just because you can make the payments doesn't mean you can afford it.
WillBackbone 2 years ago
@WillBackbone You have absolutely no idea what Gap Insurance does... It's nothing to do with how much you owe on the car, Gap Insurance covers depreciation basically in the event of a claim.
Ie: You buy the car for £10,000, it gets written off 1 year later and the insurance company pay you £6000. You can claim the £4000 from the Gap Insurer to replace your vehicle. In many cases people still have finance payments going so it covers those.
adamc260 7 months ago