My Personal Credit Journey

[1978colts]

Hi!, Keep courage! You can get good credit its not the end! Im a bill collector and have helped many people! Im not a bad BILL COLLECTOR. I help the people i talk too and get credit back on track if interested in some options let me know. Main thing pay any outstanding debts! from there can get clear from credit report i can tell you how.! good luck to you

[amirini24]

Thank you so much for your encouragement. i appreciate your help and look forward to applying my newly found knowledge to my credit score journey

[1978colts]

if u have any outstanding debt at collection agencys u can settle these! collectors will first start off at about 80%! now they can go as low as 50% ! so you need to play dumb ! hopefully u have a dumb bill collector! or a new one! who needs the money so they can make money off of what u pay! for instance u have 200.00 bill tell them (Play stupid) all i have is (remember 50% ) 110.00 and i need 10.00 for gas! so your sif would be for 100! u need to make sure u get a letter from them stating

[1978colts]

u settled account in full and make sure your account # to that bill is on the sif letter! from there after u do this with any bills at collections offices you can look at your credit report and u will see if u have any NEGATIVE remarks that our OUTSTANDING bills and once paid u will dispute these to them( u can do this over internet! and in the dispute will ask why! write that bills have been paid and you will need to copy those and send to them! so they can update your credit report!

[amirini24]

thanx so much for this great info!

[missthis897]

Great info here!

[amirini24]

thanx

[amirini24]

yr welcome

[mariannandy1]

Good for you girl!!!...I will be watching. My credit is not so hott as well. Your videos are making me think about doing something about that. Thankyou!