The Biggest Danger Consumers Face When Sued By A Debt Buyer

[AceOfHeart2012]

OK. What he's NOT telling you is that a debt buyer is a third party interloper having no first hand knowledge of the matter. You don't have a contract with them. No contract. No case. Never deny that you owe anything. Just write them and say: "I conditionally accept your offer to settle this matter upon proof of claim that you and I have a contract." They don't. I've discharged thousands and I've never used an attorney. Fact: As an officer of the court, an attorney's allegiance is to the court.

[bc1969214]

Thank you for these videos Mr. Watts. If the debtor never gets a summons and the plaintiff obtains a summary judgement how does the defendant find out besides noticing checks are bouncing because a bank account has been locked up by the plaintiff.

Also, do you have a video covering state exemptions against judgement for debtors?

[NoiseMostBeautiful]

Having sent a validation request, (prior to receiving any summons) would I not also draft and send a letter to the debt buyer after contacting an attorney to represent me once the attorney agrees to tender representation? Thank you for this advice, I would contact you for representation if I were in AL, I live in GA.

[pantyflash]

Like, very well stated. What about when debt buyer does not properly serve (or outright fails to serve) the defendant? There have been many cases of so-called "sewer service" in which the plaintiff proceeds with lawsuit against unknowing defendant who was never properly served. What then? Good God, babe!

[MyTwistedSister]

Oh, well, I answered all right. They don't have anything to prove it and after 4 months the judge is still doing nothing but just keeping me going back for two hours every month. It just seems to me that they ought to at least have to show proof of something. But they are using the court to harrass IMO but the judge doesn't seem to care.

[MyTwistedSister]

duh if I COULD HEAR wtf your saying it would be GRAND

[SpacyStacy32]

I was told by two lawyers NOT TO ANSWER! Then they told me to just file Bankruptcy. WTH!!

[johngwatts]

@SpacyStacy32 - this is not always true but sometimes bankruptcy lawyers only recommend bankruptcy. Its like that old story - "To a man holding a hammer, everything looks like a nail."

[badpanda84]

wait a second - so a debt collection agency could sue hundres of people knowing that 90% of people wont answer

[johngwatts]

@badpanda84 Exactly. There is very little risk in suing people who don't owe the money because 90% will never bother to stand up for their rights and ask questions.....

[HarveyRex23]

I can't understand the stupidity of people sometimes. Not responding & challenging a lawsuit is the worst thing a consumer can do. Let alone not knowing their rights under the law as it pertains to dealing with these scum suckin debt collectors.

[johngwatts]

@HarveyRex23 yes if people will respond they at least have a chance. At least show up and try.....