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  • just received an invite from Capital One & I am definitely going to apply. Secured credit cards are one of the only ways to actually build on your credit faster without purchasing a new car, or another MAJOR purchase. I have a lot of work to do on my credit, & hopefully this works! :)

  • nerd

    

  • why is there a credit check when you apply for a secured credit card???

  • Yes~ Having no credit is a catch 22, you can't get credit...because you don't have credit.

  • What if you do not have a credit record, because you have never had a credit card - should you start with a secured card? Thank you for the information!

  • Yes you should its an excellent way to start i did it it worked..!!!

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