Obama needs a cattle prod and shock collar to enforce civil rights laws. His adoption of Rosemary’s HMO baby, Kaiser Permanente, rations medical care to disabled patients. I was crippled by paralytic polio at age 6. Kaiser’s ADA Compliance Program Manager refused to disclose service dog policies. Obama’s Disability Director, Henry Claypool, ignores complaints.
I LOVE BRASIL!!!!!! Universalidade, Igualdade, Integralidade! (Universality, Equality, Integration that is to be human). This reform is very weak, but it's a start!
1. REPUBLICANS ARE EVIL. Two massive tax cuts for the VERY RICH under Bush which were NOT paid for. 2. They ran up EIGHT TRILLION OF DEBT! When Clinton left office we had a surplus (ZERO DEBT). 3. They spend A TRILLION on the Iraq war TO DATE. 4. They DON'T want to give healthcare to the citizens in the RICHEST COUNTRY IN THE WORLD under a plan that IS PAID FOR. 5. Republicans ALSO used reconcilation! 6. They perpetuate FEAR MONGERING AND SCARE TACTICS. THEY ARE EVIL AND DISGUST ME!
Our right/freedom to spend our money vs Jail time. You are required to pay health insurance and Govt. salaries. You probably visit a doctor 2 times a year but your monthly check are required and appreciated. Don't mess with Uncle Obama!!!! College and high school students, we know you live from paycheck to paycheck, so get a second job. Pay our salaries and shut up!!
you say "The President has said time and time again", but didn't he say time and time again (8 times) that all of the health care proceeding would be on C-SPAN?
well, WHERE IS IT?!
I don't see any of the hearings on any C-SPAN channel
so the President has lied 8 times
If we can't trust him to own up to a promise like that, how can we trust him and this insurance
and this video is bull shit
let's not forget that medicare is being cut by HALF A BILLION DOLLARS! if that's not rationing, what is?
Never answered the question about rationing. All you did is talk about what we have now. Medicare is going BROKE, YET doesn't this bill CUT medicare 500 BILLION over the next 10 years, at a time when you have so many baby boomers retiring.
Who is going to be on the advisory benefit committee? 27-29 members, who are they? Are we passing a bill to find this out later? Does the bill result in limiting access to specialists care & relying on primary care? Read the bill! Does the bill slow down specialists training hampering the ability for new cures. If you lose your private coverage OR it changes would you have the choice of picking another private coverage? Or would you HAVE to go on the gov. plan? Read the bill!
The UK is pathetic. And I'd love anyone to get on here and defend this, especially from the UK. I'd love to hear your stupid ass utilitarian argument.
Where exactly in which bill that says you can keep your current insurance when you switch jobs or choose to move on? HR3200? What page number or section in the PDF file?
Obama's plan is completely fine. We have had the same system in Canada for years, and there are private insurance companies like the Blue Cross and there hasn't been any major problems. Why are you complaining about it? Let me make this very clear, YOUR HEALTH CARE WILL NOT GO UP, HEALTH CARE WILL BE BETTER, IT WILL PROVIDE COMPETITION WITH PRIVATE INSURANCE, MAKING THEM OFFER BETTER PLANS. Finally, YOU HAVE A CHOICE. LISTEN TO THE FACTS, NOT THE MYTHS!
So techman224, who do you work for??.. We know you don't live in the place north of the USA.. If you haven't heard, Canada is going bankrupt because of their gov ran system... And this gov ran health care the "o" man wants, is illegal..
Bunch of crap. For one, health care is NOT a right. Its a service, a service that you can CHOOSE to pay for or not, and if you cant afford health care you don't have it, just like if you can't afford TV you can't have it.
Only difference is if you go to an emergency room they HAVE to treat you.
Its a business, health care, and changing that will destroy it.
"If you like your current health care you can keep it" unless the government decides it doesn't meet their requirements, then they can tax you an extra 2% or so, and guess who decides what meets the requirements? The government. They control that. You can keep it, you just have to pay more for it, and then pay for someone elses health care as well.
Take it to a mongoloid who is spoon-fed with Rethuglican propaganda into believing they know how Canada/European systems work. And they think the bill will pose a threat to the insurance companies in place, when all it'll do is force them to lower their prices and keep them from abusing peoples' plans.
"Rationing healthcare" LOLOLOLOL, Fucking retards these neo-con douchebags are.
As far as I see it, under this plan, people are in no way being forced to go with the government insurance plan, it will be another option on their table. Therefore, none of my rights are being infringed upon and maybe the poor family down the road can find an affordable health option within their budget. As far as the constitution matter is concerned, that document has been amended as many times as neccessity has mothered invention.
Citizens do have recourse against insurance for bad faith.
Insurance is not allow to commit fraud, but they have been without any restraint.
Contact your state insurance commissioner today by Googling NAIC.
If you feel you have suffered damages as the result of this fraud, you could consider litigation collectively or individually against health insurance.
Enumerated powers. The Constitution grants the federal government about thirty-five specific powers eighteen in Article I, Section 8, and the rest scattered throughout the document. (The exact number depends on how you count.) None of those powers seems to authorize control of the health care system outside the District of Columbia and the federal territories.
As an American, I find it absolutely astounding that in our rhetoric we are treating our closest allies, the Europeans and the Canadians, like they are a bunch of no good Pinko commies.
if 'liberals' still think this is a left right issue I suggest you listen to the above link. I would also encourage you to read the book 'propoganda' put out by the CIA in the 1960's about TV being used as a brainwashing tool. Don't you guys every wonder why you repeat the same exact arguments from the TV? Have you ever thought about doing research on your own? It hard to admit your political ideology has been brainwashed, most of you don't even create your own thoughts.
Insurance companies do not have the power to deny your ability to get a medical procedure by refusing to pay for it. You can still pay for it yourself. You would be able to pay for it if you had planned your finances properly and managed your risk properly. The cheapest way to do this is to use the Health Savings Account and a companion insurance policy with a $5 million ceiling. Also understanding your policy and covering exclusions is important. Personal responsibility!
Rationing will absolutely be part of the government's plan. Congressman Boehner says, "On page 30, Section 123, would create a "Health Benefits Advisory Committee" that would make determinations about what kinds of treatments, items and services can be covered within certain benefit classes, and what kind of cost sharing will occur."
Based on the content of my previous comment, the insurance coverage of 132 million people—the product of enormously complex business and health-care decisions—will now be subject to bureaucratic nanomanagement. This is a form of "rationing" for political purposes.
The House bill says that after a five-year grace period all ERISA insurance offerings will have to win government approval—both by the DOL and a new health choices commissioner who will set federal standards for what is an acceptable health plan. This commissioner can fine employers that dont comply and even has suspension of enrollment powers for plans that he or she has vetoed, until satisfied that the basis for such determination has been corrected and is not likely to recur. NY Times
I've wrestled with this one myself. My only response is that any reform effort is going to effect the private sector insurance industry and no-one ever said it wouldn't. Since its past performance isn't that stellar, or affordable for that matter something has to give. As my mother's surgeon said when asked about his perspective on health insurance reform; "We all have to earn less, period. All of us, hospitals, doctors, insurance, and drug companies. We can't keep doing what we are doing."
I like how she said if you like the care you have you can keep it. I find it hard to believe that companies wont dump private care because they have to pay a payroll tax. A payroll tax that will affect their competitiveness against other business that have public care. See, employers use group buys to get better prices on insurance, if you were to buy a single plan, it would be much more. So please, tell me how this program is not going to affect the private sector.
YouTube and Google generation- you helped us elect our leader- Obama! Now do the right thing and report un-American comments to FlagatWhitehousedotGov. He has asked us to stop the dissent and shut people up!
My friend has 2 plans - hers & her husbands. She STILL owes over $100,000 after a month in ICU. She almost DIED & now has to deal with collection agencies! That can happen to anyone- & frankly I hope it happens to the people on here who are against the public option - people like that only "see the light" when it affects them. We The People don't just exist so Bill McGuire can have his 1.6 BILLION DOLLAR Bonus. We The People can do better than that.
What is the complaint about !!!!!! Medicare is been run by goverment since start, it was created by goverment. this is just a reform for insurance companies, that's it
My understanding is simple, obama brings the best insurance program, for us,you can keep the insurance you have, yoy don't have to complaint, let others choose what they want, good job
That's all you have are insults. We've got the facts on our side. Facts always win in the end. The manufactured outrage is already weakening as people start to realize they've been lied to by the far right.
outrage CANNOT be manufactured, it is an emotional response to something outrageous. If by facts you mean "talking points", yeah, you've got those...too bad they are misleading. Have you read all 1000+pages yourself? I am guessing not.
Listening to Rachel Maddow and Keith Olberman does not mean you have the facts on your side. You have the facts on your side when you read the healthcare bill and verify its content with the information you have been provided but I can assure you, you are unable to do that because you are to worried about TV being your GOD.
Currently, to get a procedure you have to have a doctor's authorization and authorization from your insurance company (if you want them to pay). This is essentially rationing, and it makes sense
Fear mongering about something inherent in the private insurance sector that will also appear in a government insurance *option* is incredibly dishonest. To the point that you should be ashamed.
Fortunately for you, you'll get to choose between the rationer you like and the rationer you don't like.
The accusation that the private insurance sector is "rationing" is a White House talking point that is simply an attempt to demonize insurance companies. It is also based on the assumption that heath care should be free. It plays on the notion that the government should take care of its citizens most private needs. This is not an American value. Personal responsibility is. Please, lets not judge people and their motives, lets talk about the issue. Financial literacy is key.
Actually you have it backwards. The critics of the Obama plan accused *it* of rationing care, and the justification given is identical to what is already happening in the private sector. Apparently explaining this is demonizing the insurance companies now.
But since you brought it up, I'm guessing that you will be less likely to experience "rationing" of care when it becomes illegal to dump you off a policy just because you picked up a health problem.
You don't make sense in your comment. You might want to learn what the purpose of insurance is. If it becomes illegal to have exclusions in an insurance policy, the premiums will either go through the roof, or the insurance companies will go out of business because the costs will be too high. Somebody has to pay for the claims. Who would be left to provide insurance?
The government MOST DEFINTITELY should take care of it's citizens. Through taxes, we pay the police to keep us safe. Through taxes we pay 911 operators to answer the phones. Through taxes we pay Firefighters to to put our burning houses out.
Why should health care be any different? Everyone pays into those systems, and they are there for everyone to use. Of course, you can still fund private investigators etc. We should all pay into health care through taxes, and all collect the same.
There are some services best done as public services, health care is a far cry from that. Government should be limited. If we ask our government to provide for all our needs, well that is simply a different system of government than provided by our Constitution. In any case, what we have been doing for over 200 years has created the most successful form of government in history. We can continue if we don't resort to the road we are on now.
Just because our government or country hasn't fallen apart over the last 200 years doesn't mean there isn't any room for improvement. Given the fact that most other industrialized nations are just as succesful as we are, and ALSO have national health care, I think it's time for us as a people to decide that we have a RIGHT to medical care.
Medical care should not be determined by the amount in your bank account. I mean, what is this, social darwinism now? Survival of the richest?
So now it comes out. There really is no other justification other than you believe you aren't responsible for your own well being. That is fine, you are free to believe what you want. in some countries you are considered wealthy with your job. The wealth of this country was built on the ideals of personal freedom and responsibility. I choose those principles. FYI-I came from poverty. I worked my way out. We have opportunity for those who take advantage of it.
Of course we are responsible for our own well being. If a person eats nothing but fast food, all the medical care in the world isn't going to make them well.
I'm not talking about subsidizing plastic surgery and elective procedures, I'm talking about catastrophic, life threatening medical care.
Several studies find that half of u.s. bankruptcies are caused by medical bills, and 75% of those people actually HAD insurance.
You are correct half of bankruptcies involve high medical bill debt. Yes, many had insurance. The problem here is that those who had insurance tried to save money by lowering the max payout instead of raising their deductible. If you get a policy with the max payout as high as possible it adds very little to the premium. If you lower your deductible it add a lot to the premium. It is all based on risk of a claim. Low deductibles are extremely likely to have a claim.
Of course they tried to save money...it's either pay for their medical insurance, or pay their rent, or put food on the table, or keep the lights on...
Have you forgotten what it's like to have to choose between eating and having electricity in your home?
Insurance companies can just straight up drop you nowadays, even if you hold your end of the bargain and pay their premiums in full every paycheck. That's the crap that needs to stop. They'll collect, but you gotta fight to get it back.
Look I help people everyday with money issues. You can follow the links from my channel page. Painting insurance companies as evil doesn't solve the problem. I understand the struggle, I also understand there are solutions. More government isn't one of them. In fact more government means less freedom because it means they have more power to control us.
Like I said, it's really easy to talk about "working smart and getting mentors" when you're on the other side of the fence. Living paycheck to paycheck, struggling to just survive, it's a little difficult to put money away and improve.
"The moral test of government is how it treats those who
are in the dawn of life, the children; those who are in the twilight
of life, the aged; and those in the shadows of life, the sick, the
Hubert Humphrey is coming from a liberal point of view, which holds that we should look to government to solve our personal problems. The private sector does a tremendous amount to help those in need through non-profits and foundations. The government's moral responsibility is to encourage the private sector to do these things. The government doing it only consolidates political power over people's lives, and they do a poor job of it.
Nobody is asking the government to replace personal responsility as regards taking care of ourselves. Obviously we all have an obligation to make sure we live healthy from the get go, no smoking, eating right, excercising, etc...
The fact is, we trust our government to keep us safe, both domestically and abroad, through police and social services, yet we can't trust it to take care of us from a medical standpoint?
We are absolutely asking the government to take care of our personal responsibility when we want to socialize health care. We should trust our government to provide protection for every citizen's life, liberty, and pursuit of happiness. Health care by the government is a cross purposes with that. It is the American way to be wary of the government, because power corrupts, so we limit it.
But the system right now gives the private corporations all the power. They answer only to their shareholders, whose only real demand is to keep that stock price rising and keep the dividend money rolling in.
The Insurance Companies decide who lives and dies just the same as any government agency would, but at least the people would have control.
"Oh, you got cancer? Well, you didn't tell us about that scraped knee 45 years ago...Dropped!!"
This is what I'm talking about. You don't understand the purpose of insurance.
You can boycott companies you feel are too powerful. We make these corporations powerful by buying their products and services. When you vote someone into office, they are more influenced by lobbyists now than by the voters. In fact, I heard a democrat representative say on TV the other day that the majority opinion doesn't matter. Gov't should decide what is right and wrong.
I understand fully the purpose of insurance. The point I'm trying to make is that basic care has become so cost prohibitive that a lot of people can't even afford that. Why has that cost gone up? Because the uninsured/underinsured, unable to see a doctor for preventative care, wait until health issues become catastrophic. Of course, unless they just want to die, they go to the E.R. They are treated, get their $30,000 bill, and throw it out.
Why do they throw it out? Because, having to choose between actually living and paying off their debt, they choose to live.
So the hospital eats that cost, and passes it along to those that ARE insured. The insurance company exists to make a profit, so they in turn pass that along to you.
The Insurance company isn't gonna pay those costs, the hospital isn't gonna pay those costs. WE pay those costs now.
Why not have a more equitable system then? Where everyone pays EQUALLY according to income to cover those that don't have coverage now? Not having to "eat" those debits will, in theory, reduce hospital fees and also, in theory, insurance premiums, which will save us ALL money in the long run.
And as for boycotting Insurance..yeah, you think there's a lot of choices when picking employee health care? The choice now is "take it or leave it"...
Your comments clearly illustrate that you have unrealistic expectations of insurance. You clearly don't understand how to properly use it. Your scenarios are what happens when you misuse insurance. This is at the root of the problem. There are millions of people who are like you. That is why more emphasis on financial education is a far better solution than another government program that will operate in the red. Obama has even admitted the Post Office and Medicare are failing recently.
I expect us all to have equal access to the same level of medical care. Most definitely.
How the hell does financial education help someone that can't apply the freaking principles of it in their normal lives? I could come up with a great plan to minimize costs and save money in my personal budget, if only every damn cent of my money didn't go to basic living expenses. THAT'S what I'm talking about...it's easy to talk about managing money when you have the extra money to "manage"...
It is apparent you need financial education because you are mentally stuck in a way of thinking that will keep you poor. You will understand when you get financially educated how that would help you in any situation. I understand the struggle, I went through it. I found that we have a faulty paradigm about money that has caused us to make bad decisions as a society, and poverty is getting worse. It that doesn't change, Obama's plans won't change anything but our liberty.
And it is apparent you need to remember your roots and what it was like to have to make those tough decisions about paying for health care and paying to LIVE.
Go to Detroit and tell all those people that the reason why they are in dire financial straights is because they need "financial education". All those ex GM employees, THAT'S why they're hurting...riiiiiiight.
Like I said before, if police response and investigation was determined by finances, like the healthcare system is, then people would be screaming bloody murder. If fires were put out in order of the wealth of the person calling there would be RIOTS.
I see healthcare as the same thing. Why is it so hard for people to understand the difference between emergency healthcare and frivolous "my finger hurts" ailments? People aren't going bankrupt over common colds...
Is paying according to income really fair? That is a disincentive to build a good income, because it will just be taken away when you make more. That worked really well for the Soviet Union before it went down in flames and became Russia. What is fair is each gets according to what he produces, along with caring for those around you that are in need when you can. If you don't give, you miss out on a lot of joy in life, no matter how much you make or don't make.
I know people that make money hand over fist and do nothing but sit in a chair and trade stocks back and forth, making money COMPLETELY on paper. What the hell are THEY really producing?
I also know people that physically work so damn hard that they actually injure themselves, yet can't afford to miss a day and work in pain, that don't have a pot to piss in.
Yes, paying according to your income is VERY fair. If you're making the money, you can afford it.
Okay, you don't really have a solid foundation for your argument, apparently. You are simply bitter. That will hurt you more than anything else if you hang on to it. We are talking in circles. I'm sorry things are hard for you. It is up to you to seek out your opportunities and take advantage of them. You aren't oppressed. We don't even know what that is in America, yet.
What's your "solid foundation" for your argument? Poor people are poor because they don't know how to spend money or live within their means, and are therefore undeserving of adequate medical care? That if they wanted health insurance, they could really get it?
Like I said, go tell that to the people living in downtown Detroit. I just suggest you wear some kind of body armor.
And you sound like a corporate Insurance lobbyist. "It's because of all the frivolous lawsuits and unnecessary doctors visits! THAT'S why we have to charge so much and cancel people's coveragefor any and every reason!!"
I rest my case as well. You've been bought already. You might as well have "Brought to you by Aetna" on your homepage...
I have a friend whose father is a radiologist. He was complaining to me one day about how he had to pay $5000 a month in malpractice insurance (or something around there). Sounds awful, right? His take home for that check was like $40,000! What the hell is 5 grand out of that? If I made $40,000 a year, I could care less about 5 grand.
Put another way, what do you think would happen to society if we had to pay for "police insurance" premiums, especially in those poorer areas that politicians always talk of wanting to improve?
And fire services used to be insurance based, and the uninsured watched their houses burn to the ground, until people realized it was in ALL of our best interests to do away with it.
For profit healthcare is thrives on human suffering. If there was "for profit" police or fire service people would be storming their local governmental buildings with torches and pitchforks.
You say the government needs less power. I say that if ANYONE is going to have power in this country, I'd rather it be the government, and by extension the people, over a private corporation. At least I can vote for my representatives and influence their policies...
I applaud your hard work and dedication in working your way out of poverty. However, for every one person that is able to bridge the gap between slave wages and actually getting ahead, there are more that can't. They may work just as hard as you do, but circumstances preclude them getting out of the hole.
The wealth of this country was built on exploiting people, in all honesty. I love our country but it needs to stop. Financial Darwinism needs to stop.
It isn't about taking slave wages and working hard. It is about working smart, getting mentors to help you make the right decisions and solve your problems. All boats have risen as we have built wealth in this country. Everyone in the U.S. is rich compared to many other countries. The problem isn't wealth it is the attitude that the world owes us a living. Instead, we deserve nothing. We have what we have by the grace of God. A change in attitude does wonders.
psalmtree - wrt: "The accusation that the private insurance sector is "rationing" is a White House talking point..." - If you dispute the validity of this White House assertion, then you don't recognize a significant failure in the current system. Private insurance companies exist because they ration care. It's a primary source of profit.
Currently, the people in the US pay twice as much per capita for health care as people in other nations and yet we get a fraction of their quality of care. - Why do you think that is?
healthcare is expensive here because we expect insurance to pay for everything. 50% of the cost is administrative overhead, filing claims for every office visit. Insurance is risk management not a social program. Insurance premiums are high because insurance companies have to pay for most everything. That is why they have exclusions, to reign it in so it isn't higher. That is why we pay so much. Using an HSA and companion insurance is the best solution.
I dispute that we get a fraction of the quality of health care. That simply isn't true. I've lived overseas. I've seen it. We are leaders in technology and medicine precisely because we allow it to be a profitable venture.
The reason the people in the US pay twice as much per captia for medical care as people in other nations and yet we get a fraction of their quality of care is because in the US, the health industry is siphoning money from people's premiums to create profit for their investors and pay obscene management fees.
Mediacare operates to care for people, while the health industry in business to make money for its investors (and pay exorbitant management fees). The different goals, two different results.
Furthermore, medicare's 3-5% overhead vs. the 25%-35% overhead for the private insurers should illustrate how those results are structured.
Gee I guess all this propaganda the DEM-SOCIALISTS with this health thing and( I am sure all other issues too) has gained support from someone special!
Since when has the whitehouse had a propaganda machine on youtube.... Look at every poll.... americans don't want the government to extend their hands into the health care because the government is absolutely inefficient at everything it does...
ú.s. american ppl that are older than me and "experienced" , don´ t know about the flaws of
us health care and its insurance issues.... about the country they live in. if you told them that ppl are thrown out of the system, not geeting covered `cause of preconditions from 1st grade, or even have a private detective sent after selves, they lol, and tend to not believe it. for me this facts are outrages and were by the time 20 years ago. i am in europe.
At what point in the video does Ms. Patel explain how the governement will end rationing? Or is she just promising that it will end?
What is the purpose of explaining that rationing is already occurring? Is this because the government will be rationing health care instead of private enterprise? Are people concerned about rationing or government rationing? Aren't all things rationed in the world in some way? How is Cuba doing on TP?
By changing the law so that insurance companies can't deny coverage if you have a preexisting condition or charge you insane rates that will bankrupt you.
In response to the video claim that if you like your current health care plan, you can keep it....She seems oblivious to the fact that government tax policies and regulations can lead (or even force, economically) the organization that provides your health care to no longer offer it. If the government makes the plan economically tenuous, or impossible, through regulation or subsidized competition, it will not be offered, and you won't have an option, in practice, to keep your plan.
My comments have not been screened of censored, and I certainly don't agree with the type of government involvement in health care being proposed by the the Democrats.
Now if only people actually wanted to believe that, and not some talking head on Fox News.
Health Care Reform is needed desperately in our country, yet I fear deep down inside that the fear mongering and irrational screaming from the minority will keep this from truly happening.
I have never been as proud of my President before, and so ashamed of my fellow citizens. I'll gladly pay into a system where EVERYONE gets covered EVERY TIME over the tragedy we pay into now...
This is how you save money in the health care system:
1. Encourage people to smoke. Smokers die sooner, and use less medical resources.
2. Make obesity illegal. Obese people are responsible for about 20% of the health care costs.
3. Limit medical malpractice claims to $100,000. Buyer beware. Unlimited malpractice claims result in high malpractice insurance. Reduce the insurance costs, reduce the medical costs.
I would also urge this administration to SLOW DOWN. The problem isnt necessarily the healthcare package. Wakeup, Obama! Its the fact that you are in our faces basically saying "Screw you, it doesnt matter what you think". Allow time for real debate and you can invoke positive change. Ignore us and reduce us to nazis and WHO ISNT going to be angry? Why does it always have to end in petty name calling? Obama needs to start leading, and that does not mean "we're gonna do this, like it or not!"
Someone asked me if I had ideas how to improve the system. While I dont have all the answers, IF I WERE OBAMA -- I would focus on the idea of the insurance exchanges, opening up the market to make it more competitive, tort reform, and regulation (both cost & the insurance companies). I dont see why there is such a rush to push through a permanent, public option that will cost & arm when we really havent tried anything else, either!
Ironically you just listed many of the things in the outline of Obama Biden plan. However I totally agree with you on your comment about slowing down. I want that too. I'd much rather it take time than be rammed down Republican or Democrat Throats. So hear hear.
the Obama, Biden plan generates controls, Yes, but it does not create competitiveness or open the market. the "insurance exchange" where the government gets to require companies to rebate profits in good years and simply pay the price in bad years creates little opportunity for companies to enter this market. I have watched health companies lose money Example "American Medical Security in Wi. Health companies face big risk for losses if they have bad years. Would you risk your $ like this?
dude, who wants a health care system where businesses profit off of my illness and the illnesses of all other citizens? That's a confilct of interest and is down right un-Christian.
Fine if businesses want to profit off of music or movies or just about anything else, but we lose a sense of our dignity as humans when we allow businesses to profit off of sick vulnerable people. And guess what, one day, you will be that sick, vulnerable guy and someone's going to make lots of $ off of your pain
Open up the market and make it more competitve?? The market that operates in somewhat of a monopoly status. This is bad for the consumer. it is because people have such a hard time knowing what they are getting. Either from the physician at the time of service or in the from of insurance coverage when you buy it. Even if you ask a doctor what is going to be billed he will probably not be prepared to answer you. This should be changed. and insurance policies could be standardized better.
No these things are not in the current bill being debated!! Sam is wrong about this.
But by forming an environment where free enterprise can work because people could make informed descisions on cost and care then this would force pricing down. By making policies more standard, insurance companies would be more easily evaluated for competitiveness in pricing. This would force them to price more closely to the actuarial basis and avoid marketing ploys.
I'm confused, in the statement above by MOHI said he/she would focus on the idea of the insurance exchanges, opening up the market to make it more competitive, tort reform, and regulation (both cost & the insurance companies) I said these were being debated, akijujutsu said no. Yet I found every instance of the above mentioned in both the bills and the outline of the Obama plan. Please inform, not accusing just confused what am I missing?
Akijujutsu, would this not be helped by the electronic record initiative? Also you spend a lot of time criticising this plan which is great for informing, and I applaud you but with your knowledge I'd be curious what you could live with in a health reform bill? What are your solutions?
The fact that Obama has said time and again that everyone will be able to keep their plan only proves that he is a liar.
I have read HR3200 and it clearly states that I will have to change my plan and pay for coverage that I do not want or need.
Obama has already reneged on more campaign promises than Bush and Clinton combined. Why should I trust him to keep this promise? Especially after White House staff have stated to the press that Obama's rhetoric isn't to be taken literally!!!
See how sam61548 and bootyjudie are working full time for WH here... Are getting paid ? Ridiculously answering every question, from morning . Can we spam them !
she doesn't even know how to pronounce her name... Kavita. We can understand from her pronunciation, how is she trying to hide her not fancy name- into fancy pronounciation. Euphemisim is a great tool for this fading administration. Rationing? Private insurance does that ? lol... She is definitely a hack in your Americanization... Capitalization.
Explain to me how the public can "choose" to keep their group insurance when their employers terminate the coverage after the government eliminates the tax deduction for employers to cover employees?
The good intentions of the politicians today will not be the reality tomorrow.
Not only that, but many employers will drop the coverage they have and pay the 8% fine. That's generally less money than paying for the insurance. So, you are right. Many people will not be able to keep their coverage because employers will stop offering it.
I own a small business and have already decided that if this passes I am closing down because I can't afford the fine for not offering something I never offered and the employees never expected. More lost jobs thanks to Obama.
Small businesses are exempt from the fine and the requirement as I understand it. But I don't know whether your business is small enough to be considered exempt?
Hey Sam You mentioned 3-5-09 article about a TEMPORARY policy not renewing after they found a serious health condition. TEMPORARY policies can only be bought for a specific peroid of time. The insurance compnay COULD NOT RENEW that policy! It would have been illegal for them to do so! thats because it was a TEMPORARY plan.
It just like people to think they are going to play the system and get ahead and then blame the insurance company when they should blame themselves! Get it? TEMPORARY
Ms. Tumulty's brother was trying to save money (as he assumed he'd find a job soon with better coverage. I doubt very much the insurance company did anything to truly inform him of the risk. You can argue he should have informed himself, yes, read the fine print, etc. Sure but I'd argue there is some due diligence which insurance companies ignore when it comes to their clients. As Ms. Tumulty states: "The individual health-care consumer has very little power or information" TIME March 5 2009
the Brochure that is used with this policy says in big bold words." SHORT TERM MEDICAL COVERAGE" I dont believe he was uninformed. I do beleive that there are many people that see these policies as a long term fix and this is like driving you car while the steering whel is locked! Its only OK as long as there is no turns in the road!! But please dont bother me when you crash. At least have the dignity to stand up and say you screwed up!
Having followed this comment list for a while now, I've something to add about competitive markets. Many expressed concerns that the exchange will phase out current insurers. Keep in mind 1/3 of the current market of medical insurance is owned by 2 companies, and further, the current cost of insurance has lead to millions of jobs being outsourced overseas, and placed us at a disadvantage in the international marketplace.
Sam ..sure well almost correct. the blue cross frachise companies by far are the biggest player in our markety but this is made up of many cpmpnaies that bought frachise rights in each state. That said the other companies put a great deal of presure on these primary carriers to provide competetive pricing. I do this for a living and frequently get these carriers into a bidding war a groups for the lowest price. This part of the current competitve market is currently very healthy!!
In addition to the prior post. health insurance benefits is only a small part of the higher cost our companies pay. But are you suggesting that our citizens settle for the health care of china or Mexico. Or where you suggesting one of the other third world central American countries that have benefited from NAFTA as out health care program of choice? National health care Or This national insurance exchange will not get those jobs back at all. Nor is it meant to!
NO, I'm not suggesting anything just pointing out that although there is legitimate concern about the impact of the current bills on free market policy, our current system hasn't been stellar in promoting free markets either. Not that there aren't successes as you pointed out with the franchising.
I keep seeing this comment everywhere. What does it mean? I saw that video, but I don't see what's wrong. He was being realistic and not lying to people and saying "yeah, I would completely ignore my family for the rest of society". Is that what you expected him to say?
From Militant Ginger Blog- With reference to this post:
Obama's health care proposal offers some medical care for millions of uninsured people. It might not be comprehensive coverage - the 'best that money can buy' - but it is at least some coverage.
It hasn't been put in place to replace private medical insurance. It's been put there to supplement it - to offer the uninsured something, where they used to get nothing.
If it's just to give the uninsured something, why are the people who choose not to buy insurance going to be forced to buy insurance? The Left likes to talk about how this will be good for everyone. But as someone who chooses to pay his medical bills himself I see nothing coming but a huge tax increase. And I make much less than $250,000 a year so if this passes Obama has broken his promise not to raise taxes on me.
As to who pays..(I'm not an expert) Here is what the washington post said on July 16th:
"The legislation would pay for half that cost by reducing spending on Medicare, a staple of all reform plans. It would pay for the other half by raising $544 billion over the next decade with a graduated income surtax on the wealthiest Americans: families with adjusted gross incomes exceeding $350,000 and individuals making more than $280,000."
and here again Sam you seem to be provididng misleading partial information? Is this intentional?? Obama indicated that he was open to taxing middle class and current benefit plans as well the Democratic party has suggested a fat tax on suger sweted soft drinks including chacolate milk!
I started that post with Ï'm not an expert in order to offset giving misleading information. I also gave my source of my information. So no it's not intentional, I'm just trying to understand the debate by participating in it. Thanks for the information.
The uninsured contributed to the problem, that's way. By not being able to pay, or defaulting they jack up prices. Again I ask you, if you become catastrophically ill or injured (I sincerely hope NOT!) who will pay for you? The tax payer. By making other people responsible for your choices you are taking control away from them. Its a matter of the benefit of the many over the benefits of an individual. We are all one society.
I have catastrophic coverage. Anything else I pay for out of pocket. I stay healthy so my doctor visits are rare.
I am not making anybody responsible for my choices. I pay my own way. Obama wants to make you responsible for my choices by forcing me to have his insurance. He will take my control of me away from me.
This 'benefits of the many over the few' is classic Socialism. We are not a collectivist society. We are a society of free individuals.
Yes, you're right. It is sad that so many watch Michael Moore's Sicko, and were tempted by the "Hey you can have lots of stuff at other people's expense" message.
Alternatively, our current system of tax breaks (read subsidies) for employer insurance, medicare and medicaid, restrictions on cross state policy buying, inflated costs to insured people to pay for the uninsured, make me question your statement. HOw is it we aren't already in a socialized medical situation and how is it we aren't getting lots of stuff at other peoples expense already? Just asking.
Obama keeps saying that you can keep your insurance. But what happens when your ins. goes out of business because it can't compete with the Govt. option?
Well, in my country an angry mob would probably hunt down and slay the CEOs who bankrupted their insurance company with administrative overhead from their multi-million-dollar bonuses and their gold-plated water faucets on their private jets, but in your country the phrase du jour would probably be, "government bailout..."
You live in a different world full of honor and admiration for the very people who screw you...
It is impossible for the private sector to compete with someone who can just print money and indefinitely go into debt like Obama seems to think we can.
I agree we need to change some things, but this is the wrong way to go about it.
Who would have thought that introducing massive tax breaks for those people who needed a break the least, in a time of a war of choice and of imminent global peak oil, would leave one's country in financial doldrums.
I swear, no one could have seen it coming ever never ever...
These folks act like you can tinker with whatever you want and there won't be implications and effects. They keep saying you can keep you private insurance. They don't tell you that you won't be able to afford it because the socialized plan will shut them down.
If a private insurance has to calculate so narrowly that competition from a public option would drive it over the edge of bankruptcy, "shutting it down," as you put it, I can't imagine how they wouldn't have to be rationing quite severely already in order to remain afloat, just like the lady in the video says: "Rationing occurs right now..."
Obama Cons Cripples
Obama needs a cattle prod and shock collar to enforce civil rights laws. His adoption of Rosemary’s HMO baby, Kaiser Permanente, rations medical care to disabled patients. I was crippled by paralytic polio at age 6. Kaiser’s ADA Compliance Program Manager refused to disclose service dog policies. Obama’s Disability Director, Henry Claypool, ignores complaints.
Jacquelyn Finney MPA
HMO Hardball
DoubleFixed 6 months ago
give us more detail the people 55 and 65, retire and do not have full insurance
nizamrajabali 1 year ago
I LOVE BRASIL!!!!!! Universalidade, Igualdade, Integralidade! (Universality, Equality, Integration that is to be human). This reform is very weak, but it's a start!
good luck you guys.
Luancbarboza 1 year ago
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1. REPUBLICANS ARE EVIL. Two massive tax cuts for the VERY RICH under Bush which were NOT paid for. 2. They ran up EIGHT TRILLION OF DEBT! When Clinton left office we had a surplus (ZERO DEBT). 3. They spend A TRILLION on the Iraq war TO DATE. 4. They DON'T want to give healthcare to the citizens in the RICHEST COUNTRY IN THE WORLD under a plan that IS PAID FOR. 5. Republicans ALSO used reconcilation! 6. They perpetuate FEAR MONGERING AND SCARE TACTICS. THEY ARE EVIL AND DISGUST ME!
ersatx210 1 year ago
Pres. Obama, where is clunker for college tuition? Another empty speech?
yesilike101 1 year ago
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Healthcare reform = Jail American reform.
Our right/freedom to spend our money vs Jail time. You are required to pay health insurance and Govt. salaries. You probably visit a doctor 2 times a year but your monthly check are required and appreciated. Don't mess with Uncle Obama!!!! College and high school students, we know you live from paycheck to paycheck, so get a second job. Pay our salaries and shut up!!
yesilike101 1 year ago
you say "The President has said time and time again", but didn't he say time and time again (8 times) that all of the health care proceeding would be on C-SPAN?
well, WHERE IS IT?!
I don't see any of the hearings on any C-SPAN channel
so the President has lied 8 times
If we can't trust him to own up to a promise like that, how can we trust him and this insurance
and this video is bull shit
let's not forget that medicare is being cut by HALF A BILLION DOLLARS! if that's not rationing, what is?
pseudohippie55 2 years ago 2
"the president has said time and time, again..."
hahahaha. think of how many things the president has "said"
buddhajapan 2 years ago 2
WOW SUCH SOPHISTRY RAPIST OF THE MIND!
fistofthenorthstar89 2 years ago
Never answered the question about rationing. All you did is talk about what we have now. Medicare is going BROKE, YET doesn't this bill CUT medicare 500 BILLION over the next 10 years, at a time when you have so many baby boomers retiring.
CentrlFlagrl 2 years ago
Who is going to be on the advisory benefit committee? 27-29 members, who are they? Are we passing a bill to find this out later? Does the bill result in limiting access to specialists care & relying on primary care? Read the bill! Does the bill slow down specialists training hampering the ability for new cures. If you lose your private coverage OR it changes would you have the choice of picking another private coverage? Or would you HAVE to go on the gov. plan? Read the bill!
CentrlFlagrl 2 years ago
The government won't ration care? You liberals are delusional.
Read this story
dailymail(dot)co(dot)uk/news/article-1211950/Premature-baby-left-die-doctors-mother-gives-birth-just-days-22-week-care-limit.html
THE GOVERNMENT WILL RATION CARE. They have to.
The UK is pathetic. And I'd love anyone to get on here and defend this, especially from the UK. I'd love to hear your stupid ass utilitarian argument.
rjeffes 2 years ago
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> Google: "National Health Control is Neither Moral Nor Ethical"
BLCalifornia 2 years ago
Where exactly in which bill that says you can keep your current insurance when you switch jobs or choose to move on? HR3200? What page number or section in the PDF file?
willward1966 2 years ago
Obama's plan is completely fine. We have had the same system in Canada for years, and there are private insurance companies like the Blue Cross and there hasn't been any major problems. Why are you complaining about it? Let me make this very clear, YOUR HEALTH CARE WILL NOT GO UP, HEALTH CARE WILL BE BETTER, IT WILL PROVIDE COMPETITION WITH PRIVATE INSURANCE, MAKING THEM OFFER BETTER PLANS. Finally, YOU HAVE A CHOICE. LISTEN TO THE FACTS, NOT THE MYTHS!
techman224 2 years ago 4
So techman224, who do you work for??.. We know you don't live in the place north of the USA.. If you haven't heard, Canada is going bankrupt because of their gov ran system... And this gov ran health care the "o" man wants, is illegal..
Freedomgeorge1776 2 years ago
@techman224 bull fucking shit.
The bill says CLEARLY that medicare will be reduced by HALF A BILLION DOLLARS! Read the bill. it's CLEARLY STATED.
pseudohippie55 2 years ago 2
Bunch of crap. For one, health care is NOT a right. Its a service, a service that you can CHOOSE to pay for or not, and if you cant afford health care you don't have it, just like if you can't afford TV you can't have it.
Only difference is if you go to an emergency room they HAVE to treat you.
Its a business, health care, and changing that will destroy it.
NekoKaemon 2 years ago
"If you like your current health care you can keep it" unless the government decides it doesn't meet their requirements, then they can tax you an extra 2% or so, and guess who decides what meets the requirements? The government. They control that. You can keep it, you just have to pay more for it, and then pay for someone elses health care as well.
There is no choice. Only Obamas socialist plan.
NekoKaemon 2 years ago
Our current healthcare system is already destroying our country, asshole.
MisterMysterious 2 years ago 2
Take it to a mongoloid who is spoon-fed with Rethuglican propaganda into believing they know how Canada/European systems work. And they think the bill will pose a threat to the insurance companies in place, when all it'll do is force them to lower their prices and keep them from abusing peoples' plans.
"Rationing healthcare" LOLOLOLOL, Fucking retards these neo-con douchebags are.
MisterMysterious 2 years ago 2
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connerayers 2 years ago
As far as I see it, under this plan, people are in no way being forced to go with the government insurance plan, it will be another option on their table. Therefore, none of my rights are being infringed upon and maybe the poor family down the road can find an affordable health option within their budget. As far as the constitution matter is concerned, that document has been amended as many times as neccessity has mothered invention.
adam33lyon 2 years ago 2
Citizens do have recourse against insurance for bad faith.
Insurance is not allow to commit fraud, but they have been without any restraint.
Contact your state insurance commissioner today by Googling NAIC.
If you feel you have suffered damages as the result of this fraud, you could consider litigation collectively or individually against health insurance.
KilltheTrolls1 2 years ago
Enumerated powers. The Constitution grants the federal government about thirty-five specific powers eighteen in Article I, Section 8, and the rest scattered throughout the document. (The exact number depends on how you count.) None of those powers seems to authorize control of the health care system outside the District of Columbia and the federal territories.
Freedomgeorge1776 2 years ago
This is Illegal..
Freedomgeorge1776 2 years ago
As an American, I find it absolutely astounding that in our rhetoric we are treating our closest allies, the Europeans and the Canadians, like they are a bunch of no good Pinko commies.
newsradiohead 2 years ago
watch?v=23fdvk3_NxQ
if 'liberals' still think this is a left right issue I suggest you listen to the above link. I would also encourage you to read the book 'propoganda' put out by the CIA in the 1960's about TV being used as a brainwashing tool. Don't you guys every wonder why you repeat the same exact arguments from the TV? Have you ever thought about doing research on your own? It hard to admit your political ideology has been brainwashed, most of you don't even create your own thoughts.
EwakAmerica 2 years ago
Drummydrum,
Insurance companies do not have the power to deny your ability to get a medical procedure by refusing to pay for it. You can still pay for it yourself. You would be able to pay for it if you had planned your finances properly and managed your risk properly. The cheapest way to do this is to use the Health Savings Account and a companion insurance policy with a $5 million ceiling. Also understanding your policy and covering exclusions is important. Personal responsibility!
psalmtree 2 years ago
Rationing will absolutely be part of the government's plan. Congressman Boehner says, "On page 30, Section 123, would create a "Health Benefits Advisory Committee" that would make determinations about what kinds of treatments, items and services can be covered within certain benefit classes, and what kind of cost sharing will occur."
psalmtree 2 years ago
Based on the content of my previous comment, the insurance coverage of 132 million people—the product of enormously complex business and health-care decisions—will now be subject to bureaucratic nanomanagement. This is a form of "rationing" for political purposes.
psalmtree 2 years ago
The House bill says that after a five-year grace period all ERISA insurance offerings will have to win government approval—both by the DOL and a new health choices commissioner who will set federal standards for what is an acceptable health plan. This commissioner can fine employers that dont comply and even has suspension of enrollment powers for plans that he or she has vetoed, until satisfied that the basis for such determination has been corrected and is not likely to recur. NY Times
psalmtree 2 years ago
Why are hospitals allowed to get away with the damage they did to my child?
Lavastorm1973 2 years ago
I've wrestled with this one myself. My only response is that any reform effort is going to effect the private sector insurance industry and no-one ever said it wouldn't. Since its past performance isn't that stellar, or affordable for that matter something has to give. As my mother's surgeon said when asked about his perspective on health insurance reform; "We all have to earn less, period. All of us, hospitals, doctors, insurance, and drug companies. We can't keep doing what we are doing."
sam61548 2 years ago
I like how she said if you like the care you have you can keep it. I find it hard to believe that companies wont dump private care because they have to pay a payroll tax. A payroll tax that will affect their competitiveness against other business that have public care. See, employers use group buys to get better prices on insurance, if you were to buy a single plan, it would be much more. So please, tell me how this program is not going to affect the private sector.
Zoklor 2 years ago
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YouTube and Google generation- you helped us elect our leader- Obama! Now do the right thing and report un-American comments to FlagatWhitehousedotGov. He has asked us to stop the dissent and shut people up!
FlaggingEvil 2 years ago
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A hidden camera video of the guy that's making the Obama Joker poster (youtube)
watch?v=JjnbvLE24eQ
martimiller37 2 years ago
God Bless America! Support the new healthcare system!
vonbismarck13 2 years ago
My friend has 2 plans - hers & her husbands. She STILL owes over $100,000 after a month in ICU. She almost DIED & now has to deal with collection agencies! That can happen to anyone- & frankly I hope it happens to the people on here who are against the public option - people like that only "see the light" when it affects them. We The People don't just exist so Bill McGuire can have his 1.6 BILLION DOLLAR Bonus. We The People can do better than that.
Dacktyl 2 years ago 2
The myth is that she is telling the truth.
bbburton 2 years ago
Hahahah. So sorry you can't handle the truth :(
Drummydrum 2 years ago
Ha, ha, ha, you certainly are sorry.
bbburton 2 years ago
What is the complaint about !!!!!! Medicare is been run by goverment since start, it was created by goverment. this is just a reform for insurance companies, that's it
soyvalerio 2 years ago 2
My understanding is simple, obama brings the best insurance program, for us,you can keep the insurance you have, yoy don't have to complaint, let others choose what they want, good job
thank you
soyvalerio 2 years ago 3
Very genuine and informative.
valimar77 2 years ago
LIAR!
PilatusPorterPC6 2 years ago
That's all you have are insults. We've got the facts on our side. Facts always win in the end. The manufactured outrage is already weakening as people start to realize they've been lied to by the far right.
Drummydrum 2 years ago
outrage CANNOT be manufactured, it is an emotional response to something outrageous. If by facts you mean "talking points", yeah, you've got those...too bad they are misleading. Have you read all 1000+pages yourself? I am guessing not.
jesserobertray 2 years ago
Hey dumb drummer. I read the bill so FUCK OFF!!
PilatusPorterPC6 2 years ago
Listening to Rachel Maddow and Keith Olberman does not mean you have the facts on your side. You have the facts on your side when you read the healthcare bill and verify its content with the information you have been provided but I can assure you, you are unable to do that because you are to worried about TV being your GOD.
EwakAmerica 2 years ago
No, I'm not listening to Rachel Maddow. I'm listening to the DOCTOR in this video.
Drummydrum 2 years ago
The "doctor" in this video is politically motivated, not objective and is leaving out important facts that are material to her claims.
psalmtree 2 years ago
Currently, to get a procedure you have to have a doctor's authorization and authorization from your insurance company (if you want them to pay). This is essentially rationing, and it makes sense
Fear mongering about something inherent in the private insurance sector that will also appear in a government insurance *option* is incredibly dishonest. To the point that you should be ashamed.
Fortunately for you, you'll get to choose between the rationer you like and the rationer you don't like.
Drummydrum 2 years ago
Drummydrum,
The accusation that the private insurance sector is "rationing" is a White House talking point that is simply an attempt to demonize insurance companies. It is also based on the assumption that heath care should be free. It plays on the notion that the government should take care of its citizens most private needs. This is not an American value. Personal responsibility is. Please, lets not judge people and their motives, lets talk about the issue. Financial literacy is key.
psalmtree 2 years ago
Actually you have it backwards. The critics of the Obama plan accused *it* of rationing care, and the justification given is identical to what is already happening in the private sector. Apparently explaining this is demonizing the insurance companies now.
But since you brought it up, I'm guessing that you will be less likely to experience "rationing" of care when it becomes illegal to dump you off a policy just because you picked up a health problem.
Drummydrum 2 years ago
Drummydrum,
You don't make sense in your comment. You might want to learn what the purpose of insurance is. If it becomes illegal to have exclusions in an insurance policy, the premiums will either go through the roof, or the insurance companies will go out of business because the costs will be too high. Somebody has to pay for the claims. Who would be left to provide insurance?
psalmtree 2 years ago
The government MOST DEFINTITELY should take care of it's citizens. Through taxes, we pay the police to keep us safe. Through taxes we pay 911 operators to answer the phones. Through taxes we pay Firefighters to to put our burning houses out.
Why should health care be any different? Everyone pays into those systems, and they are there for everyone to use. Of course, you can still fund private investigators etc. We should all pay into health care through taxes, and all collect the same.
Effedup 2 years ago 2
There are some services best done as public services, health care is a far cry from that. Government should be limited. If we ask our government to provide for all our needs, well that is simply a different system of government than provided by our Constitution. In any case, what we have been doing for over 200 years has created the most successful form of government in history. We can continue if we don't resort to the road we are on now.
psalmtree 2 years ago
Just because our government or country hasn't fallen apart over the last 200 years doesn't mean there isn't any room for improvement. Given the fact that most other industrialized nations are just as succesful as we are, and ALSO have national health care, I think it's time for us as a people to decide that we have a RIGHT to medical care.
Medical care should not be determined by the amount in your bank account. I mean, what is this, social darwinism now? Survival of the richest?
Effedup 2 years ago 2
Effedup,
So now it comes out. There really is no other justification other than you believe you aren't responsible for your own well being. That is fine, you are free to believe what you want. in some countries you are considered wealthy with your job. The wealth of this country was built on the ideals of personal freedom and responsibility. I choose those principles. FYI-I came from poverty. I worked my way out. We have opportunity for those who take advantage of it.
psalmtree 2 years ago
Of course we are responsible for our own well being. If a person eats nothing but fast food, all the medical care in the world isn't going to make them well.
I'm not talking about subsidizing plastic surgery and elective procedures, I'm talking about catastrophic, life threatening medical care.
Several studies find that half of u.s. bankruptcies are caused by medical bills, and 75% of those people actually HAD insurance.
Effedup 2 years ago
You are correct half of bankruptcies involve high medical bill debt. Yes, many had insurance. The problem here is that those who had insurance tried to save money by lowering the max payout instead of raising their deductible. If you get a policy with the max payout as high as possible it adds very little to the premium. If you lower your deductible it add a lot to the premium. It is all based on risk of a claim. Low deductibles are extremely likely to have a claim.
psalmtree 2 years ago
Of course they tried to save money...it's either pay for their medical insurance, or pay their rent, or put food on the table, or keep the lights on...
Have you forgotten what it's like to have to choose between eating and having electricity in your home?
Insurance companies can just straight up drop you nowadays, even if you hold your end of the bargain and pay their premiums in full every paycheck. That's the crap that needs to stop. They'll collect, but you gotta fight to get it back.
Effedup 2 years ago
Look I help people everyday with money issues. You can follow the links from my channel page. Painting insurance companies as evil doesn't solve the problem. I understand the struggle, I also understand there are solutions. More government isn't one of them. In fact more government means less freedom because it means they have more power to control us.
psalmtree 2 years ago
Like I said, it's really easy to talk about "working smart and getting mentors" when you're on the other side of the fence. Living paycheck to paycheck, struggling to just survive, it's a little difficult to put money away and improve.
"The moral test of government is how it treats those who
are in the dawn of life, the children; those who are in the twilight
of life, the aged; and those in the shadows of life, the sick, the
needy and the handicapped." - Hubert Humphrey
Effedup 2 years ago
Hubert Humphrey is coming from a liberal point of view, which holds that we should look to government to solve our personal problems. The private sector does a tremendous amount to help those in need through non-profits and foundations. The government's moral responsibility is to encourage the private sector to do these things. The government doing it only consolidates political power over people's lives, and they do a poor job of it.
psalmtree 2 years ago
Nobody is asking the government to replace personal responsility as regards taking care of ourselves. Obviously we all have an obligation to make sure we live healthy from the get go, no smoking, eating right, excercising, etc...
The fact is, we trust our government to keep us safe, both domestically and abroad, through police and social services, yet we can't trust it to take care of us from a medical standpoint?
Effedup 2 years ago
We are absolutely asking the government to take care of our personal responsibility when we want to socialize health care. We should trust our government to provide protection for every citizen's life, liberty, and pursuit of happiness. Health care by the government is a cross purposes with that. It is the American way to be wary of the government, because power corrupts, so we limit it.
psalmtree 2 years ago
But the system right now gives the private corporations all the power. They answer only to their shareholders, whose only real demand is to keep that stock price rising and keep the dividend money rolling in.
The Insurance Companies decide who lives and dies just the same as any government agency would, but at least the people would have control.
"Oh, you got cancer? Well, you didn't tell us about that scraped knee 45 years ago...Dropped!!"
It happens every day.
Effedup 2 years ago
This is what I'm talking about. You don't understand the purpose of insurance.
You can boycott companies you feel are too powerful. We make these corporations powerful by buying their products and services. When you vote someone into office, they are more influenced by lobbyists now than by the voters. In fact, I heard a democrat representative say on TV the other day that the majority opinion doesn't matter. Gov't should decide what is right and wrong.
psalmtree 2 years ago
I understand fully the purpose of insurance. The point I'm trying to make is that basic care has become so cost prohibitive that a lot of people can't even afford that. Why has that cost gone up? Because the uninsured/underinsured, unable to see a doctor for preventative care, wait until health issues become catastrophic. Of course, unless they just want to die, they go to the E.R. They are treated, get their $30,000 bill, and throw it out.
Effedup 2 years ago
Why do they throw it out? Because, having to choose between actually living and paying off their debt, they choose to live.
So the hospital eats that cost, and passes it along to those that ARE insured. The insurance company exists to make a profit, so they in turn pass that along to you.
The Insurance company isn't gonna pay those costs, the hospital isn't gonna pay those costs. WE pay those costs now.
Effedup 2 years ago
Why not have a more equitable system then? Where everyone pays EQUALLY according to income to cover those that don't have coverage now? Not having to "eat" those debits will, in theory, reduce hospital fees and also, in theory, insurance premiums, which will save us ALL money in the long run.
And as for boycotting Insurance..yeah, you think there's a lot of choices when picking employee health care? The choice now is "take it or leave it"...
Effedup 2 years ago
Your comments clearly illustrate that you have unrealistic expectations of insurance. You clearly don't understand how to properly use it. Your scenarios are what happens when you misuse insurance. This is at the root of the problem. There are millions of people who are like you. That is why more emphasis on financial education is a far better solution than another government program that will operate in the red. Obama has even admitted the Post Office and Medicare are failing recently.
psalmtree 2 years ago
I expect us all to have equal access to the same level of medical care. Most definitely.
How the hell does financial education help someone that can't apply the freaking principles of it in their normal lives? I could come up with a great plan to minimize costs and save money in my personal budget, if only every damn cent of my money didn't go to basic living expenses. THAT'S what I'm talking about...it's easy to talk about managing money when you have the extra money to "manage"...
Effedup 2 years ago
effedup,
It is apparent you need financial education because you are mentally stuck in a way of thinking that will keep you poor. You will understand when you get financially educated how that would help you in any situation. I understand the struggle, I went through it. I found that we have a faulty paradigm about money that has caused us to make bad decisions as a society, and poverty is getting worse. It that doesn't change, Obama's plans won't change anything but our liberty.
psalmtree 2 years ago
And it is apparent you need to remember your roots and what it was like to have to make those tough decisions about paying for health care and paying to LIVE.
Go to Detroit and tell all those people that the reason why they are in dire financial straights is because they need "financial education". All those ex GM employees, THAT'S why they're hurting...riiiiiiight.
Effedup 2 years ago 3
Like I said before, if police response and investigation was determined by finances, like the healthcare system is, then people would be screaming bloody murder. If fires were put out in order of the wealth of the person calling there would be RIOTS.
I see healthcare as the same thing. Why is it so hard for people to understand the difference between emergency healthcare and frivolous "my finger hurts" ailments? People aren't going bankrupt over common colds...
Effedup 2 years ago 2
Is paying according to income really fair? That is a disincentive to build a good income, because it will just be taken away when you make more. That worked really well for the Soviet Union before it went down in flames and became Russia. What is fair is each gets according to what he produces, along with caring for those around you that are in need when you can. If you don't give, you miss out on a lot of joy in life, no matter how much you make or don't make.
psalmtree 2 years ago
I know people that make money hand over fist and do nothing but sit in a chair and trade stocks back and forth, making money COMPLETELY on paper. What the hell are THEY really producing?
I also know people that physically work so damn hard that they actually injure themselves, yet can't afford to miss a day and work in pain, that don't have a pot to piss in.
Yes, paying according to your income is VERY fair. If you're making the money, you can afford it.
Effedup 2 years ago 2
Effedup,
Okay, you don't really have a solid foundation for your argument, apparently. You are simply bitter. That will hurt you more than anything else if you hang on to it. We are talking in circles. I'm sorry things are hard for you. It is up to you to seek out your opportunities and take advantage of them. You aren't oppressed. We don't even know what that is in America, yet.
psalmtree 2 years ago
What's your "solid foundation" for your argument? Poor people are poor because they don't know how to spend money or live within their means, and are therefore undeserving of adequate medical care? That if they wanted health insurance, they could really get it?
Like I said, go tell that to the people living in downtown Detroit. I just suggest you wear some kind of body armor.
Effedup 2 years ago
Effedup,
Your ranting and reaching for anything you can to try to make a point, yet failing. You are going in circles. I rest my case.
psalmtree 2 years ago
And you sound like a corporate Insurance lobbyist. "It's because of all the frivolous lawsuits and unnecessary doctors visits! THAT'S why we have to charge so much and cancel people's coveragefor any and every reason!!"
I rest my case as well. You've been bought already. You might as well have "Brought to you by Aetna" on your homepage...
Effedup 2 years ago 2
I have a friend whose father is a radiologist. He was complaining to me one day about how he had to pay $5000 a month in malpractice insurance (or something around there). Sounds awful, right? His take home for that check was like $40,000! What the hell is 5 grand out of that? If I made $40,000 a year, I could care less about 5 grand.
Effedup 2 years ago
Put another way, what do you think would happen to society if we had to pay for "police insurance" premiums, especially in those poorer areas that politicians always talk of wanting to improve?
And fire services used to be insurance based, and the uninsured watched their houses burn to the ground, until people realized it was in ALL of our best interests to do away with it.
Effedup 2 years ago
For profit healthcare is thrives on human suffering. If there was "for profit" police or fire service people would be storming their local governmental buildings with torches and pitchforks.
You say the government needs less power. I say that if ANYONE is going to have power in this country, I'd rather it be the government, and by extension the people, over a private corporation. At least I can vote for my representatives and influence their policies...
Effedup 2 years ago
I applaud your hard work and dedication in working your way out of poverty. However, for every one person that is able to bridge the gap between slave wages and actually getting ahead, there are more that can't. They may work just as hard as you do, but circumstances preclude them getting out of the hole.
The wealth of this country was built on exploiting people, in all honesty. I love our country but it needs to stop. Financial Darwinism needs to stop.
Effedup 2 years ago
Effedup,
It isn't about taking slave wages and working hard. It is about working smart, getting mentors to help you make the right decisions and solve your problems. All boats have risen as we have built wealth in this country. Everyone in the U.S. is rich compared to many other countries. The problem isn't wealth it is the attitude that the world owes us a living. Instead, we deserve nothing. We have what we have by the grace of God. A change in attitude does wonders.
psalmtree 2 years ago
psalmtree - wrt: "The accusation that the private insurance sector is "rationing" is a White House talking point..." - If you dispute the validity of this White House assertion, then you don't recognize a significant failure in the current system. Private insurance companies exist because they ration care. It's a primary source of profit.
im4wur 2 years ago 2
Currently, the people in the US pay twice as much per capita for health care as people in other nations and yet we get a fraction of their quality of care. - Why do you think that is?
im4wur 2 years ago
im5wur,
healthcare is expensive here because we expect insurance to pay for everything. 50% of the cost is administrative overhead, filing claims for every office visit. Insurance is risk management not a social program. Insurance premiums are high because insurance companies have to pay for most everything. That is why they have exclusions, to reign it in so it isn't higher. That is why we pay so much. Using an HSA and companion insurance is the best solution.
psalmtree 2 years ago
I dispute that we get a fraction of the quality of health care. That simply isn't true. I've lived overseas. I've seen it. We are leaders in technology and medicine precisely because we allow it to be a profitable venture.
psalmtree 2 years ago
psalmtree - According to the World Health Organization, the US is ranked 37th (right below Costa Rica and above Slovenia).
im4wur 2 years ago
The reason the people in the US pay twice as much per captia for medical care as people in other nations and yet we get a fraction of their quality of care is because in the US, the health industry is siphoning money from people's premiums to create profit for their investors and pay obscene management fees.
im4wur 2 years ago
Mediacare operates to care for people, while the health industry in business to make money for its investors (and pay exorbitant management fees). The different goals, two different results.
Furthermore, medicare's 3-5% overhead vs. the 25%-35% overhead for the private insurers should illustrate how those results are structured.
im4wur 2 years ago
Two different goals, two different results.
im4wur 2 years ago
Whitehouse Nonesense!
abang90 2 years ago
Medicaid, Social Security, and the Post Office are broke. Goverenment has not done a very good job balancing the checkbook.
chaos31904 2 years ago
Medicare is also run by the government and it is one of the most effective systems in our country
vonbismarck13 2 years ago
Being effective and broke are two different things
chaos31904 2 years ago
holy shit this vid made me hard im choking my chiken now
fischerskidude 2 years ago
Thank you, Kavita.
jayraskin 2 years ago 2
Gee I guess all this propaganda the DEM-SOCIALISTS with this health thing and( I am sure all other issues too) has gained support from someone special!
cpusa org/article/view/1063/
MrLetfreedomring 2 years ago
HOLY SHIT DUDE HITLER WAS A VEGETARIAN
doodlydoodlydoo 2 years ago
Since when has the whitehouse had a propaganda machine on youtube.... Look at every poll.... americans don't want the government to extend their hands into the health care because the government is absolutely inefficient at everything it does...
nidal38 2 years ago
health care reform will be passed folks*****
AnthonyNews 2 years ago 4
Yet another lie. How come you're so afraid of chance?
danceatlantis 2 years ago
make that change...
danceatlantis 2 years ago
ú.s. american ppl that are older than me and "experienced" , don´ t know about the flaws of
us health care and its insurance issues.... about the country they live in. if you told them that ppl are thrown out of the system, not geeting covered `cause of preconditions from 1st grade, or even have a private detective sent after selves, they lol, and tend to not believe it. for me this facts are outrages and were by the time 20 years ago. i am in europe.
Realizalize 2 years ago
At what point in the video does Ms. Patel explain how the governement will end rationing? Or is she just promising that it will end?
What is the purpose of explaining that rationing is already occurring? Is this because the government will be rationing health care instead of private enterprise? Are people concerned about rationing or government rationing? Aren't all things rationed in the world in some way? How is Cuba doing on TP?
sudnem 2 years ago
By changing the law so that insurance companies can't deny coverage if you have a preexisting condition or charge you insane rates that will bankrupt you.
danceatlantis 2 years ago
Where is the wording in the bill? How does the change in law function?
The government will be rationing health care just the same as insurance companies, medical boards, and health professionals are currently doing.
sudnem 2 years ago
In response to the video claim that if you like your current health care plan, you can keep it....She seems oblivious to the fact that government tax policies and regulations can lead (or even force, economically) the organization that provides your health care to no longer offer it. If the government makes the plan economically tenuous, or impossible, through regulation or subsidized competition, it will not be offered, and you won't have an option, in practice, to keep your plan.
Wwallace67 2 years ago
The fact that comments are being screened smacks of infringement on free speech.
superfluous1too 2 years ago
My comments have not been screened of censored, and I certainly don't agree with the type of government involvement in health care being proposed by the the Democrats.
Wwallace67 2 years ago
Now if only people actually wanted to believe that, and not some talking head on Fox News.
Health Care Reform is needed desperately in our country, yet I fear deep down inside that the fear mongering and irrational screaming from the minority will keep this from truly happening.
I have never been as proud of my President before, and so ashamed of my fellow citizens. I'll gladly pay into a system where EVERYONE gets covered EVERY TIME over the tragedy we pay into now...
Effedup 2 years ago
thanks kavita :)
XCygon 2 years ago
Where there is no law, but every man does what is right in his own eyes, there is the least of real liberty. Henry M. Robert
JesusisLord4ever777 2 years ago
thank you doctor patel
sisforshayla 2 years ago 3
This is how you save money in the health care system:
1. Encourage people to smoke. Smokers die sooner, and use less medical resources.
2. Make obesity illegal. Obese people are responsible for about 20% of the health care costs.
3. Limit medical malpractice claims to $100,000. Buyer beware. Unlimited malpractice claims result in high malpractice insurance. Reduce the insurance costs, reduce the medical costs.
Wwallace67 2 years ago
Republicans and right wingers don't bother with the truth when a huge lie will do!
Cutchswife 2 years ago
*correction: cost an arm & a leg.
moh5001 2 years ago
I would also urge this administration to SLOW DOWN. The problem isnt necessarily the healthcare package. Wakeup, Obama! Its the fact that you are in our faces basically saying "Screw you, it doesnt matter what you think". Allow time for real debate and you can invoke positive change. Ignore us and reduce us to nazis and WHO ISNT going to be angry? Why does it always have to end in petty name calling? Obama needs to start leading, and that does not mean "we're gonna do this, like it or not!"
moh5001 2 years ago
Someone asked me if I had ideas how to improve the system. While I dont have all the answers, IF I WERE OBAMA -- I would focus on the idea of the insurance exchanges, opening up the market to make it more competitive, tort reform, and regulation (both cost & the insurance companies). I dont see why there is such a rush to push through a permanent, public option that will cost & arm when we really havent tried anything else, either!
moh5001 2 years ago
Ironically you just listed many of the things in the outline of Obama Biden plan. However I totally agree with you on your comment about slowing down. I want that too. I'd much rather it take time than be rammed down Republican or Democrat Throats. So hear hear.
sam61548 2 years ago
the Obama, Biden plan generates controls, Yes, but it does not create competitiveness or open the market. the "insurance exchange" where the government gets to require companies to rebate profits in good years and simply pay the price in bad years creates little opportunity for companies to enter this market. I have watched health companies lose money Example "American Medical Security in Wi. Health companies face big risk for losses if they have bad years. Would you risk your $ like this?
akijujutsu 2 years ago
dude, who wants a health care system where businesses profit off of my illness and the illnesses of all other citizens? That's a confilct of interest and is down right un-Christian.
Fine if businesses want to profit off of music or movies or just about anything else, but we lose a sense of our dignity as humans when we allow businesses to profit off of sick vulnerable people. And guess what, one day, you will be that sick, vulnerable guy and someone's going to make lots of $ off of your pain
AfroPik1 2 years ago
Open up the market and make it more competitve?? The market that operates in somewhat of a monopoly status. This is bad for the consumer. it is because people have such a hard time knowing what they are getting. Either from the physician at the time of service or in the from of insurance coverage when you buy it. Even if you ask a doctor what is going to be billed he will probably not be prepared to answer you. This should be changed. and insurance policies could be standardized better.
akijujutsu 2 years ago
No these things are not in the current bill being debated!! Sam is wrong about this.
But by forming an environment where free enterprise can work because people could make informed descisions on cost and care then this would force pricing down. By making policies more standard, insurance companies would be more easily evaluated for competitiveness in pricing. This would force them to price more closely to the actuarial basis and avoid marketing ploys.
akijujutsu 2 years ago 2
I'm confused, in the statement above by MOHI said he/she would focus on the idea of the insurance exchanges, opening up the market to make it more competitive, tort reform, and regulation (both cost & the insurance companies) I said these were being debated, akijujutsu said no. Yet I found every instance of the above mentioned in both the bills and the outline of the Obama plan. Please inform, not accusing just confused what am I missing?
sam61548 2 years ago
Akijujutsu, would this not be helped by the electronic record initiative? Also you spend a lot of time criticising this plan which is great for informing, and I applaud you but with your knowledge I'd be curious what you could live with in a health reform bill? What are your solutions?
sam61548 2 years ago
The fact that Obama has said time and again that everyone will be able to keep their plan only proves that he is a liar.
I have read HR3200 and it clearly states that I will have to change my plan and pay for coverage that I do not want or need.
Obama has already reneged on more campaign promises than Bush and Clinton combined. Why should I trust him to keep this promise? Especially after White House staff have stated to the press that Obama's rhetoric isn't to be taken literally!!!
1776rebel 2 years ago
See how sam61548 and bootyjudie are working full time for WH here... Are getting paid ? Ridiculously answering every question, from morning . Can we spam them !
jnemuri1 2 years ago
How mature of you, I do not work for the white house. Just interested in the debate.
sam61548 2 years ago
she doesn't even know how to pronounce her name... Kavita. We can understand from her pronunciation, how is she trying to hide her not fancy name- into fancy pronounciation. Euphemisim is a great tool for this fading administration. Rationing? Private insurance does that ? lol... She is definitely a hack in your Americanization... Capitalization.
jnemuri1 2 years ago
Such a helpful and useful comment. NOT! This has nothing to do with the debate, and just name called and brought up something trivial.
sam61548 2 years ago
Explain to me how the public can "choose" to keep their group insurance when their employers terminate the coverage after the government eliminates the tax deduction for employers to cover employees?
The good intentions of the politicians today will not be the reality tomorrow.
jesserobertray 2 years ago
Not only that, but many employers will drop the coverage they have and pay the 8% fine. That's generally less money than paying for the insurance. So, you are right. Many people will not be able to keep their coverage because employers will stop offering it.
I own a small business and have already decided that if this passes I am closing down because I can't afford the fine for not offering something I never offered and the employees never expected. More lost jobs thanks to Obama.
bradmanz 2 years ago
Small businesses are exempt from the fine and the requirement as I understand it. But I don't know whether your business is small enough to be considered exempt?
sam61548 2 years ago
Hey Sam You mentioned 3-5-09 article about a TEMPORARY policy not renewing after they found a serious health condition. TEMPORARY policies can only be bought for a specific peroid of time. The insurance compnay COULD NOT RENEW that policy! It would have been illegal for them to do so! thats because it was a TEMPORARY plan.
It just like people to think they are going to play the system and get ahead and then blame the insurance company when they should blame themselves! Get it? TEMPORARY
akijujutsu 2 years ago
Ms. Tumulty's brother was trying to save money (as he assumed he'd find a job soon with better coverage. I doubt very much the insurance company did anything to truly inform him of the risk. You can argue he should have informed himself, yes, read the fine print, etc. Sure but I'd argue there is some due diligence which insurance companies ignore when it comes to their clients. As Ms. Tumulty states: "The individual health-care consumer has very little power or information" TIME March 5 2009
sam61548 2 years ago
the Brochure that is used with this policy says in big bold words." SHORT TERM MEDICAL COVERAGE" I dont believe he was uninformed. I do beleive that there are many people that see these policies as a long term fix and this is like driving you car while the steering whel is locked! Its only OK as long as there is no turns in the road!! But please dont bother me when you crash. At least have the dignity to stand up and say you screwed up!
akijujutsu 2 years ago
Having followed this comment list for a while now, I've something to add about competitive markets. Many expressed concerns that the exchange will phase out current insurers. Keep in mind 1/3 of the current market of medical insurance is owned by 2 companies, and further, the current cost of insurance has lead to millions of jobs being outsourced overseas, and placed us at a disadvantage in the international marketplace.
sam61548 2 years ago
Sam ..sure well almost correct. the blue cross frachise companies by far are the biggest player in our markety but this is made up of many cpmpnaies that bought frachise rights in each state. That said the other companies put a great deal of presure on these primary carriers to provide competetive pricing. I do this for a living and frequently get these carriers into a bidding war a groups for the lowest price. This part of the current competitve market is currently very healthy!!
akijujutsu 2 years ago
In addition to the prior post. health insurance benefits is only a small part of the higher cost our companies pay. But are you suggesting that our citizens settle for the health care of china or Mexico. Or where you suggesting one of the other third world central American countries that have benefited from NAFTA as out health care program of choice? National health care Or This national insurance exchange will not get those jobs back at all. Nor is it meant to!
akijujutsu 2 years ago
NO, I'm not suggesting anything just pointing out that although there is legitimate concern about the impact of the current bills on free market policy, our current system hasn't been stellar in promoting free markets either. Not that there aren't successes as you pointed out with the franchising.
sam61548 2 years ago
When asked pointedly: Obama Himself Would NOT Pledge His Family To His Own Healthcare Plan.
So Why Should WE???
DNC-2010-2012-RIP (I hear taps playing softly in the background)
JPM0TU 2 years ago
I keep seeing this comment everywhere. What does it mean? I saw that video, but I don't see what's wrong. He was being realistic and not lying to people and saying "yeah, I would completely ignore my family for the rest of society". Is that what you expected him to say?
HerrBismarck 2 years ago
From Militant Ginger Blog- With reference to this post:
Obama's health care proposal offers some medical care for millions of uninsured people. It might not be comprehensive coverage - the 'best that money can buy' - but it is at least some coverage.
It hasn't been put in place to replace private medical insurance. It's been put there to supplement it - to offer the uninsured something, where they used to get nothing.
sam61548 2 years ago
If it's just to give the uninsured something, why are the people who choose not to buy insurance going to be forced to buy insurance? The Left likes to talk about how this will be good for everyone. But as someone who chooses to pay his medical bills himself I see nothing coming but a huge tax increase. And I make much less than $250,000 a year so if this passes Obama has broken his promise not to raise taxes on me.
bradmanz 2 years ago
As to who pays..(I'm not an expert) Here is what the washington post said on July 16th:
"The legislation would pay for half that cost by reducing spending on Medicare, a staple of all reform plans. It would pay for the other half by raising $544 billion over the next decade with a graduated income surtax on the wealthiest Americans: families with adjusted gross incomes exceeding $350,000 and individuals making more than $280,000."
sam61548 2 years ago
and here again Sam you seem to be provididng misleading partial information? Is this intentional?? Obama indicated that he was open to taxing middle class and current benefit plans as well the Democratic party has suggested a fat tax on suger sweted soft drinks including chacolate milk!
akijujutsu 2 years ago
I started that post with Ï'm not an expert in order to offset giving misleading information. I also gave my source of my information. So no it's not intentional, I'm just trying to understand the debate by participating in it. Thanks for the information.
sam61548 2 years ago
The uninsured contributed to the problem, that's way. By not being able to pay, or defaulting they jack up prices. Again I ask you, if you become catastrophically ill or injured (I sincerely hope NOT!) who will pay for you? The tax payer. By making other people responsible for your choices you are taking control away from them. Its a matter of the benefit of the many over the benefits of an individual. We are all one society.
sam61548 2 years ago
I have catastrophic coverage. Anything else I pay for out of pocket. I stay healthy so my doctor visits are rare.
I am not making anybody responsible for my choices. I pay my own way. Obama wants to make you responsible for my choices by forcing me to have his insurance. He will take my control of me away from me.
This 'benefits of the many over the few' is classic Socialism. We are not a collectivist society. We are a society of free individuals.
bradmanz 2 years ago 2
Yes, you're right. It is sad that so many watch Michael Moore's Sicko, and were tempted by the "Hey you can have lots of stuff at other people's expense" message.
Wwallace67 2 years ago
Alternatively, our current system of tax breaks (read subsidies) for employer insurance, medicare and medicaid, restrictions on cross state policy buying, inflated costs to insured people to pay for the uninsured, make me question your statement. HOw is it we aren't already in a socialized medical situation and how is it we aren't getting lots of stuff at other peoples expense already? Just asking.
sam61548 2 years ago
How can I E-mail this lady? I would love to give her a fact slice.
ArkansasItalianBoy 2 years ago
There's a contact us in the page.
What fact slice?
HerrBismarck 2 years ago
Obama keeps saying that you can keep your insurance. But what happens when your ins. goes out of business because it can't compete with the Govt. option?
UltimaOmega 2 years ago
Well, in my country an angry mob would probably hunt down and slay the CEOs who bankrupted their insurance company with administrative overhead from their multi-million-dollar bonuses and their gold-plated water faucets on their private jets, but in your country the phrase du jour would probably be, "government bailout..."
You live in a different world full of honor and admiration for the very people who screw you...
OolTube02 2 years ago
Well, then it probably isn't better than the government. option. Only the good, fair insurance companies will be able to compete.
It's Obama's applied Natural Selection.
iforgotaboutit 2 years ago
It is impossible for the private sector to compete with someone who can just print money and indefinitely go into debt like Obama seems to think we can.
I agree we need to change some things, but this is the wrong way to go about it.
UltimaOmega 2 years ago
The rationing comes from not having enough money for everybody. The country is bankrupt. Medicare liabilities are 80% unfunded. Fix that!
BlueSkies360 2 years ago
Who would have thought that introducing massive tax breaks for those people who needed a break the least, in a time of a war of choice and of imminent global peak oil, would leave one's country in financial doldrums.
I swear, no one could have seen it coming ever never ever...
OolTube02 2 years ago
as they don't see 550 million being spent on 3 top of the line jets for Pelosi as an expense either. They even said they will save money...
BlueSkies360 2 years ago
HR 3200 is not reform! IT'S A COOKBOOK!!! IT'S A COOKBOOK!!!!!!
antikleptocrat 2 years ago
These folks act like you can tinker with whatever you want and there won't be implications and effects. They keep saying you can keep you private insurance. They don't tell you that you won't be able to afford it because the socialized plan will shut them down.
kaj7979 2 years ago
If a private insurance has to calculate so narrowly that competition from a public option would drive it over the edge of bankruptcy, "shutting it down," as you put it, I can't imagine how they wouldn't have to be rationing quite severely already in order to remain afloat, just like the lady in the video says: "Rationing occurs right now..."
OolTube02 2 years ago