Best Performing Mutual Funds - What You Should Know

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Mutual fund investing is sort of like playing the roulette wheel -- most of the time you come out worse than you would have if you had never walked into the casino; but sometimes you get lucky.

If you simply purchase a plain vanilla annuity from an insurance company, you would get about 3% in today's market with no risk. I set my mom up with one in 2003, and she has averaged over 4% per year compounded. (That beats every major mutual fund out there, except maybe the gold funds.)