6 Day after: Neighbors, the whole truth & request to spread these vids in Colorado

[centervilletn]

i believe id wait till the adjuster told me what they were going to do regarding repairs before i mudded up the water by discussing seller fraud...you might never get the property repaired because they may claim they are not responsibe..then youd have to go back on the previous owner who might not have any money......id be damn careful dealing with insurance companies..they arnt your friend they are looking for an out...dont give them one

[SafeArmsReview]

very good advice

I will wait and see what the ins company has to say as the issue with the seller is a totally different matter.

Thank you.

[centervilletn]

ive had many dealings with insurance companies...and i promiss they are waiting for an opportunity to accept your premium and then deny your claim...id just wait and see what they are going to do....maybe you can make ole bud go back and pay for some retaining walls or french drains....but like i said...keep mum on the fraud issues until the ins. settles...

[centervilletn]

are these slab houses?..at least where i live most houses are built on foundatins 3 ft (atleast) from the ground...

[MediaLynxLLC]

if the seller lied on the condition report that's bit trouble

[Hopefl1]

Someone is going to be in deep water after you take care of them.

[axishans]

Dang Brother! I hope y'all really burn the perpetrators of this fraud! Thanks for the work otherwise and God Bless You.

Axis

[curtispa]

if u sue them u can have it done up in the paper work that they have to pay u for ur lawer an fees  exc

[lizadfuel]

This is example of pure dishonesty by the seller! Times like this gives all of us an unwanted education. So for anyone who is purchasing a home it is imperative to get a CLUE report on your future home from the sellers insurance. Then make it contingent where as you can back out of the contract for any reason after you have reviewed the report, if you find any problems that may disturb you, from reading the report. Steve, hope everything works out for you and your family : )

[wcarlpdrysdale]

you bought a boat any way , and didn't know it . we boat owners are sure to have a good bilge pump , and that should be your next mission .

[MotleyShaneReturns]

Hey bud.......Im a Realtor!........The person who really dropped the ball here was your Realtor......Had I been representing you this would not have happened! Also I cant believe that the Title Company yall closed at did not show previous Ins. claims in the title search. Previous Ins claims here in Texas are public record. I dont know all the Realstate Laws in CO but it was YOUR REALTOR that really fucked this up!

[Borne2Ride]

Unfortunately with houses, it's pretty much Buyer Beware. That's why it's so important to get a good house inspection before you ever make such a big purchase. Sellers lie all the time and it is next to impossible to bring a successful action against a seller. I know how frustrated and upset you must be. But instead of putting your energy into chasing after the seller and being involved in litigation, I would ask God what to do. He will turn this into good! That's his promise to you.

[MrMindfucker]

Yea,It's in Black and White! You say you want to get out of the deal.... so I would think that you seek legal counsel as your number one priority Steve! The insurance companies never pay for everything or even pay to have the house repaired right! You may have just compensation coming from more that on source if their's any good legal people in your state....

[SafeArmsReview]

yes we are going to list EVERYTHING that was damaged for insurance purposes.

Aside from that we will look into go after the seller and the city to fix this problem (also going to look for lawyer too).

:)

[jk81061]

Stay positive. You and your family will come out on top.

[Perceiving]

Steve, how long have you been in this house? Have you seen any other rain storms since you lived there? Was this an exceptionally bad storm as far as rate of inches per hour?

It does appear that the previous owner mislead you (lied) about the extent of water problems. I'm just asking questions that you may get asked and I would also like to know to get a better understanding.

The town should also be held accountable.

It sure looks very frustrating and exhausting to deal with.

[SafeArmsReview]

1. 3 months in house

2. yes but prop didnt flood

3. bad storm - not really but maybe in the last 3-4 yrs but neighbors say prop & house had flooded several times before

Fact remains seller falsified official docs - said no flood damage when that was not the case. Two things I dont mess with in real estate... foundation problems & flood damage/s. Once they start they only get worse.

I also agree the city needs to do something with this drainage situation cause it affects lots of ppl

[sharpie443]

Man sorry to hear about that.

[ArmoredSheepdog]

Pretty much all home owners insurance policies exclude flooding on the dwelling portion of the policy, and if you did buy

the separate policy with national flood pool chances are they had to do a risk assessment to figure out what to charge for the premium. If Bud's lies caused you to fall into a lower risk pool they might be able to nail him for insurance fraud too.

[Boomer1949]

To decide what direction you want to take you have to define your goal. 1) fix the problem and sell or 2) fix the problem and stay or 3) try to get back your money and out of the contract on the property, due to criminal non disclosure.

[DrDissent]

Get a lawyer for the 4th time : )

No respectable lawyer (oxymoron I know) will charge you to sit down for an hour and go over your options. You can almost bed "Bud" is MIA.. make the city fix it or make them buy the house. One of these days you and the house are going to go for a slide down the hill. The cities civil engineers have no business zoning that lot (let alone taxing you on it) with those sorts of flooding problems.

[Freedomvoicenews]

Back up your Taped Everdance

[tiroler537]

what crummy city is that....such lousy drainage...

[Dewdaahman]

there's a difference between a seep and a leak.. a seep is less that 5 drops per minute, I believe.. in the army we could let a seep go but would have to fix a leak in our 5 tons..

[mysacredhonor]

hey steve no disclosure is a no no. I hate liars. they are the worst of all criminals they are of their Father the Devil. do they have flood maps there? was the real estate agent your agent ? or where they his? his that could in recuping. again I am sorry for this

[scutter4christ]

Hey Steve. I am really sorry to hear that this has happened to you guys. There just aren't enough words to say how terrible I know many of us feel for you guys. I know that you are mad and heartbroken.

But keep your chin up my friend and dont let it get ya too down. I know that the Lord will provide and will make a way for all of this to work out for the best.

So hang in there bud!

[mysacredhonor]

did you say Bud? that is the whole problem here! LOL! saorry steve but I couldn't resist no offense just having some fun. Gary

[SafeArmsReview]

LOL

no problem, I needed a good laugh

:D

[manicbuyer]

you can have someone research "prior" insurance water claims on property. My advice- any legal issues are going to take forever- You may have to sell your property at a loss or have a soil engineer to the property and determine if some sort of french drain could be put in and how deep to divert any run off. If this corrects the problem you can 1. live there 2. sell but now that you know there is an issue/ it becomes a disclosure. If you just don't want to live there- go forward and don't wait

[mysacredhonor]

if he is the low spot the french drain is not going anywhere. if this was not disclosed I would seek the advice of an attorney, a Real estate attorney I always use them when buying homes it makes things a little tighter. get your money back and pray fpor protection. Gary

[manicbuyer]

..an attorney for sure. A soils engineer report would at least identify the issue, review what city did and what it would take to cure the issue, etc. A real estate attorney would probably have engineers they use that are recognized by the city, etc. It stinks.