Robert Paisola: Debt Collection and Call Center Trainer

[zrk9a]

fantastic info! but wtf is up with the music?!

[jerolelmerol]

whats with the fucking song

[hydrobot2003]

What if the bank cahrges off your vehicle and damages your credit. Can he still sell your contract to another person and can they still repo your car? Can they do that after they have damaged your credit for so many years?? And if they charged off your car... do you get the title and officially own it? Damaging your credit should not be free for them either. Someone answer please... thnx!

[AnthonyLemons]

not wrong friend. I do this for a living and not once has anyone that I assisted been sued or taken to court. This is because I play by the rules of law when dealing with these scumbag debt terrorist.

[AnthonyLemons]

Where is the part, where the debt collector must, by law, Validate the debt? The burden od proof lies with the debt collector. They must prove under the Fair Debt Collection Practices Act, that the consumer they are calling actually owes the alledged debt.

[danneisen]

as per the FDCPA the debt collector must request debt validation within a 30 day period from the moment he or she receives a duning letter from the debt collector if they do not request validation of debt within that period the debt collector can assume the debt is valid, also burden of proof falls upon the consumer for they are the only ones that would have a zero balance letter in the case that the debt has already been paid of.

[hydrobot2003]

@danneisen - and what if you never receive this letter? What if they mail it out and it got lost or delivered to the wrong person? Whatever happened to Innocent until proven guilty?

[danneisen]

@hydrobot2003 then the agency has the right to pursue any means necessary to recover the debt, including filing suit if it is has been passed to legal. Dont like the law? write your congressman about it

[lafftraks]

just remember... not paying a debt is no better than robbing a bank or mugging someone... maybe worse because its based on trust and a persons good name

[wigdomeitsallthesame]

if the "person" your talking about is the department of homeland security you can shove everything you think up your ass

[MRINCON88]

Banks do it all the time. So my friend, if they can do it so can we, It's simply a business decision. Do your research and you'll see that I'm 100% correct. When banks take a loss on a property that they have invested in, they often chose to cut their losses and return the property to the bank that hold the note.

[hydrobot2003]

@lafftraks - bull crap these banks borrow people money hoping that people will be late on payments and never pay off their debt! CASH IS KING!! Don't finance anything ever!

[bikersrule07]

my tax dollars went to bail out the credit card companys, fuck you debt collecters.

cap 1.......3.56 B out of tax payer pockets

[Ahdren]

very similar to what I train at american express

[WSUcougar5]

How about 1) I give you the finger and a request you cease communication with me, and 2) you give me my $1,000 statutory damages (and attorney's fees) when you continue attempting to collect.

FYI, the debt this tool is talking about is most likely beyond the statute of limitations on an action to collect. Meaning, they can never sue you to collect it, they can only bark - never bite.

[argent2020]

Interesting.

[ponlur]

so how do you collect the money from them?

[argent2020]

I heard of a guy who was in debt up to his ears and when one of the credit card ued him, he went straight to a lawyer and for some money he filed Chp 7 and that was the end of his debts.

[Cstrife234]

@argent2020

Notice when you get a statement in the mail, about what you owe. They tell you to pay THIS COMPANY LLC or whatever, but they don't tell you what person is liable for claims for and against that company and there is no signature. They just tell you to pay the company at such and such address. Tell them to write a letter back to who assumes liability for the company. They wont, because nobody wants to take responsibility for it. There are ways around their legal bullshit.

[moneytrainer]

Robert Paisola and Western Capital would love to spend time with your debt collection and call center teams to take them to them to the next lever. Just visit us at CollectorTrainings dot com