I work in law and have a case where a Truck was deemed a total loss by State Farm Ins (SF), our client has 2 herniated discs w/tears and impingement on the nerve roots causing numbness, no prior accidents and never hurt his neck or back before. SF knows this because they checked and could not find priors. Offer $5,000.00 on a $50K policy. Since ins cannot be mentioned at trial jurors think your suing the person sitting at the def table when in actually its the ins co. that is being sued!
My friend has no insurance because they wouldn't renew as a way of punishment for him filing a claim and the accident wasn't his fault. They want him to be desperate and be willing to pay high prices for insurance at another company. They all work together to mess over us. This is why many people drive uninsured and flee accidents. These companies add to the ills of our society.
@MaddDogg81 Some of these jurors can't stand to see people leave court with thousands of dollars because they themselves don't have a decent savings account, as if it's the claimant's fault. They need to start checking the financial status of jurors.
I was in an accident, the other driver was at fault on a suspended license, Torn Rotator Cuff for Me in need of surgery with a Skull Fracture and fired from my job.
Now I have them spying on me invading my personal life .... Fucking Scum
I agree with 99% of this report. The only thing that was not discussed was the amount of coverage the other driver had. Here's the kicker, I'm an insurance agent that has lots of friends in the insurance business. I can tell you with 100% certainty that there are insurance companies out there that have turned their claims departments into profit centers. I cannot mention names because I could lose my licenses. It is fundamentally wrong to automatically deny claims.
@ezcreditrepair4u ..... okay I will give you that. The average driver saves $396.00 a year, however, premiums still go up and when you are in an accident whatever you have saved is what they will offer you. I have seen plenty of low impact cases where individuals are truly hurt. Allstate and State Farm are by far the worst!
Good for State Farm!! Too many people get into a little fender bender or get rear ended and all they see is payday!! If you're gonna go after the insurance for bodily injury!! You better have some bodily injury. No way that woman was injured from that little accident!! The insurance company's know that people are trying to milk it!! I used to work ina body shop and met many people who flat out told me they were fine but the accident looked bad enough that they thought they could claim injuries!
@1970michplar You must be a doctor, or a accident reconstructionist, or a Bio-Mechanic of some sort to know for certain that the low impact accident did not cause this poor woman her injuries. Do some research and learn something. People do get seriously hurt sometimes in low impact accidents... Three years later after you have finished your treatment you are back to place where you can tolerate the pain but its still there. But that's okay in your eyes. NOT EVERYONE is a scammer idiot!
We were in an auto accident, paid our insurance premiums on time monthly for 3 years at $300+ monthly, only to discover, disable veterans get a better rate through the government! In addition, Progressive took the claim & refused to talk with after that. Carolyn Cleland is a real HAG who I hope drops dead by the end of the year! And Progressive is a company that deserves sued to hell! This is the most horrible insurance company in the world.
It would seem that people need some other type of disability coverage to protect themselves from these auto insurance giants. The one woman with back injury history also seems to me as doubtful. Being judged by peers should mean people who are aware of these insurance giants and their rejection histories as well.
Some people also look more inocent than others.
I have PIP in Mi which is personal injury protection. I just found out it's only basic or limited to $10,000.
When All State began airing their "New Car Replacement" commercial here in California, I called to ask about the offer, they told me that it wasn't currently being offered to California drivers!?
Doesn't that constitute bait-and-switch on their part?
@wanghes unfortunately no. You may ask why. It's not bait and switch because Allstate's new car replacement actually would cost more to endorse to your policy. I am no Allstate fan, but that happens all the time.
It doesn't matter, auto insurance covers injuries CAUSED by accidents. if it isn't CAUSED by the accident IT ISN'T COVERAGE, period. That's what health insurance is for.
I was pissed off and argue with em they said," well if your car was stolen in 3 more yrs it would of cover it all up but it was stolen with 1 yr so thats why I only got 12 grand & 17 dollars to my sterio". I argue and said," How the thiefs gonna know I only had 1 yr, there not gonna care there just gonna steal it when the oppertunity comes". I told em," why did you guys never told me first time, plus you people told me it would cover it all up," Oh... well somtimes our workers forget, sorry".
the insurance board where I live is lobbying for rates to be hiked 40%, and for the speed limits to be lowered significantly all across the province. I hate these fuckers
I had Progressive Insurence 5 yrs back. Brand new Pontiac and installed Sound System worth 4 grand. They said if it gets stolen it would cover the entire cost of my car and sound system. 1 yr later car gets stolen, they accused me of fraud yet no proof that i did it... they investaged, took 8 months when i got the check I & only recieve 12 grand (my car/sound in total worth 45grand!), they said my insurence only covers how much my car is now worth from the day it was stolen...
The corporate Hitlers are terroring injured victims! Major Fraud from their corporate lawyers because the Plaintiff's don't have enough professional lawyers to help them.!
There was little damage my car. I was treated for whip lash and finally found out I had three bulging disc in my cervical they paid for. I have a $50,000 uninsured motorist rider on my policy. I at this point was offered $1000 for three discs snapped. Now Travelers are saying they are not paying for degenerative disease. I was never treated for this disease nor knew I had it till this auto whiplash happened. Attorneys will not help not enough money and they don't want to be tied up for yrs
Just because you discovered you had degenerative disease doesn't mean it was caused by the car accident. In fact, I've NEVER heard of a car accident causing a disease...
DJD (degenerative joint disease) or DDD ( degenerative disc disease) is generally a progressive disease. Meaning that it occurs over time generally starting in individuals of 30 plus years. However it's a known fact medically fact trauma ie accelerates the disease process. The us making it worse. I think you miss the point. the motor vehicle collision is the mechanism of injury and not the etiological manifestation of DDD. Watch the video a little closer next time.
Wow good for that girl for fighting, I am going through the same thing with an insurance company. I am basically in the same boat as her only they haven't offered me 1cent and it's been 3 1/2 years. I have herniated discs in both neck and back along with nerve damage (numbness and pain) it's horrible what these insurance companies do. The government needs to step up to the plate here. Thanks for the videos!
we just canceled our insurance with all state,and thank god we did.They fuck you over,and raise your premiums,even if u were not at fault.We canceled 1 day after this report aired.
Its clearly apparents what their motive it. Its NOT, your dying brother in the hospital and needing the coverage of insurance btu they delay and make it difficult, or your deceases mother whos life insurance is being kept by the company, etc.
It goes alot further than small traffic accidents.
They should be exposed and laws passed to prevent their damages.
If this has happened to you, contact estey-bombergerDOTcom. They handle cases like these where the insurance companies don't pay fairly to the accident victim.
I'm canceling my Allstate ins. been with them for 30 years.
FreedomNetwork99 2 months ago
I work in law and have a case where a Truck was deemed a total loss by State Farm Ins (SF), our client has 2 herniated discs w/tears and impingement on the nerve roots causing numbness, no prior accidents and never hurt his neck or back before. SF knows this because they checked and could not find priors. Offer $5,000.00 on a $50K policy. Since ins cannot be mentioned at trial jurors think your suing the person sitting at the def table when in actually its the ins co. that is being sued!
sandraperezmorales 2 months ago
My friend has no insurance because they wouldn't renew as a way of punishment for him filing a claim and the accident wasn't his fault. They want him to be desperate and be willing to pay high prices for insurance at another company. They all work together to mess over us. This is why many people drive uninsured and flee accidents. These companies add to the ills of our society.
insurancegame 2 months ago
Juries are stupid. I don't want laymen as my jury
MaddDogg81 5 months ago
@MaddDogg81 Some of these jurors can't stand to see people leave court with thousands of dollars because they themselves don't have a decent savings account, as if it's the claimant's fault. They need to start checking the financial status of jurors.
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AbigayleAbril 1 year ago
I was in an accident, the other driver was at fault on a suspended license, Torn Rotator Cuff for Me in need of surgery with a Skull Fracture and fired from my job.
Now I have them spying on me invading my personal life .... Fucking Scum
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appositioncatatonic 1 year ago
I agree with 99% of this report. The only thing that was not discussed was the amount of coverage the other driver had. Here's the kicker, I'm an insurance agent that has lots of friends in the insurance business. I can tell you with 100% certainty that there are insurance companies out there that have turned their claims departments into profit centers. I cannot mention names because I could lose my licenses. It is fundamentally wrong to automatically deny claims.
TXINSURANCEPRO 1 year ago
there are fraudulent cases, but there are also real cases. studies show that "small impacts" doesn't always equal "small injuries."
And when it comes to cheaper policies - you get what you pay for.
kcruthenchan 1 year ago
Id go with Allstate. The average driver saves over $396 with them. You can call them up at 1-888-880-6540 for a free quote.
ezcreditrepair4u 1 year ago
@ezcreditrepair4u ..... okay I will give you that. The average driver saves $396.00 a year, however, premiums still go up and when you are in an accident whatever you have saved is what they will offer you. I have seen plenty of low impact cases where individuals are truly hurt. Allstate and State Farm are by far the worst!
sandraperezmorales 2 months ago
Good for State Farm!! Too many people get into a little fender bender or get rear ended and all they see is payday!! If you're gonna go after the insurance for bodily injury!! You better have some bodily injury. No way that woman was injured from that little accident!! The insurance company's know that people are trying to milk it!! I used to work ina body shop and met many people who flat out told me they were fine but the accident looked bad enough that they thought they could claim injuries!
1970michplar 1 year ago
@1970michplar
zoi62 1 year ago
@1970michplar You must be a doctor, or a accident reconstructionist, or a Bio-Mechanic of some sort to know for certain that the low impact accident did not cause this poor woman her injuries. Do some research and learn something. People do get seriously hurt sometimes in low impact accidents... Three years later after you have finished your treatment you are back to place where you can tolerate the pain but its still there. But that's okay in your eyes. NOT EVERYONE is a scammer idiot!
sandraperezmorales 2 months ago
We were in an auto accident, paid our insurance premiums on time monthly for 3 years at $300+ monthly, only to discover, disable veterans get a better rate through the government! In addition, Progressive took the claim & refused to talk with after that. Carolyn Cleland is a real HAG who I hope drops dead by the end of the year! And Progressive is a company that deserves sued to hell! This is the most horrible insurance company in the world.
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sonyamateotian 2 years ago
It would seem that people need some other type of disability coverage to protect themselves from these auto insurance giants. The one woman with back injury history also seems to me as doubtful. Being judged by peers should mean people who are aware of these insurance giants and their rejection histories as well.
Some people also look more inocent than others.
I have PIP in Mi which is personal injury protection. I just found out it's only basic or limited to $10,000.
aleon1018 2 years ago
When All State began airing their "New Car Replacement" commercial here in California, I called to ask about the offer, they told me that it wasn't currently being offered to California drivers!?
Doesn't that constitute bait-and-switch on their part?
wanghes 2 years ago
@wanghes unfortunately no. You may ask why. It's not bait and switch because Allstate's new car replacement actually would cost more to endorse to your policy. I am no Allstate fan, but that happens all the time.
TXINSURANCEPRO 1 year ago
It doesn't matter, auto insurance covers injuries CAUSED by accidents. if it isn't CAUSED by the accident IT ISN'T COVERAGE, period. That's what health insurance is for.
stx43203 2 years ago
They saved me 40 bucks a month check them out!
(877) 855-8111
You will need this info before you call
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TheWilliamMartin1 2 years ago
I was pissed off and argue with em they said," well if your car was stolen in 3 more yrs it would of cover it all up but it was stolen with 1 yr so thats why I only got 12 grand & 17 dollars to my sterio". I argue and said," How the thiefs gonna know I only had 1 yr, there not gonna care there just gonna steal it when the oppertunity comes". I told em," why did you guys never told me first time, plus you people told me it would cover it all up," Oh... well somtimes our workers forget, sorry".
Pebric 2 years ago
the insurance board where I live is lobbying for rates to be hiked 40%, and for the speed limits to be lowered significantly all across the province. I hate these fuckers
quuaa1 2 years ago
I had Progressive Insurence 5 yrs back. Brand new Pontiac and installed Sound System worth 4 grand. They said if it gets stolen it would cover the entire cost of my car and sound system. 1 yr later car gets stolen, they accused me of fraud yet no proof that i did it... they investaged, took 8 months when i got the check I & only recieve 12 grand (my car/sound in total worth 45grand!), they said my insurence only covers how much my car is now worth from the day it was stolen...
Pebric 2 years ago
The corporate Hitlers are terroring injured victims! Major Fraud from their corporate lawyers because the Plaintiff's don't have enough professional lawyers to help them.!
KamikazeKoscki 3 years ago
There was little damage my car. I was treated for whip lash and finally found out I had three bulging disc in my cervical they paid for. I have a $50,000 uninsured motorist rider on my policy. I at this point was offered $1000 for three discs snapped. Now Travelers are saying they are not paying for degenerative disease. I was never treated for this disease nor knew I had it till this auto whiplash happened. Attorneys will not help not enough money and they don't want to be tied up for yrs
hateautoinsurance 3 years ago
Just because you discovered you had degenerative disease doesn't mean it was caused by the car accident. In fact, I've NEVER heard of a car accident causing a disease...
stx43203 3 years ago
Exactly, no car accident has ever caused DD
BriZai2 3 years ago
DJD (degenerative joint disease) or DDD ( degenerative disc disease) is generally a progressive disease. Meaning that it occurs over time generally starting in individuals of 30 plus years. However it's a known fact medically fact trauma ie accelerates the disease process. The us making it worse. I think you miss the point. the motor vehicle collision is the mechanism of injury and not the etiological manifestation of DDD. Watch the video a little closer next time.
Mbodey1 2 years ago
@stx43203 Correct it will definitely accelerate the disease but it will not cause it! People are just ignorant!! Ughhh
sandraperezmorales 2 months ago
Wow good for that girl for fighting, I am going through the same thing with an insurance company. I am basically in the same boat as her only they haven't offered me 1cent and it's been 3 1/2 years. I have herniated discs in both neck and back along with nerve damage (numbness and pain) it's horrible what these insurance companies do. The government needs to step up to the plate here. Thanks for the videos!
Lorizh 3 years ago 5
All State insurance screwed me too!!!!!!!!! watch my video
allstatescrewedme 4 years ago
we just canceled our insurance with all state,and thank god we did.They fuck you over,and raise your premiums,even if u were not at fault.We canceled 1 day after this report aired.
shawnwwe 3 years ago 8
Its clearly apparents what their motive it. Its NOT, your dying brother in the hospital and needing the coverage of insurance btu they delay and make it difficult, or your deceases mother whos life insurance is being kept by the company, etc.
It goes alot further than small traffic accidents.
They should be exposed and laws passed to prevent their damages.
bb123bb123 4 years ago 3
If this has happened to you, contact estey-bombergerDOTcom. They handle cases like these where the insurance companies don't pay fairly to the accident victim.
highrank 4 years ago 2