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Even though california is still in a mortgage meltdown maybe we need to take a better look at the lenders allowing this. over 70% of the people want to keep there home but the lenders are still taking them back. what I dont understand is it cost them so much money ro foreclose why not reduce the principal and lower the rate and let the homeowner keep the home. If anyone can give a real answer to this question I would like to hear it.
carlaRE2 2 years ago
How come low and middle class making good dicisions about what to do and government doestn'. what is that tells me?
Aptyp4ikXX9 2 years ago
thehelpfund.blogspot
mannyfeseha 3 years ago
thehelpfund.blogspot
mannyfeseha 3 years ago
What funny is that later on down the road (many, many, many years later on down the road) California will break off and go into the ocean. Thats funny. Of course we could all die in a nuclear war or something before that. Money sucks and is mearly a boring necessity that we use to buy mostly stuff we don't need. Lending is borning, mortgages are boring, paychecks are boring, this video is boring.....lets all just pretend that prohibition is here and brew our own moonshine then shit our pants.
reingardl 3 years ago
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HISPANICS were the major group to hold SUBPRIME LOANS. HISPANICS were given loans when other groups could not get them. Now they want to be bailed out of their mess!!!If they weren't so greedy they would not be in this situation. Most of them didn't even have SSN oe EINS.Now BUSH has made it possible for them to get bailouts without SSN or EINs!!!S0illegals aliens are milking the system again!!! While Americans pay the bill!!!
tellthetruthh 3 years ago
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The SUB PRIME LOANS which caused this crisis in the Mortgage Industry are always in the HISPANIC COMMUNITY across the country. Who is responsible for giving the SUB PRIME LOANS TO MAJORITY HISPANIC PEOPLE?Why is PRESIDENT BUSH allowing OUR TAX DOLLARS to rescue peoples' homes who have NO SOCIAL SECURITY NUMBER!HOW can you tax or track a homeowner who has NO SOCIAL SECURITY NUMBER OR EIN NUMBER?I have a right to know.I am a US CITIZEN.I am tired of giving ILLEGAL ALIENS ANOTHER free ride!!
iamauscitizen 3 years ago
No one seems to know what they are doing, especially in California. Let the foreclosures happen and move on from there. Obviously, it was a house of cards. Mortgages granted to illegal immigrants with illegal jobs was stupid. Lending huge amounts of money to people on disability or social security with no assets or jobs---stupid. I can go on and on. Where were the experts and the media when these loans were being passed out so loosely? They seem to have a lot to say now.
yogeedogee 3 years ago
Expand the F H A program and increase the loan amounts. The problem has spread beyond subprime loans. Foreclosures hurt everybody. Congress should act NOW !!!
GA99999999 3 years ago
Politicians and Consumer Advocate Groups are still only looking at band aid solutions to the symptoms & not the real root causes of the problems. Foreclosures, refinancing into bad loans, using your equity to buy liabilities are all symptoms of the bigger problem in the US....Financial Illiteracy is the problem!
NoMoMort 3 years ago
well said.
yogeedogee 3 years ago
Unless we stabalize real estate values our economy will crash.
GA7777777 4 years ago
I meant to write, 'I did NOT hear Paul discuss affordability.'
tyronebiggums3 4 years ago
I got through most of the video, but I did hear Paul discuss AFFORDABILITY. The loose lending standards artificially drove prices up. Home prices must come down. You can't expect to lock rates for some loans and have the problem go away.
tyronebiggums3 4 years ago