REALIST NEWS - Thinking about not paying your mortgage?

[daobesebeast]

What you call "The bozo manuver" is morally wrong. No one held a gun to these deadbeats heads and made them sign for these mortgages. If they can't afford to pay thier obligations/mortgage they need to leave. Psalm 37:21 - "The wicked borrows but does not pay back!" Wonder what your idol the pastor thinks about your advice to cheat the mortgage company out of money owed. What ever happened to a person doing the right thing? Your values are disturbing to say the least.

[jsnip4]

@daobesebeast The mortgange companies commited fraud from the very beginning therefore an eye for an eye and a toth for a tooth should apply. Also, by law, they have to do the due diligence to make sure the person can afford the loan. That's when this all started. They didn't do that process and "everybody's approved" came about. No employment checks, no income verification, etc, etc, etc. They were supposed to check these things out by law and broke the law. Seems like it all works out fine.

[daobesebeast]

@jsnip4 Actually the mortgage broker would have commited the "fraud" you speak of. So using your "silver bug" reasoning, why not have people get car loans on exotic cars and just have them hide them and not pay for them. It's called doing the right thing Joe. If you can't afford something you don't buy it. In my book if you aren't paying for it it isn't yours you need to give it back or it's stealing. What you are suggesting people do is theft by deception!

[stripe64]

@daobesebeast "if you aren't paying for it it isn't yours you need to give it back or it's stealing."

Who does he need to give it back to?

[CuteCatFaith]

@jsnip4 I've made merry with JPMorganChase & Chase VISA this year. THEY failed to respond to my letters, one via registered intl mail. For months & months. Game over. According to my old agreement in force when I cut up my credit cards (paid one off in full, no prob) THEY messed up. I have had a good time doing vids about this & writing to them & talking to their employees on the phone. Heh heh. They messed up! I WOULD HAVE PAID but why should I, there were bad charges on the card!

[pipewerkz]

@daobesebeast Way to stick everyone in the same group. If someone can afford their house fine and has been paying on time the bank isn't helping them out by lowering interest rates or principle balance but the people that aren't paying get helped?? Why wouldn't we leave the $160k house we bought and move down the street to the same house for $40k? Question though, who did the bank borrow the money to give us the loan from? Oh, they printed it. How is that moral? Bible hasn't taught you much.

[daobesebeast]

@pipewerkz The bank didn't print the "fiat". The fed did. The fact of the matter is if someone signs a contract and an obligation what gives them the right to not pay for something and try to live there for free for a year or two as Jsnip is suggesting people should do? If they aren't paying for it, it is not thier property and they should vacate immediately! How about if you let me borrow 150K to buy a home and I decide not to pay you and tell you I am going to move out for 2 years? WAKE UP

[pipewerkz]

@daobesebeast Actually the special privileges that were granted to the GSEs like fannie and freddie encouraged easy lending from the banks, of course all enabled by the Fed, which is the banks cartel. The banks got the places appraised and lied about how much they were worth, they were just driving prices up. A hard working guy like me just trying to buy a house gets stuck over $100k underwater. There is plenty more to my story with BOA, but you think everything is black/white. Read more bible.

[daobesebeast]

@pipewerkz Just like in court, Ignorance is no excuse! Why would you ever buy a house that would even have a chance to depreciate that bad? If you are that finacially retarded you should have rented! And when you bought that house more than likely you could have sold it shortly after for the same or more than you bought it. You stayed and the markets dropped out. Now it's someones else fault right? They drugged you and made you sign for the mortgage? You truely are an idiot

[pipewerkz]

@daobesebeast Again, you don't know anything about everyones situation and I certainly can't explain mine to you in 500 characters. It's not a matter of being 'retarded' its a matter of economics. Why should anyone keep themselves in a worse place financially to pay for the bankers trillions in fraud? Using our tax money to help peoples that shouldn't have bought? The market needs to be cleared and prices need to come down you dolt. How do you expect growth to happen with a propped up market?

[jsnip4]

@pipewerkz His nickname is Bozobeast. This guy has been hating on me since a few months ago. Every time, my subscribers spank him with pure logic and he doesn't seem to understand it. He is incapable. He also thinks silver will never see $50, not this year or even next year. What a clown.

[pipewerkz]

@jsnip4 I'll buy his argument that shouldn't just walk away from your contracts, I'm not that type of person and most aren't. But the way the banksters destroyed the housing market there are many people in many different situations with different circumstances. Most of the time the banks don't even hold the note to your property, nothing moral about that. He is probably right though, silver will probably not see $50, not for long anyway, it will be flying right past it.

[daobesebeast]

@jsnip4 Silver will see 50 an ounce.. I never said it wouldn't. I just said not again in 2011. You may see $50 dollar silver late 2012 but I doubt that to. How'd silver do this week so far as I post this comment? Ha ha.. Where is my 50? Anyone remember the inflation scare in the 70's? History repeats itself huh? We will see who the real sheep are silver screwball bugs.

[pipewerkz]

Check out a short book called "Walk Away" by Doug French. I believe you can download it free from Mises.org

[moonshadow93924]

Bald is sexy, so is a mustache and a goatee.

[Crooklyncat]

I can't tell if you have braces or a mouthguard on. Or maybe you just have really shiny teeth.

[jsnip4]

@Crooklyncat Neither, it's the background being chromakeyed out with software. I have a green screen behind me which allows me to add effects like the silver coins. I need to add more lighting though.

[ADULTEDUCATION4U]

not true in non judicial states you simply have to get it in court, by filing against the bank for breaking of chain of title, which is leagal in every state.

[coreylashawnjohnson]

Thank so much for such great information.

[in5d]

great info! my sister is going thru foreclosure. I've talked to her about tracing the promissory note, but this info is amazing...plus she lives in Florida, which has a "rocket docket" to push ppl thru the system without giving them a "fighting" chance.

[jcapvip]

Hey Man... Can you refer me to any reputable law firms in NJ?

[emf1111]

miss the halo effect

[XYZWildChild]

Joe, please give the contact info for the FL guy working for the attorney re: foreclosures. I have a situation in FL and need that guy and his law firm. Pls help connect me.

[Wildrosestands]

Hey they bundle our birth certificates, too! In bundles of 100,000 and then they sell them on Dunn and Bradstreet. They have been doing this since they unlawfully incorporated the nation and began to itemize we, humans, as property. Your mortgages are paid off by THE FEDERAL RESERVE, 3 days after you signed your signature.This is a written, documented agreement that was part of the deal with THE FEDERAL RESERVE, when they took over our financial system. Surprise! Every one of us has been conned!

[Eraser7622]

@Wildrosestands

So, if that is true it is useless to tell people UNLESS you also stipulate HOW somebody can use that knowledge to avoid being forcibly removed from their home. I've heard things like you say in the past, but never have I heard anybody put that information into a context that is actionable. And I don't mean actionable as in exiting the system entirely, b/c that isn't going to stop the forced eviction after judgment or tax sale. If that's incorrect, PROVE it & earn your kudos

[thevillage70]

is CA a judical state???

[manicbuyer]

This goes along with the web bot prediction somewhat - people would not pay the banks and would just stay in their homes

[cityguyable]

You might make people tune out calling them "dumb bozos". Try "You Poor Bastards".

[rolovolo]

Eye opener as always, Thanks!

[brown55061]

You could have used a tin foil hat man, you missed your chance to shine! lol Always new interesting concepts from you. Thanks for this.

Someone I know said that when they signed their contract for their ARM that it specifically said "if you sign this you authorize the lender to resell your mortage" or something like that. If that's the case I wonder if those people have the right to fight a foreclosure. My guess would be no.

[jsnip4]

@brown55061 We all have that agreement for the most part. When they sell it to the next company they have to do the chain of title properly. If they did, then they would have standing to foreclose. I guess another issue too is that these companies are servicing the loan and not the actual lenders themselves. that's another avenue of attack for the defense.

[stchrismusic]

Great information Joe, where can I find out if my state (NJ) is judicial our non-judicial? Thanks, Chris

[2011rcm]

1 view? 75 likes and 55 comments atm.

[FlipThatBond]

I can't wait for QE3 and to get aggressive on silver call options and get rich : )

[SilverIsM0ney]

its funny how there is 73 likes and only 2 views, youtube really doesnt want this info out. manipulation. as always great video

[PeakedEarth]

I wonder if you continue to pay the property tax if you could go back to court and ask the court to grant you the land under adverse possession or more commonly known as "squatter's rights."? Do you have any information of that? Great video. Thank you. Nice green screen - work out the kinks and you will be lookin' good!

[jsnip4]

@PeakedEarth I'm not sure about how that works but I know a part of the process is to file "quiet title" at a certain point once the bank is proven to not have standing if I remember correctly.

[daviddalbylive]

Todays banksters have mastered the art of corruption, can anyone sell a car without discharging the previous loan on it first. Oh, No ... case closed.

[cassanoa]

great advice Joe , fight the power ,got nothing to loose any way

[rodrigch99]

Hi, Joe, just wanted to ask you not to tell folks in nonjudicial states that they are out of luck with foreclosures. I have a MERS mortgage in Idaho and have a successful attorney fighting for me to keep my home. He has already won a case where the folks got to keep their home scott free. Thanks for updating us on your situation!

[SilverTraderFM]

Good info JS... update us on the foreclosure battle. Here's a good link on the 50 states FC laws: realtytrac(.)com/foreclosure-l­aws/foreclosure-laws-compariso­n.asp

[eduardoobregon]

hillbill



[skaismith]

There's no such thing as a credit rating anymore, everybodys credit sucks........unless your a big bank or crooked Illuminati puppet, lol!

[lkevins1]

How can there be 56 likes but 0 views?

[sahra08921]

Love the effects! : 0 )

[mindrapeart]

still says 0 views....not an accident by no means.

[OzoGem]

Good for you and your family, Joe! My wife and I did it back in '09. We did it with no lawyer; completely pro se. Sue them for damages, fraud and violation of RESPA! We're keeping our little "turd" in the city and have aquired 60 acres in the country with the extra cash!

[jsnip4]

@OzoGem HELL.....YES! I've been buying silver =)

[VIRTLANTIS]

love the new cam effects!...nice...

[valhala56]

The only way they will get me out of my house is horizontaly. I know what is waiting for me....The street. I've been there and I'm not going back. I'm currently still current on my mortage but if I lose my job well lets say they will have to bring a SWAT team to get me out.

[Kennedysirhandoswald]

I really enjoy your videos ! Youtube droped you off my subcription list for the umpt time but resubbed once again ! Good info ., thanks KSO.

[nayanmalig]

something big is going to happen. SOMETHING REALLY BIG!!! They've just allowed the ex air force officers to admit about FLYING SAUCERS!!! IT'S OFFICIAL!!

watch "

Out of the Blue - Military Disclosure Has Begun - National Press Club LIVE" on youtube.

something big is going to happen.

[TalonNL999]

I deleted my previous post, wasn't in tune with this video, anyway, the first speaker starts off with saying that this conference happened on Veterans Day, which is on November 11th in the US, so it must've been 11-11-2010 when this took place.

[nayanmalig]

@TalonNL999 DATES APART IT'S DYNAMITE. straight from the horse's mouth. if your religious you won't like it already.

[ENAIRAMA1]

how do you procede with credit card debt? I am being suit by a bank who bought my debts from another bank and so on. I would like to know my options. I do not own a house thought

[jsnip4]

@ENAIRAMA1 Start by going to creditinfocenter(dor)com and ask your question there.

[Eraser7622]

@ENAIRAMA1

You demand they validate the debt. Same as a mortgage, servicers have to be able to prove that paying the debt off to them will remove your liability to any other creditor.. if they can't do it, you win. MOST can NOT do it, by the way. Chase just dropped thousands of credit card lawsuits b/c they couldn't prove ownership. I know this first hand because I'm doing this w/ my mortgage AND credit cards... war is on & I'm not backing down until we've restored the republic.

[crusader1492]

Is there a quick way to find out if your state is 'judicial' or not?

[crusader1492]

@crusader1492 Nevermind. Google "judicial state'. My state says both...?

[jsnip4]

@crusader1492 Add the word "foreclosure" to your search.

[woodyrimshotrealized]

JFK signed executive order 11110 giving the treasury authority to print silver back certificates.

[woodyrimshotrealized]

like it to count as a view until it's fixed.

[666katch]

VIEW NOW 0 AND LIKES 39

[rainz777]

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

[rainz777]

That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, --That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness.

[NibiruMagick2012]

Stuck on Zero views? Take a bow bro*****

[KMDNews]

In New Hampshire, lenders may foreclose on a mortgage or deed of trust in default by using either the judicial or non-judicial foreclosure processes or any of the following special methods: Entry under Process, Entry and Publication or Possession and Publication. In my state it can be either or depending on the documents you signed at the time of purchase. Great info Thanks Bro :) Much love!!

[ShinySilverForMe]

i assume your credit is shot since you stopped paying, eh?

[KSee20]

My State is Judicial AND Non-Judicial. Is that even possible? NH

[KMDNews]

@KSee20 See my comment here this should help you. Just look in your paper work for A power of sale clause. Take care ☺

[KSee20]

@KMDNews THANKS!!!

[KMDNews]

@KSee20 Your welcome :)

[FRIENDTARD]

0 views, 17 likes, Way to go YT!!

I Love your intro...and you!

[koolance2012]

i closed my bussiness down, went to the bank to refinance, told they couldnt do it ?, so i stopped making payments, fdic came in sold the bank to another one in the mean time , and i live in WI., now im on there 3rd lawyer, and mine keeps kicking there ass, when dose it become harrassment from the bank when they cant come up with the docs

[TechbyTigz]

How did you create your intro buddy?

[jsnip4]

@TechbyTigz Adobe After Effects 5 minus the music.

[jsnip4]

0 views, 4 likes, interesting. Thanks Youtube.

[MrBerkelland]

@jsnip4 it means your vids are great, haha 0 views and 4 likes. 

[endlessmountain]

@jsnip4 I am the sixth like and the 0th viewer :) Thanks youtube

[KSee20]

@jsnip4 Guess you touched on a hush hush subject! lol

[truthseeker511]

@jsnip4 Now it's 36 likes, with 0 views...

[gasdorf]

@jsnip4 that happen to my mortgage 3 times

[gasdorf]

0 views thats silly ...proof that youtube screws people ..by locking out thier view counter

[jodzinoz123]

Oh MAN that is one FLASH of an intro! Well done Joe! and wow I am #1 ;-)