Health Savings Accounts

[exbronco1980]

george w. likes health savings accounts. most americans like george w..

[MrConservative504]

This is brilliant!!!

[11mc22]

well my comment never made it for some reason

[Psychochaos3]

I think I hate Gary, and I don't know why. . .

[walkerstephenj]

Healthcare is not a responsibility. Healthcare is a human right. All this is insurance companies mudding the water. Demand universal healthcare. This is killing and bankrupting americans. Criminal.

[Yuffieandcloud]

agreed i live in canada we get free healthcare in england you get free healthcare as well as well as other places amerika needs it too

[noob995]

I wouldn't mind having universal healthcare. but a main argument I've heard opposing this is that in countries with universal healthcare people have to pay more taxes.

[11mc22]

don't forget the waiting lists too that comes with universal health care. access to waiting lists is not an access to health care.

countries that doesn't have such waiting lists there are huge taxes. i heard that in Denmark the waiting lists isn't long but the danish government taxes citizens heavily.

[jwfcp]

what are you talking about? every system is going to have people waiting.

better to just tax people upfront, than to run the patient into bankruptcy only to have the govt tax more in order to shore up the amount the hospital was shortchanged by anyway.

[CameronAskew1]

If health care was completely privatized, trust me, people would not be waiting. If you had to pay out of pocket every $ that the doctor was going to charge you, you would go less - right? So would everybody else.

That would lead to less waits, less demand and lower costs. The government certainly did a good job with our retirement plan (social security), well let's hand them health care too!

The truth is, the government is selling us on these ideas to get money for wars.

[chivasusa]

HSA is the best idea around and its not for the WEALTHY, its for the HEALTHY

[RIPFILMS]

ive got them all, and ya know they still suck.

[Maria2blue]

Why do they make it sooo confusing??? You explained it nicely though. Thanks!

[rotoriuskool]

I said, health is not a commodity.

[rotoriuskool]

Health is not a commodity.

[kidd13news]

good explanation

[K33ng]

This system appears to be fucked up in America. It's all free of charge here in Slovenia and other places in Europe.

[Octstorm]

Love this! good job.. Thanks...

[pyr666]

50k views, 7 comments

yeah, right

[yogsbear]

It doesn't matter how well you explain it, the American health care system is a calamity.

[minka989]

whoa... only 7 comments on this video with 48,000 views. hmm...

[edistar]

wow...are you a real teacher. I love how you teach. *subscribed* can you teach us a little about how the stock market works please!!!

[publicgood]

Sounds like it would suck if you have any chronic ailments.

[falconxlc]

what da heck just happened?

[Javamann1]

Bend over. That should explain it.

[marinedr77]

Consumer Driven Health Plan is a fancy way of saying the patient pays more. They "give you choices" but each choice involves paying more than a traditional healthcare plan. HDHP stands for HIGH DEDUCTABLE... This is obviously bad for the consumer. Ultimately this type of plan is cheaper for the employer who provides it which would be fine if the whole country were required to operate on this type of system.

[chrisrei10]

young people who are healthy should look into this type of insurance because the premiums are lower, and you are protected in case of a major illness...and if congress allowed insurance companies to compete in out of state markets, the costs would really go down alot....

[morbid0asylum]

awesome

[adv2k1]

How about lets make this Simple.

UNIVERSAL HEALTH CARE.

EVERYONE IS COVERED. PERIOD.

Everyone pays a little in taxes, and Everyone gets benefits.

Something is fundamentally wrong with a company who indirectly profit from human suffering. It is more profitable to allow to somebody to die than to make them healthy. That is a fact.

[chrisrei10]

there is a good book that explains this...by paul zane pilzer....making consumes more accountable for their health is a good thing. and would drive down the cost for everyone....the 80% who are healthy would pay less, and the 20% who arent would pay more, until competition lowered the costs even more...remember how much it used to cost for long distance calling and how competition brought the cost was down, the same could happen for healthcare...

[harlanerskine]

this is really dumb. none of this confusing crap should exist - the government should cover everyone who is not covered by insurance from an employer. I would rather pay more money in taxes if I had piece of mind.

[jaylc0412]

These acronyms represent financial plans to help you pay for pharmaceutical poison.

[riahna1201]

funny how you did the little drawing butt i am like still trying to find out what that means

[iamthinbone]

uhhh

[BinkieMcFartnuggets]

I was too distracted by the saltines to know what the hell was going on.

[abfabinri]

Stupid...we need universal coverage as this is assanine. Figures Bush would like it. That fuxxxing loser ran the country into the ground with his incompetence. Health care is a right and the government should provide it to all. His fat mother Barbara is in hospital now...she has nothing to worry about since she is rich. I wish she didnt have coverage and croaked like the rest of the uncovered.

[peejaa]

I understand! ill take the HSA let me save and pay the bills Myself! It MY money!  :)

[skyler0248]

i still dont understand

[qkr19]

my brain hurts

[UglyMaleee]

LOL! Why would they make bunch of healthcare plans like these?

[droboy2]

Yeah - no Copays. Instead say hello to COINSURANCE, which means instead of paying a lower out of pocket expense to see a doctor ($25/visit) you now have to pay a percentage of the contracted rate your doctor has with your health carrier (could be $133/visit). I worked at CIGNA HealthCare and had an HMO plan with a $30 PCP Copay. Then about four years ago they forced all employees into a CDHP. I was paying $120 for a PCP visit!

This video is catchy and informative, but know this Coinsurace>Copay

[nyiballs]

You may pay $120 for a PCP visit, but you're also paying maybe $200 less a month in premium. In the end, you are still saving money.

[zxburtonxz]

THIRD!

[SniperMonkeySpore]

Great info

[BadAzVLo]

Thanks.