An interesting declaration from a debt collection agency

[deanlivanos]

Actually a corporation is a legal entity, im 100% sure of this

[Spheresome]

Being harassed for a debt you don't owe?

Sign this government e-petion

epetitions.direct.gov.uk/petit­ions/22973

[demonhorizon]

If you agree to make payments to a collection company, make it clear that you do not agree to any charges or interest when you make this agreement. They have made their money already dont allow them to make any more. BE CAREFUL what you agree to. If you do fall for it and realise, call them and retract your agreement but insist you are willing to resolve the matter by making realistic payments based on you income. I had all charges and interest quashed this way. RE AKTIV KAPITAL UK.

[philartio]

@JimManlove. The question is 'lawfulness', not 'legality'.

[Gotpaintinmyhair]

Or alternatively you could just not get into debt and stop buying things you have no way to pay back.

Also it is illegal to record someone without first declaring you are recording them and they agree to being recorded. That is why it says at the start when you rang all calls are recorded.

[JimManlove]

@Gotpaintinmyhair The recording states (by the collection agency) that the call may be recorded. I would be interested to hear your legal observation that the disclosure has therefore not been made.

[LurchibaldBioshock]

@JimManlove You're right, it never states WHO will will do the recording...

[Gotpaintinmyhair]

@JimManlove the agency states you are being recorded giving you the option to hang up, by not declaring to the call handler that you are recording them they have no choice to continue with the call or hang up. You have to state that you are recording them and give them the option to continue just as you were given the option to continue. Really quite simple.

I notice you didn't have a comment about just paying your bills and not buying things you cant afford.

[JimManlove]

@Gotpaintinmyhair My point is that if the call handler has declared that they are maybe recording the call, and 'maybe' takes the assumption that it REASONABLY will be, they have given themself that option too. Although it sounds silly to say 'I am recording the call, so I execise my option to hang up', that is effectively the position they create. Could the operator claim later that they did not now the call could be recorded? IF you stand by that point, then a simply "Ditto" should surfice.

[Gotpaintinmyhair]

@JimManlove wow you really are missing what I am saying. You are told your call is being recorded and for what purpose. The agent knows her company is recording her. She does not know you are recording her to ridicule her on youtube. Big difference. You recorded her for your own enjoyment and did not notify her of that, she has the right not to be recorded for your personal ridicule. Still not replying to how about you just don't buy things you cant afford I see.

[JimManlove]

@Gotpaintinmyhair I'm not missing it dude, I just don't agree with it. You imply that it is illegal to record someone without disclosing that the event will happen. If one party has disclosed the recording, to what purpose should the decleration be made multiple times. It's being recorded no matter how many times it is said, and all parties involved in the conversation are aware of it. I asked you for your legal perspective, not your moral one.

[Gotpaintinmyhair]

@JimManlove Plane and simple, here copy and pasted for you from callcentre helper dot com, under guides and LEGISALATION. Also can be found at ofcom and the fsa.

Do I have to let people know that I intend to record their telephone conversations with me?

No, provided you are not intending to make the contents of the communication available to a third party. If you are, you will need the consent of the person you are recording.

You put her on youtube ie: the third party without consent.

[JimManlove]

@Gotpaintinmyhair Now I'm not sure if you get MY point. Let me give you a different perspective. The disclosure states "this call MAY be recorded for TRAINING.. purposes" Can that call then be admissable as evidence in court? It was only recorded for training staff? If not, then why worry about it?

[Gotpaintinmyhair]

@JimManlove It actually says for quality and security purposes, not training. That's a pretty wide scope ''security''.

[JimManlove]

@Gotpaintinmyhair I also believe that plenty of people get 'put' onYouTube and their only recourse is to ask YouTube for the video to be removed.

[Gotpaintinmyhair]

@JimManlove that's my point, the lady does not know you put it on you tube to get it taken down.

[JimManlove]

@Gotpaintinmyhair I agree with that, but you have completely and continually avoided the question of legaility.

[BluewaterDezil]

A business is a legal entity and classed as a legal person. A person or business then... can make contract or appoint officers to make contract on that persons behalf.

The lady on call was incorrect, the company will continue with its operations whether you are in dispute or not.

Even prime debt is becoming sub prime, as a debt collector myself i see good times and a nice RCZ coming my way !!! lol

Pay up and i wont get this !

[no1papoosefan]

Liking the vids man

Pls msg me as I need a hand with a problem I have with O2. I have all the facts and info I need to make my contract void for the past 12 months but it's the wording in the letters/mail I send I'm worried about as I only have one chance

Pls msg me if u can help or have any pointers

Thanx in advance

[NattyFido]

Does this 'Common Law' angle hold up in an 'actual' law court?

[TheBoHoBoy]

lololol, does,nt he, not her,,, sorry, typo.s

[TheBoHoBoy]

does,nt her look a bit like that neo out of thoses matrixes films? naww neo would,nt pick his nose like that when chatting to a bird , lololololol, love ya vids,

[chino187ify]

@greencigar my man, you never finished of the vid?!?!?!

[TheFreeman35]

this does work,.i just confused a company frm glasgow who were trying to threaten me with nonpayment crapola,i simply told the guy on the phone i am mark and not MR,this confused him to the extent that i have not heard since from them..DONT CONTRACT with them..simple as that..if you have the right to contract it also implies by its very nature and duplicity of law that you have a right to NOT contract too.

peace man

[NowThePeople]

Here in the States they have to provide all of that information to you in writing. Great video!

[Psy0psAgent]

Great link! 

[CheckinGagaiNagain]

Video:

EDUCATE YOURSELF: Admiralty Law, Common Law & The Natural Person

[kettlecup]

A corporation is a legal entity and fully capable of entering into a contract with an individual.

[28318511]

A contract may be between two equal parties, private > private, public > public. However, between in-equals there may be an agreement, check your paperwork, you will see they are all agreements between parties, despite how they may be headed etc.

[Snaisy]

Can I do this in America w Student loans???

[AllNatural1625]

@Snaisy nah dude, you're fucked with student loans... they put you through the ringer w/ paperwork for a reason, so that way if you don't pay, they can find you, and if you want validation, they have like 20 signed documents with your name on them. Bankruptcy doesn't even get rid of them.... haha from experience... best bet is to call them and set up a low-ball payment arrangement with them

[lovinit19791]

FMOTL - Free Man On The Land.

Dont believe everything you read there....they are not above the law :)

As posted in another vid of yours...just "remove their implied right of access" this means they cannot contact you (harrasmant) or visit you (tresspass) at your property. Only the postman and strangers have "implied access" to your property. Anyone else needs an invite by LAW :P

No sig no contract :)

[DjAlanBarratt]

fuck cigs... smoke weed and chill dude!

[rodjames98]

do'nt even engage conversation with these wankers, tell them nothing, do'nt even reply to their correspondence, they have absolutely no power to pursue you. If you ask them to provide a CCA 9 times out of 10 they are unable to. The other thing to remember is that if the original lender sold your debt to a collection agency, then, the original lender has breached the terms of the data protection act, since they have now disclosed your personal details to a third party. So fuck them.

[fowzie777]

it was a pick!!!!!!!!

[Yedgarian]

I am also fighting the system.. but I stopped smoking 7 1/2 yrs ago =D

[jamjiagu]

From what I can gather, you don't want to be paying any token payments at all towards the debt as that will make a presumption that you know that the debt exists. As for paying £10 towards finding out whether there is one, with the request for paperwork, I wouldn't pay that either. If you have asked for them to prove that a debt exists, why would you pay for clarification? What happens if you don't pay? Do they not prove there is a debt therefore they can't move any further on the collection?

[lukew1124]

FIGHT THE POWER

[whitenightf3]

Well I am not hazy at all I have been playing chess with them over three years only three more to go :) opps I am forgetting 2012 there for a mo.

These DCA's are thrid party interlopers and there is no lawful reason to even engage them. I send all mail back to them unopened Refused For Cause. No one has paid me a visit because the bank who alleged I owed a debt was informed by me that Under the Trespass act I withdrew their right to visit me at home. All you need is stalemate for victory!

[freedombiteback]

A person is a Corporation unless he/she was not registered (the word register in legalese means; to give up ownership of) at birth (doe's not hold a birth certificate)..A Person is a legal fiction (persona),whereas, a man/woman is a living being (created by God)..Blacks Law Dictionary (third edition)..

[johnjones11155]

someone has brought this down from 2.07 afterwards. a lot of people do not want to read you what greencigar has to say. w w w.  f m o t l . c o m

[GMSpreez]

well done for not smoking my man live long to educate the masses individuals like you are important to of future of our "society" even if you do need a shave lol.

[CBurrows288]

@GMSpreez A contract between two people whereas neither was the debt collection agency, is not a debt that the agency can recover unless you agree to pay them... Your answer should simply and politely be, "Sorry, I DO NOT DEAL WITH DEBT COLLECTORS." They will say who their client is and you just say, That's between you and them... My business isn't youirs.

[CBurrows288]

@GMSpreez A contract between two people whereas neither was the debt collection agency, is not a debt that the agency can recover unless you agree to pay them... Your answer should simply and politely be, "Sorry, I DO NOT DEAL WITH DEBT COLLECTORS." They will say who their client is and you just say, That's between you and them... My business isn't yours.

[dragonps]

another awesome video, keep this stuff coming dude, your a legend :)