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That's some sobering stats about people who end up defaulting after receiving a trial loan mod. As this point in time most people who bought a home prior to 2008 will not have enough appreciation in their home over the next two years to be above water. So even if they do get a recast why in the world would you want to pay for the debt above the home value? Better to get out completely and re-buy in 2 years and "mod" your loan by having a smaller loan on a new home... and enjoy the savings.
BryanMyers08 6 months ago