@Sassymarkrep Meeeeeee tooooooooo. I did before but when I moved, I had a lot of expenses. Luckily for me, they had raised my limit. I'll have them paid off by end of summer though.
I had an interest rate of 7.95, I was with them for about 8 years & was an outstanding customer. One day for no reason they raised my rate 10%. I called & was so mad....the maneger promised me if I opted out & closed it; itd go to 7.95 untill it was paid....(at that point I was not using any cards just paying off 1 at a time) yeah they still raised it....why are they messing with a closed card??? Capital One is the worst company ever! UGH!!! I cant wait to get them PAID OFF!!!!!
@keu143146 I heard that last year, across the board, they raised interest rates hoping people would cancel. I'm not sure how true that is. I am going to keep this one open (just in case) after I pay it off for a final time. I had to use it the last few months sadly :(
However, I plan on building up my credit, getting a credit card at a credit union (by law they cannot charge more than 18%) and just using that IF I ever need it.
cap one are assholes anyway u slice it, i once had to threaten them to stop sending me card offers after i turned 18, seriously i would get 2 offers a week from them.. think of how many trees that killed!
and as u know i dont like having to be mean and threatening
so other than not using them anymore what else are u gonna do? mail them bags of self igniting dog poo? Im sure lex and rock would be more than happy to volunteer some "supplies" for that cause ;-)
I can't wait to pay them off.
Sassymarkrep 3 weeks ago
@Sassymarkrep Meeeeeee tooooooooo. I did before but when I moved, I had a lot of expenses. Luckily for me, they had raised my limit. I'll have them paid off by end of summer though.
NWABCS 3 weeks ago
I PAID OFF CAP 1!!! (: wah-woo I will NEVER go back to them!! (:
keu143146 6 months ago
@keu143146 Congrats :)
I will be done with them in August.
NWABCS 6 months ago
I had an interest rate of 7.95, I was with them for about 8 years & was an outstanding customer. One day for no reason they raised my rate 10%. I called & was so mad....the maneger promised me if I opted out & closed it; itd go to 7.95 untill it was paid....(at that point I was not using any cards just paying off 1 at a time) yeah they still raised it....why are they messing with a closed card??? Capital One is the worst company ever! UGH!!! I cant wait to get them PAID OFF!!!!!
keu143146 1 year ago
@keu143146 I heard that last year, across the board, they raised interest rates hoping people would cancel. I'm not sure how true that is. I am going to keep this one open (just in case) after I pay it off for a final time. I had to use it the last few months sadly :(
However, I plan on building up my credit, getting a credit card at a credit union (by law they cannot charge more than 18%) and just using that IF I ever need it.
NWABCS 1 year ago
Hi ben peter here, always be careful (remember me from skype?)
fitliner 2 years ago
@fitliner yup yup :)
NWABCS 2 years ago
It probably went up because of your status in Ben Lewis Inc.
Yutz625 2 years ago
LOL. Very possible.
NWABCS 2 years ago
I had Capital One. My solution was to close the account. They jacked me pretty good also.
Hoskin68 2 years ago
I was going to but figured, I might as well pay if off and keep it ONLY for emergencies.
I've heard rumors that Capital One is trying to get rid of customers. That is a good way lol
NWABCS 2 years ago
that is seriously bs! you card isnt considered a student card is it? ,, i dunno card companies like to screw people a lot it seems
very cool new place! can't wait to see how mario likes it!
puddlesofpopcorn 2 years ago
Nope. Not a student card. Just Capital One being douches lol.
I'm sure he'll like it. He'll have food. lol.
NWABCS 2 years ago
cap one are assholes anyway u slice it, i once had to threaten them to stop sending me card offers after i turned 18, seriously i would get 2 offers a week from them.. think of how many trees that killed!
and as u know i dont like having to be mean and threatening
so other than not using them anymore what else are u gonna do? mail them bags of self igniting dog poo? Im sure lex and rock would be more than happy to volunteer some "supplies" for that cause ;-)
puddlesofpopcorn 2 years ago