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  • Does Matthews Mum know hes up past his bed time?

  • Bankers have caused a lot of the mess,banks need to pay for that(loce em all up),and not the good people of the world.

  • Hancock is totally outclassed by Nigel Farage.

  • Hey everyone - Matthew Handcock says straight out in this interview that SAVING THE EURO is FAR MORE IMPORTANT THAN SAVING DEMOCRACY.

    How much more plain could he be? This is the Conservative line, folks. Its also the (New) Labour line. In fact I thought he was New Labour.

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  • Banks make record profits creating private money.

  • the bankers gave the go ahead for india to take over 1 of british steel mills

  • Farage listened to Hancock with a mixture of amusement and disdain etched on his face.

  • i wonder how did the european countries traded before eu...acording to eu anybody who tryed to send goods from one european country to another before the eu was eaten alive by aliens the moment he crossed the border....people got on fine whithout eu for centuries in fact the golden era of trade was before ww1 iam sure we will survive just fine without eu as well

  • Matthew Handle-Cock, more like.

    I actually thought this robotic loser was a New Labour fabian at first! It just goes to show there's absolutely no difference, now, between the party weavels that infest the labour AND conservative chambers.

  • Go Nigel!!!

  • Matthew Hancock voted STRONGLY for more EU integration, voted VERY STRONGLY for an increase in VAT and voted for a smoking ban. What a complete and utter tosser and I am glad that I do not have him representing me. If you live in his constituency, I urge you not to vote for him in the future.

  • Hancock's closing statement illuminates just how we're all being held hostage my debtors. Utter madness.

  • Mathew your not up to it.

  • Bankers are just bean counters. That's all they are. Failed bean counters who dictate over our lives and control our puppet politicians. They are not clever. I say bring the troops home so they can do the job their supposed to do, guard our borders instead of guarding poppy fields. Kick out the fat champagne swigging bean counters and the government controls our own money in a people's bank called the 'Bank of the British People'. Banker dictator problem solved.

  • Banks make money by creating misery.

  • The Conservatives are just all a bunch of well programmed robots. You hear the same rhetoric every single time.

  • Matthew Hancock is a braindead embarrassment to Britain.

    Nigel is perhaps the most sensible and fair minded politician i've ever seen

  • @19Standfree83 I totally agree.

  • banks collapsing more dangerous than collapsing of nations... RUBBISH... Nigel is right.

  • Nigel Farage is fantastic!!!!

  • Nigel Farage is God.

  • Love the Conservative blokes arguement. It's all been a disaster, so we need more of it.

    Why we vote these witless cretins in is beyond me.

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  • We do not need to be in EU to trade..... its all a lie

  • britain wants it btoh ways, Keep the Euro so the banks can make money and get out of the EU financials so we are not exposed to the EU failure

  • Oh and im not scared to say to hell with the rest of europe charity begins at home and if we are on our knees we will be unable to help anyone else.As you can tell i know nothing about politics and or banking but i do know that if we leave the euro and these countries do go under and houses etc are repossessed then we will be in a position to own europe never mind be part of it lol

  • Hold on let me get this right here correct me if im wrong please.These failing europeans countries were able to get mortgages because countries like france britain germany put money in the euro pot?If that is correct we as britains have bailed out failing banks and are now bailing out counries who have already failed with our money and we are now being asked to pay the debt on money we basically gave them in the first place?

  • @hardworkingfamilyguy

    Yes, it is a shell game. All of this debt is illegal.

    "It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning... The one aim of these financiers is world control by the creation of inextinguishable debts." -Henry Ford

  • @hplaserjet2001 Well, you do realize its governments that are in debt and created the debt right?

    And that it's impossible to pay back so government's central banks are printing money to pay it back, and/or inflating it away.

    Ford was right, you don't understand the monetary system.

  • @lavrentievv

    Another shill. Do they pay you well?

  • @hplaserjet2001 I'm self employed... I pay them to hire shills haha. I'm in waste management, but if I keep expanding my operations, it's my ambition to set up my own financial institution.

  • The sky will fall in if the UK leaves the EURO I know because a blogger on the Guardian website told me so. Also we should stop discriminating against dwarf newsreaders.

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  • The only disorderly collapse comes from governments trying to regulate away and fight collapses.

  • Hancock's name should be changed to Hun cock..something he's apparently quite keen on sucking.

  • What a tosser Hancock is!!!....He knows nothing!!!!!

  • Who the fucks Matthew Hancock the wee crud.

  • So Mr. Hancock is basically telling us that we should keep the Euro because we're its hostages? The markets would cut our throats if we removed it? That's how 'democracy' works these days, scaremongering and hostage situations?

  • This wet Tory Hancock is an idiot! Useless Europhile quisling who has no understanding of economics!

  • @subculture2006 No understanding of economics? He studied PPE at Oxford and a Master in Macro Economics at Cambridge subsequently. Do you support Farage's policy, including devaluation of various currencies (if you know what that means)? Effectively, millions of Europeans would face twice as expensive mortgages (presuppose you at least have a minimum of knowledge about mortgage)? What would be the consequence for Britain? Disaster. Hancock understands economics, whereas you have yet to show it.

  • @aecoulson - Firstly why do you feel the need to insult me and be so patronising? I do actually think there are no easy options here but what Farage is proposing is the least worst option. An orderly breakup of the EZ is the only chance these countries have.

    As for the UK a trade only deal with the EU. Join NAFTA and forge new trade links with the Commonwealth & various Asian countries. Cut income tax - simplify tax system - control EU immigration - public sector admin hiring freeze.

  • @aecoulson P.S - For your information I come from a working class family, went to a crap comprehensive and dropped out of school at 18. I now work for a large French corporation in an international role. My area of expertise is Asia and have recently returned from a business trip to Taiwan. I voted for Lady Thatcher in 87 and have been a loyal Tory supporter until Cameron. As you think academia is everything I suggest you read some books by Professor Niall Ferguson. He & Farage are in agreement.

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  • @aecoulson Hello there aecoulson. I think you are just as deluded as Hancock. When the euro fails Greece and other countries will have to resort to their own currency anyway and there mortgage will probably terrible rather than double. Then you would have all the other Euro countries in deep shit as well.

    Merkal is trying her best to sink with the ship. The euro was a dream, nothing more. Its failed

    The analogy is, get off the titanic while you can.

  • @aecoulson What I think sub-culture means is that if Greece devaluate/go back to their own currency mortgages won't double. When the Euro was created money transfered from the Mark to the Euro at an exchange rate of 0.38 for example. It didn't mean that Germans, after the conversion had to pay only 38% the mortgage, since their income was also in euros and be payed respectively.

    Secondly free trade agreements are MUTUALLY beneficial have nothing to do with passing on freedoms to Eurocrats.

  • Fuck UKIP pussyfooting over BNP policies with a sprinkle of Political Correctness...Farage has been riding the EU gravy train for 13 years....and is the UK out of the EU? NO.

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  • Hancock... just another gullible puppet. Why is everyone convinced the world will end if a country leaves the Euro? It's ridiculous, the Euro was the biggest mistake in modern economic history and they all know it.

  • Wait...what...the debate just ended? It seemed to me they were right in the middle of it.

  • @Finni100 Hi Finni (and other UKIP pipsqueaks), First of all, what empirical evidence would you use to back up the claim that Norway could simply veto a direvtive - please make this clear, as your argument shows structural weaknesses. Secondly, what would happen if Norway were to veto a legislative act of the EU? Ostensibly, they are juridically entitled to do so, but what would, ipso facto, be the consequence? The EU can, for instance, easily extrude Norway from access to the single market.

  • @slogan78

    Norway has been way to obedient to new EU directives and in fact the first veto was against the postal directive (about the monopoly of the Norwegian postal service on letters under 50 grams) this year. And guess what, trade with the EU continues.

    EU countries will NOT stop purchasing oil, gas, emissions-free power, highest grade aluminum parts in the world, fish, and other goods and services over a single or multiple veto's. That's nonsense sable rattling from the EU.

  • Matthew Hancock is the most intelligent Tory MP. Nigel Farage, in stark contrast, should be banned from TV, as he indoctrinates the British public with mediaeval-minded, opportunist arguments.

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  • @aecoulson Oh dear you really do enjoy talking out of your pathetic back-side don't you? Nigel Farage is one of the most intelligent politicians we have in the UK, his knowledge of the banking sector and politics is second to none. Nigel's arguments are solid and certainly not opportunistic, frankly you are a laughable out of touch prick, I almost feel sorry for you.

  • If the banks collapse it will be bad in the short term. Probably very bad. But the second round will be the last. We will have killed the cancer. If not it will grow again.

  • if Britain does not sign the proposals on friday, i suspect many other EU countries will loose faith in the system. Cameron has already said that all 27 countries need to sign for it to work. he has also said that he will 'stop the transfer of any more power to brussels'. look at those two statements, ONE cannot happen without the other. do you really see 26 other countries signing a deal whilst Britain gets of the hook and is allowed exceptions? i certainly dont

  • If the EU breaks up, there is not going to be a lot of trading going on lol can't anybody see that? a large majority of eurozone countries will recess if the EU breaks up. it will effect our import/export figures largely. we should have never got into this mess in the first place because there is no easy way out no matter how farage wants to paint it

  • @thedubdealer

    European countries have traded for centuries, way before the EU and will continue to trade long after the EU is gone. The best solution for all involved is that those in the Eurozone in trouble like Portugal, Spain and Italy face their problems head on. Get their own currencies and do a devaluation to encourage growth. Iceland was in massive trouble but took the pill and are now back to form, just three years later.

  • Save our futures, not the banks! Farage may seem like an angel to many at the moment but far-right politics are most definately not what Britain needs at the moment. with nationalism rising across europe i think we should do our best to supress it especially in the current economy.. we should learn from history. lets face it, UKIP is basically BNP light.

  • Osbourne was at the last builderberg group meeting, in a official capacity, that means he is a potential future PM.

  • Farage is like a one man army!

  • Conservatives are so boxed in on this one; the grassroots Tories want out but the Tory clan that booted out Madam Thatcher and ram through deeper integration is all but against. Let us cease to be a nation and become a province of Brussels.

  • We need to arrange a protest.

  • If idiots stopped voting for the Tories, Labour and Lib Dems then maybe we could make life better for the people in the UK. The British people only have themselves to blame for voting for these treacherous scumbags.

  • There is that famous Disralei saying that "The Conservative Party is the patriot party or it is nothing" now it is nothing, Matt Hancock proves this. UKIP is now something because it is the patriot party. Nigel Farage is the only man in Europe with a credible argument, for god sake lets listen to him before we lose our democracy forever to disgraceful people like this slimy Tory!

  • Has my ears decieved me..or am I watching on national television, a fucking DEBATE on whether we should choose between supporting a destined to fail currency OR taking back democracy and choice for the UK!?....Time to throw the TV out the window, along with TV license bills, the mainstream news are a disgrace!

  • Matthew Hancock - "The disorderly breakup of a currency union is more dangerous than the destruction of democracy"

  • @TelfLad The United Kingdom is in a dangerous position if democracy is seen as dispensable.

  • @TelfLad omg I can't believe I missed that gem. Well, there you have it in a nutshell. Suppose if you put that to him (on camera) he would claim to have been misquoted..... just rechecked, yup he said that. !@#$ing disgrace.

  • @TelfLad : Says it all, really, doesn't it! And our entire career political class have exactly the same attitude as this useless idiot.

  • Listen to hancock talking about the need for political union like he didn't just read it off the conservative newsletter.

  • if you really think about this, Farage is all for leaving the EU but, if like Mr Handcock says, the EU does break up, and half of the post-EU states fall into depression, that is going to see a large percentage of our exports disappear anyway because many of these states will not be able to buy from us anymore? the truth is, its a catch 22 situation and regardless of if we leave the EU or remain in it, a big collapse its approaching

  • America needs your help to break free from the grip of war criminals.

    Please Google This:

    An Open Letter To Nigel Farage And Vladimir Putin

    or this:

    The United States Senate Voted 93 to 7 To Kill 6 Billion People

  • And if your mortgage on your house in Portugal is (presently) denominated in Euros. If Portugal leaves the euro-zone, why can't the mortgage follow suit? The house is still situated in Portugal.

  • Of course Nigel doesn't get to respond on the last point

  • As usual, spot on Nigel.

  • There's little democracy in the UK as it stands...never mind giving more of that away by supporting an unelected, corrupt board.

    Every time the word referendum is mentioned Cameron breaks out in a cold sweat.

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  • Nigel Farage is the only politician telling the truth. There is far too much of "the Emperors New Clothes" from the others.

    I'm sick of being told that if we leave the EU we lose our biggest trading partners. What rubbish.

    Are BMW, VW, Mercedes, Siemens, and Bosch all going to stop selling to us because we aren't in the EU? Of course not!

    Are the Europeans going to stop buying our goods and services? Perhaps, but we will survive, we always have and we always will. We will find new markets.

  • I feel that the Condems knew that they were 'out-gunned' and didn't want to see anyone high in the heirarchy humbled. So they sent a 'deniable' patsy, who, poor fool, thought it was his chance to shine!

  • Hey UKIP supporters! Greetings from Norway!

    I just want to inform you that Norway who are a member of the EEC actually don't have to say yes to every single thing the EU says. We got a veto in the matter. You know, one that you guys used to have before the Lisbon treaty. At Switzerland Hancock is completely false because they don't need to apply to any law by the EU Commission as long as it isn't laws concerning their trade.

    I think the debate should have been longer.

  • Hancock clearly is out of his depth here, and what a damp rag he is too.

  • Where is the Geman Nigel Farage? Can't see anyone.....

  • @angel2901 There was no-one to be seen in 1933 either...

  • MP Hancock seems to think that bank failures/defaults are the nightmare scenario. Wrong: bank failures/defaults are the solution and only reasonable outcome in a rotten and corrupt banking system. The nightmare scenario is what we are in and where we are going: centralised EU power and massive inflation.

  • I quite enjoy listening to Nigel Farage speak. Whether or not you choose toagree with him or not he'e never boring.

  • I would have liked to have seen Nigels response to the final question re: Portuguese mortgages.

  • god bless Farage

  • Nigel Farage *****

  • Oh sure, get rid of Democracy so banks don't fail...what crap. Depression is not NEARLY as bad as losing liberty. It took so much blood to get to this point and now the EU is going to wipe it all out.

  • Let the banks collapse.

  • Can ukip get any celebritys to show support for the party and what it believes, i dont mean prats like pat condell.

    real celebs who care for the U.K?

    ARE THERE ANY?

  • @nine0ne0ne The issue with celebrities is when they got political, their reputation can become ruined. They'd care more for themselves rather than risk their lifestyles...

    Besides, Mr Farage is our celebrity <3.

  • This is a far better performance from Nigel, A lot better than the bbc interview politics show where Nigel didn't come across strong.

    Nigel needs to be on tv now pushing for the referendum triggered by the treaty change.

    This country and Europe are about to go into meltdown without Nigel we are in deep water.

    nigel is the man who can stop it.

  • It looks like they're both constipating. Maybe they should just slug out with each other, physically. That will solve it.

    Anyway, Farage FTW!

  • Nigel save us

  • The truth is starting to come out and the cracks are appearing!

  • Hancock looked out of his depth and lost the argument completely when Murphy put the question to him about repatriation of powers. Again Nigel is on the money and hitting the tories where it hurts. We need more of these debates and i have faith there will be many more in the future. VOTE UKIP!

  • The question put to Hancock about repatriation of powers totally threw him, he looked out of his depth and a little scared in the present of Farage.

    Well done to Mr Murphy, good interviewing.

  • If it were up to me Europe would be ruled for at least 10 years by Nigel Farage (UK), Geert Wilders (Netherlands) and Anders Breivik (Norway).

  • Sir Farage, you're the voice of many

  • 2:00 ''Disorderly breakup would be armageddon'' ... then freaking do a orderly dismanteling you twat fake Tory !

  • Hancock is totally outclassed.

  • hancocks an idiot the euro is finished its over

  • FUCK the EU, it has been, and still is, nothing but a money pit. Get us the hell out of it once and for all. Save the £ and save our sovereignty, while we still have a chance. Fuck the Germans and the treacherous French, let them stew in their own failing little Germano/Franco empire. Re establish trading relationships with the commonwealth.

    Britain can be great once again, if only we allow it to happen.

    Vote UKIP at every opportunity, they deserve the support of us Brits. Fuck the Neo CONS.

  • @paidskn1488 No pretty much all because of you lot! shit head! :D

  • @paidskn1488 Wow, thats some little tirade, and quite personal I might add. The fact is, that Germany and France NEED the UK to become full members, and adopt the Euro as Our currency, because London is 2nd only to New York where financial dealing is concerned. And the German government knows that it is better to have the UK on board, than staying on the sidelines. That doesn't mean it is good for the UK, in fact, being a member of the EU has been disastrous for the UK on so many levels.

  • @paidskn1488 We have not gained ANY benefit whatsoever, by propping up your failing currency, and poor countries who were unfortunate to adopt it as their currency. It costs the UK billions more than we can afford, while British people are being refused treatment for cancer, because the drugs are too expensive. Our fishing industry is all but dead, thanks to the EU. We have paedophiles roaming our streets, when they should be locked up. So yes, FUCK the EU, and FUCK the Germano/French empire.

  • @paidskn1488 Looking at your profile, I am guessing that you are some sort of neo nazi knuckle dragger. I should have guessed by your poor grasp of grammar. Does it make you sad, that you weren't around to suck the pre cum from Adolf's sweaty cock? I am guessing it does. Germany is far removed from the times when the nazi's walked the streets in their jack boots, you utter fuckwit. Or haven't you realised that yet? Still imperialistic, but at opposite poles politically, you dumb fuck.

  • @nomoreliblabcon England will never be as great as Germany and you pussy ass english got your ass whipped not once but twice and now england is afraid that Germany is LEADING the eu while your country is being over run by 3rd world immgrants.lol

  • @paidskn1488 Does it piss you off that the same jews who orchestrated the development of the EU, RULE America? Is that why you are such a bitter little oik?

  • @nomoreliblabcon lol england is in eu so your in the same boat as us.Atleast we have a chance of taking our country back un like you english your over run with niggers and middle easterners.lol Who pissed now.

  • @paidskn1488 And Germany isn't over run with immigrants I suppose? Anyway, immigrants are only a SYMPTOM of the real problem, that being EU membership.

    And how do you propose Germans will "take their country back"? by re-commisioning the concentration camps? Doesn't that go against the all inclusive nature of a Germany ruled by liberal lefties, and JEWS?

  • @nomoreliblabcon And so the jews wont be lonely in the concentration camps will put you english in there too since you aint got a country worth defending Emma west is standing up better to the immgrants than your so called men.lol

  • @paidskn1488 Just the LibLabCon politicians, and knuckle draggers like you.

    What do you do to defend America from the influx of Mexicans, do you stand on the border in your jack boots and Nazi SS uniform, waving a placard saying "MEXICANS GO HOME" or do you actually do something constructive, besides attending pathetic Nazi re-enactments, or jerking off to Adolf Hitler videos from behind your computer screen. Or does Angela Merkel flick your switch?

  • @nomoreliblabcon You know it im all for the Merkel.

  • @paidskn1488 Sweet dreams then.

  • @nomoreliblabcon Will see.

  • ukip ahahahahahahahahahahahahahahah­haahhahahaha

  • Mr. Hancock's voice seemed to strain with emotion whenever he mentioned the BANKing institutions.

  • Of course the fall of the Euro would mean temporary economic weakness, but at least there would be hope of recovery. Politics should be about the long term. What we see here is the Cameron's pro-EU drones thinking only about votes. The situation will not improve if all that the political élite considers is personal power.

  • That Hancock chap is an idiot. Notice how he doesn't actually respond to Mr Farage's arguments? He just repeats the same shite about the 'collapse of the Euro' being a disaster for Britain.

  • Only the very last thing was true that Hancock figured the right way. People that had mortgage in euro or Swiss franc would double or triple their debt in one day. This is what is going on in Hungary. President Orban made a new law. No matter how the currency goes wrong for a total refund the rate is fixed. What the banks can do to kill the Hungarian they do ever since, e.g. forced IMF agreement otherwise more short selling against us. The real enemy is the “short selling".

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  • Quite alot of companys have collapsed because of the conservatives in the 80's not long after we joined the EU also china isnt in the EU and they still trade with europe so mathew hancock doesnt know what he is talking about

  • @lordfortqui I know...isnt it a shame...no one from No 10 briefed him before he went head to head

  • @dianesanson1 he is a typical conservative

  • Who actually believes if we left the EU, European countries are not going to trade with us? WE import more than we export i.e we spend more money in Europe than Europe spends on us. So what is this nonsense all the time Europe is a vital trading partner thats why we need to stay in the EU. So if were outside the EU thats it.we cannot trade! Does no one else in the world outside the EU not trade with Europe? Come on people stop listening to this frivolous babble.

  • @jilltanjill I think we are all agreed on your point...if only David Cameron & Co accepted it. Their argument is....wait for it.... we can best influence the EU if we are in it instead of out side it!!!! and thats it...all the other crap they spout is lies to try and fool the electorate.

  • @dianesanson1 Some are :) but more need to get out of safe havens and go face to face with the opposition and the misinformed 

  • @innishbiggle I agree without sounding rude the electorate never vote for good government and the corruption we experiance is a direct function of the electorate

  • And just to get everyone's knickers in a twist, the UK has been and is THE 'agent for the US' within Europe (backed up by eastern Europe). THAT has been the main reason for the failure of the EU and the Eurozone. That is also one of the main reasons why the UK media props up the Tweedledum & Tweedledee political parties within the UK. Which actually may demonstrate that the UKIP, haven't sold out...yet. Interesting times indeed.

  • Oh dear dear dear!...who's idea was it to send poor Matthew into the ring with Nigel Farage? hardly a fair fight...poor Matthew...did no one tell him the 50% trade argument is no longer in vogue? (everyone knows its a lie- 50% of our exports do go to Rotterdam and Antwerp, but from there they are sent to OTHER PARTS OF THE WORLD - they dont remain in the EU) and the democracy argument fell flat too!! - The general public are NOT dumb we have seen what the EU has done in Greece & Italy...

  • The truth is, everytime Nigel finds himself debating any Lib/Lab/Cons, UKIP gets higher in the polls. All HanCOCK does is perpetuate the same old lies about equating withdrawal from the EU with losing trade agreements with EU countries while keeping a straight face.

  • "Banking system, banking collapse, blah blah" - conveniently sweeping aside the fact that the loss of democracy is paramount, and that more of the same will not solve any problems with the Euro.

  • And don't be too naive with the 'being under the control of the EU' The reality is that the EU is used to exert that control, remotely, by nations such as the UK, who (UK) are at the head of all decision making within the EU. The UKIP will need to concentrate on publicizing/working on their UK internal policies. IF the UK pulled out of the EU today, the UK will still not be anywhere near independent. That won't happen until there is a complete overhaul in relationships and the Bank of England

  • Cam&Clegg have already negotiated what they want for treaty changes. They want out of the minimum wage, with that resulting in a severe cuts in disposable incomes. They counter that with getting out of the OH&S agreement to enable workers to be allowed to work more than 48 hours a week as they would need to, just to pay the bills.They will do all that is necessary to ensure that UK citizens are denied the vote. Cameron, Clegg and that meercat from labour are110% behind those that control the EU.

  • There are far more to this than what Nigel Farage would be allowed to say. One thing that is missing in the area of advancing UKIP policies is the absence of ukip supporters out there in the world advancing the cause. There are many places to do that, as well as in the local community, you can engage with the BBC, SKY, EU, EC, EEAS, Debating Europe and many other online forums. It appears that Nigel Farage is left to carry the message almost single handedly. Activists must get out there....

  • @innishbiggle We are...we are on face book and word IS spreading

  • Who cut the debate short. Wankers

  • This argument of the LibLabCons currency conversion, of nations reverting to traditional currencies will devalue the assets of those nation to that the repayments would double is blatantly false.

    When the PIIGS took the Euro, which appreciated their assets greatly, repayments on mortgages did not halve. They were just converted into the new currencies.

    I hate the scare mongering tactics of those who can't stand to drop the Euro/EU failure.

    UKIP maybe an economic statement about conversion?

  • Nigel is a legend. A true British hero.

  • Nobody mentioned the Chinese import issue that is the main cause for the local economy collapses. The short term profit killed its own market. The good market is where your customer has got a job and not a loan. When savings are finished just how it is now, there's no place to export to, from England, so English companies are closing and producing unemployment in the UK. The solution is investing in the local economy where your market is. No banks must be involed.

  • @Stevie68000 It isn't entirely correct to say Jew, more correctly I would say that they are from the Rothschild's Zionists ideological faction, which most Jewish people do not support. This is one of the mistakes that Hitler made. I believe that this group, Rothschild Zionists or more correctly the system that they created control much of what is going on & what went on in the past. It is wrong to generalize as you did, as first of all, it is NOT correct and the message is lost