Didn't work for me. I had 7 copies. The judge told me that the copies were sufficient. I asked him if I was liable on all 7 copies? Bottom line (and what HB is NOT telling you) is that THERE IS NO LOAN! Banks are not allowed to lend on their assets nor on the assets of their depositors. Where then does the funding come from? Anyone? Give up? The funds come from YOUR signature on the promissory note! That's right boys and girls. The banks are lending you YOUR own credit. What a great system...
@AceOfHeart2012 you are a very confused, dumb person. I wanted real information about what is happening to people, but I end up reading volumes of nonsense like yours. Put your tinfoil hat back on and hide from the satellites. The aliens WILL be back to "probe" you again...
@kenfo0 Me smells disinfo agent. Which agency? FBI? NSA? I can spot you guys a mile away. You have no valid argument to truth so the first thing you do is resort the name calling and that tired, old "tinfoil hat" thing you guys are so fond of. It's your Achilles heel. Everything I stated is provable fact. It's up to you to do your own due diligence. You act as though I'm the only one on the planet who knows this information. You're one of the few who doesn't. So be it. I wish you well.
@AceOfHeart2012 hi psycho. on what, EXACT BASIS, do you "thinks you smells a disinfo agent"? "I can spot you...."....like you spot UFOs in your rectum? Again, you fucking kook, EXACTLY what is your basis for such an absurd statement?
@kenfo0 Jesus H. Chrysler! Having a bad day are we? Look, I know we have a volatile relationship, but is it just you and me, or is you and everybody else? You sound really angry. Do you always take out your sexual frustrations on everyone who doesn't agree with you? WOW!!! What's your address? I'll send you box of tampons Mary.
@AceOfHeart2012 Hi dumbass! I see you still can't explain your absurd...actually insane....assertion that I "wurk fer tha gubmint". Then you go off on some degenerate sex talk, showing what you are all about. Crazy and with degenerate sex thoughts....that's a bad combo, you FREAK. You need to commit yourself to a psych ward until they can figure out WTF is wrong with you. It is bad. That was not an "insult", I am completely serious. I hope you take that seriously and get help, you need it
This is dumb as a husband going to court and saying produce the birth certificate or I'm not giving you child support. You know you are supposed to be paying your mortgage. Stop pretending its the banks fault you didn't pay what you owe to them.
@Sac you have a bizarre, and childish viewpoint. Let me prove it. The banks committed fraud, bundling bad mortgages as "securities" and hid their worthlessness. This is known true, as banks are RIGHT NOW negotiating a fine with the govt. This cause a grave economic crisis in which MILLIONS lost their jobs, unable to find another. This is known true. It is everywhere in the media and govt. At some pt, w/o a job, someone MUST default. The banks who illegally (cont)
@kenfo0 (cont) destroyed the economy, then foreclose, OFTEN W/O the LEGAL DOCS NECESSARY to do so by LAW. In effect, they committed a felony, were illegally/un-Constitutionally given tax funds, and now are profiting from the ORIGINAL felony, and the subsequent felonious foreclosures, in which they have lied under oath (affidavits that all docs have been reviewed...know false) and filing the known false docs with the court (ANOTHER felony). You lie to a bank or govt, it's fraud, you go to jail.
@kenfo0 I think you missed the whole point of what I was saying. There were TONS of people out there taking any loan they could get. Cars, Boats, Houses, Credit Cards...I myself was one of those idiots..and I worked for the gov't. When it came time to pay up..I didn't stand in the street with a "Produce The Note" sign..I gave them the damn keys and went and got a house and car I could actually afford. Should they have gave me the loan. No! Should I have taken them. No! Both parties in the wrong.
@SacredSocietyAP It is not MY fault if you don't explain yourself clearly. Now that you have, we have the answer. You acted like a retard, financially, therefore EVERYONE ELSE who is being foreclosed upon must be exactly like you? What a bizarre, yet typical viewpoint today. "I'm a degenerate, so you must be too.". Uh, no. A majority of foreclosures relate to unemployment, not retards over-spending. Further, if you "walked away", you sure as shit didn't "go out and get another house".
@kenfo0 Slow down keyboard warrior. You sound like the conspiracy nuts in tin foil hats looking for chemtrails...Like I said, both the bank and I were in the wrong...I worked with my bank and a real estate agent to get it sold..which was almost at the last second..they almost foreclosed on me even though I put it up for sale. I then moved into military housing, which was actually a nicer, until it sold. I then got rid of my luxury LEASE vehicles and bought a realistic car for my family.
@Scaredcow HAHAHAHA. Hardly, dumbass. I responded to what you wrote. You then whine "you don't understand", THEN fully explain the depth of YOUR financial stupidity, pretending everyone else must suffer the same stupidity. Hardly. YOU signed the note. YOU bought all your gear. No one "made" you. You NOW go on to explain that I am COMPLETELY correct: you did NOT buy another house. Were you a man, you could have just said "you know, you're right". But alas, you're not... Run along now.
@kenfo0 First off SMART ASS. This was over 16 years ago and I was a stupid kid with more credit than I knew what to do with. LIKE ALOT OF PEOPLE in their teens and early 20's I went out and bought something I couldn't afford. Did the bank who knew alot about finance tell me it was a bad choice..No.>They just wanted my money. Like I said. This problem is not ALL the banks fault. There are a tons of kids out there STILL doing the same and people like you telling them it's all the banks fault.
Oh hai, I will share how you could earn a lot of easy money uploading youtube videos. Find some royalty free tunes. Upload all the stuff somewhere. Then sign up with bee4biz (Google it) and lock your download link. Make videos showcasing your free download and post protected download link in video description. bee4biz will pay you when people complete a survey to unlock your download link. They pay weekly via PayPal
Oh hai, I will share how you could earn a lot of easy money uploading youtube videos. Find some royalty free tunes. Upload all the stuff somewhere. Then sign up with bee4biz (Google it) and lock your download link. Make videos showcasing your free download and post protected download link in video description. bee4biz will pay you when people complete a survey to unlock your download link. They pay weekly via PayPal
@300gideons that is a FASCINATING question, legally. First, in many states, you have the right to "upset the high bid" w/in a certain number of days after auction. Unlikely, but hey, you might hit the lottery. If they committed fraud that harmed you, you'd have to prove they did not own the P-Note and foreclosed anyway. I don't understand why people are misleading others about copies. If a copy is notarized, it is perfectly legal. If you can't pay your mortgage, how will you pay to sue?
What this video is say is true. You can get on the biggest lawauit against the banks in the counrty go to icansuemylender. com or call 1-866-967-9993 to be apart of this lawsuit and sue your lender!!! They can also delay your foreclosure!
@ANYSIA000 do not listen to this moron, who is clearly a shill for the legal firm. class action lawsuits ONLY benefit the lawyers filing. everyone else gets $10 and a note in the mail. It is a huge fraud that needs to be stopped. How do you think that scumbag John Edwards made his millions?
Come here to sue the banks and save your home !(icansuemylender . com) the reason the website name is separated youtube wont let you post websites as comments. It Saved MINE!!
HAVE A LOAN WITH CMC," CENTRAL MORTGAGE COMPANY " THEY ARE DECEPTIVE AND OUT RIGHT THIEVES. PLEASE DO NOT DO BUSINESS WITH THEM. I HAVE AN ATTORNEY SUING THEM NOW. THEY LIE ABOUT WHAT EVER HELPS THEM. THEY LOOSE PAPER WORK NO MATTER HOW YOU SEND IT, REG MAIL, FAX, EMAIL, YOU NAME IT. THEY WILL TAKE YOUR HOUSE IF YOU LET THEM GET AWAY WITH IT. BELIEVE ME STAY FAR AWAY. THEY WILL BE EXPOSED FURTHER. STAY SAFE
The Federal Trade Commission today stepped up its ongoing campaign against scammers who falsely promise guaranteed jobs and opportunities to “be your own boss” to consumers who are struggling with unemployment and diminished incomes as a consequence of the economic downturn. “Operation Empty Promises,” a multi-agency law enforcement initiative today announced more than 90 enforcement actions including FHTM.
"Borrowers who are unable to allege that they were timely paying their obligations will not be able to pursue affirmative claims for wrongful non-judicial foreclosure based upon “splitting the note” theories or other challenges to MERS’ statusas mortgagee."
--------- Also you can have no wrongful foreclosure claim before foreclosure. Foreclosure is a matter of private contract in non-judicial States.
If you live in Georgia, I am a Licensed Preforeclosure Specialist that a Foreclosure Defense Attorney on my team and we've implemented the "Produce The Note Strategy" very successful here. As well, I've kept families facing foreclosure in their homes, mortgage free, for an average of 6 months to 2 1/2 years record high in order that they can avoid homelessness while they get to the next level in their respectives. If you'd like to talk to me further email at angelicrealtor1atyahoodotcom. Thanks!
@angelicrealtor...an average of 6 months to 21/2 years? Isn't an average a single number that represents the middle of a data set? American ignorance is possibly as deep as it is wide....I think the solution is to defund education and tax cuts....that 'll work
Banksters + Wall Street crooks run control frauds to loot banks and companies so they can get rich through bankruptcy as the loses are insured by the US government.
The FBI warned of these problems and of an economic crash in 2004.
There has not been one arrest of these crooks responsible for the 2008 crash.
877-269-7063 Call toll free and get free consultation.
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Something that might help! Pay your mortgage! Real simple, real easy. Just think about this in a non recourse state, they can still sue you for interest and penalaties due to the lender. I have in the past collected on these issues. Had the borrower simplely signed over the paperwork to the lender as requested most wouldn't bother to sue the borrower, and garnish his paychech! When you can't afford the house contact the lender and negotiate an exit.
Something that might help! Pay your mortgage! Real simple, real easy. Just think about this in a non recourse state, they can still sue you for interest and penalaties due to the lender. I have in the past collected on these issues. Had the borrower simplely signed over the paperwork to the lender as requested most wouldn't bother to sue the borrower, and garnish his paycheck REAL SIMPLE! When you can't afford the house contact the lender and negotiate an exit.
1. Not only make them produce the Note...tell them that they can have the house including everything it produced (appreciation, Improvements etc...) in exchange for the note and everything it produced. The Note is physical property of the signatory. You will see that they are going to have a huge problem exchanging your property for "theirs". Also remember...you NEVER got a loan...you got a house. You can only lose if the Judge is corrupt and will deny you your property (Note).
2. At the closing table there was a currency exchange that took place...which was the Promisory note for the house. That is a done deal and you should own the house free and clear. You never got a loan,so you can't pay back something you never got. This is not a joke this is real stuff. People are using this to keep their houses. If you want the full story, then look up a lady from TX, Dessie Andrews...she has helped 100's of people keep their homes. She was recently on Radio (One Radio Network)
FTB, screw the Pretender Lenders. 60 million fraudulent loans, where the title and note have conveniently disappeared. When you pay off the note, whos going to give you clear title? The best way to tale back Amerika is to refuse to pay the banksters. Tea Party, my ass, I smell a Revolution!
I have a question for you. I live in Illinois, and my wife and I are both on the mortgage, but only my wife is on the note. If our house goes into foreclosure, would my credit be affected? Also, if I buy another home in my name only, can the bank put a lien on my new house? And can they garnish my wages? Please advise. Thanks!
This was all part of a grank conspiracy - including "9/11" to PAY for oil, by MORTGAGING U.S. homes - instead of selling corps, city buildings, etc All to prevent the development and deployment of Fuel-Less cars & other transport! U.S. substance has been drained-dry by this gigantic fraud hatched by Israeli financiers & US oil banks. Now "all the chickens are coming home to roost"!
same situation....get an attorney..to much corruption in the paper system and mers...fight these jags. F@#k Chase and all the other banks.. They make way more on foreclosing then modification. thanks to the bailout to AIG and big banks.The Gov allowed this because all there buds (big banks ) were making huge money...and now with the biggest financial heist in American history they have hedged there bets and made money on the bailouts. For the people by the people.nope. For the Gov. by big bus.
Foreclosure is a serious step and can often be avoided with pristine communication and the willingness to be forthcoming with a lender. Here are seven solid and serious ways to prevent foreclosure. homesalegold
I hope this information helped someone reading the comments; millions of people could use this information. Common Law Liens are extremely powerful middle fingers to banks. I think everyone who knows someone falling behind on payments should relay the term to them and have them educate themselves.
Also, if you are foreclosed on, you have a 12 month period to fire a claim; if you are within that statute of limitation, I believe you should try.
Hence, when banks make loans, they give you NOTHING but a PROMISE TO PAY; in reality, they exchange a promise to pay for a promise to pay. The difference is, you give a collateral(namely the house you're buying, or car, or whatever) that can be taken away if you refuse to continue payment on their loan.
The trick to a common law lien is that, in commercial enterprise, a VESTED INTEREST creates a claim on property that must be satisfied or disputed. Disputing an affidavit is difficult.
When a bank makes a loan, they create money out of thin air to fill the demand by a consumer for a loan. The consideration in common law is "that which is shown in good faith of a contract"; if they bank was truly giving a consideration, they'd open the vault, grab the $200k you wanted in a loan, and set it aside with a note for "mortgage loan on (property address, customer name).
That would be a proper consideration. The banks don't do that: They make a notation on a balance sheet only.
Banks would rather drop a foreclosure suit (which is an illegal judicial abrogating tactic unless the defendant is "acquiescing by silence") that pursue a common law lien payment; it reduces their profits and unbalances their books because a mortgage is literally this:
You go to a bank for a loan, the bank has you sign a contract; your CONSIDERATION is the house; theirs is the loan total. However, they have shown/given you NOTHING as consideration. I'll explain.
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Loan Adjustments Speedy complements folks at the rear of upon his or her bank loan having providers no one can help these continue his or her property by adjusting his or her existing loan. There are plenty of foreclosures deterrence provides in existence, on the other hand prohibited the best choice inside living space and most of us provide the best agreed payment for your shortest type.
@pttugasuk It's called "conditional acceptance and pursuit of redemption in commerce". If they have the note, you will settle. If they refuse to promise to give you the original instrument of indebtedness in its original form in exchange for full payment, they have refused payment. It becomes financially and legally settled.
The most hilarious thing is that FEW PEOPLE KNOW WHAT A COMMON LAW REMEDY IS!!!
A Common Law Lien is a lien you place on property you have a "vested interest" in, as well as life-experience (typically $300/month for a couple)...vested interest is principal paid.
The concept is that, if you pay $100k on a $250k house, you have a vested interest of $100K (subject to inflationary values) plus the life-exp value; the common law lien must be satisfied before any additional liens are put in place.
Did you know that all mortgages in this country are fraudulent? Did you know that if you were to take your mortgage company or bank to court, like I'm doing now,that they cannot prove they gave you a loan and then come to you with offers to settle? A signiture on a promisorry note does not prove a loan. A loan is when you take your assets and put them at risk for someone else. Well thanks to the fed reserve, that never happens. And some of us have wised up and called bluffs
I saw this video a while ago. It is a great video that enlighten many people on how bank where stealing homes from people before they knew the dirty tricks the banks play
5downer your a dumb-ass. That is all i got to say about your mental structure. Ever hear of a Recession. Oh wait your most likely below the age of human.
Does this work if they have a copy of the note and not the original. My mortgage company has a scanned copy and not the original. Let me know how this works. Thanks.
Does this work if they have a copy of the note and not the original. My mortgage company has a scanned copy and not the original. Let me know how this works. Thanks.
Snake, keep encouraging the deadbeats. If your not paying for something you are supposed to be paying for then you are a thief. Do the honorable thing and give the house back to the bank and move on with your life.
@5downer most likely if your not paying its because youve lost your job,this happens to good people,you probably work for a mortgage lender,shame on you.
ucc-1 form public law.chapt.48,48 stat 112 it does more then buy time there is a reson you cant pay they are liable. check out Collateralizing America sam davis good luck to all
The Law Office of James J. Brown, III located in Santa Ana, CA specializes in Predatory Lending as such. We can help and sue your mortgage company. If You been served by Sheriffs to vacate. We can be in court tomorrow to cancel the eviction. find us online at jjbrownlawdotcom or call five six two three six three six eight five zero
Don't lose your house, less than $200 in paperwork, can persuade your lender to work with you and to cut your payments by 50% for 5 years. You can find the info online at delayorstopforeclosure. Use your discount code 7128098. This site is run by a DC agency and subsidized by big business to help the average homeowner who cant afford $5000 for a lawyer to save their home. Your subsidized discount code is 7128098 , online at delayorstopforeclosure with the usual beginning and end to the address
You can stay in your home An agency in DC helped me to get the bank to finally work with us. I reduced my payment 46% for 5 years and the get started info was free and the paperwork was less than $200 I went to delay or stop foreclosure online, it was easy to find, also goes by homeowners assistance info, use discount code 7129098 as there is a grant available to keep costs under 200. I am so relieved and every American deserves to stay in their home good luck and God bless
@ddhowe66 : leppy111...I like your style !!! Whoever "owns" the note owns the home...if they cannot produce it in Court, then how do they prove they own the home and have the right to foreclose on you.
The promissory Note is a check your lender deposited into an account (without giving you the required deposit slip) and paid the seller from the funds the lender 'created' . The lender did NOT 'loan' you any money. I have proof. Twice I've sent documents to the Banks and twice they have defaulted on rebutting this truth. See: scribd(dot)com/AndyJackson -to see the foreclosure paperwork anyone can file and have a lawful excuse to never pay the bank another dime.
Nothing is done to us without our help. Banks' main business is lend us money so they could make interest, if we're stupid enough to take giant loans to support our own reckless spending habit than who's fault is that? Banks cannot force us to borrow, we went to them, in fact most of us of lied on our applications to obtain the loans. Lets face it, we have no one to blame but ourselves.
Hey I did that. I was one of the pioneers in the "produce the note" technology and the judge (bench pirate a.k.a. reptilian Saturn worshipping lawyer in a black dress) kept saying: "Duly noted." ASSHOLE! I didn't abandon my home. I was forcibly extracted on June 28, 2007 when a 30 man SWAT team from the local Gestap, I mean, Sheriff's Department broke in and hauled me out in shackles. Anyone know how to get one's house back after it's been seized?
This comment has received too many negative votesshow
They have it. It's in a warehouse they do have it however. The deed in the courthouse is really all that is needed. Don't listen to this guy he is a ripoff.
Because the investment (speculation actually) has turned out so bad that there is just no use in hanging on. The house is down 60% from what I bought it at, and the rent never covered the mortgage since day 1. I have just been hemmoraging money for four years, and I stopped paying the mortgage 6 months ago. It's time to move on but they won't take action and foreclose.
"If the American people ever allow private banks to control the issue of their currency, first by inflation then by deflation, the banks and the corporations will grow up around them, will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." - Thomas Jefferson
The American people forgot to regulate their government
1965 was when the first this same PR crap. It showed up in Bill Clintons presidency for housing. It seem every time I hear this or a derivative of it some group melts down after 6 to 10 years defrauding a lot of people. Here is the PR sound bites (the government has NO business in business, it cost to much and waste to much money, government should deregulate) last melt down was and is still happing is the housing business. I worry what is next
@zombiespooner67 it got stolen by the TeabEggars .... If you ever voted Repub, you have no right to ask that question. Some repubs thought they were standing up for unborn life, but all they were really doing was making the rich even richer. Doesn't help ANY babies, born or unborn.
Do you realize alot of these people did not understand their adjustable rate loans because they were deliberatley misrepresented? Should they have been better informed? Yes. Should they pay for their ignorance of financing practices and trusting their lender not to rape them by losing their homes? NO!
Moniequa you really are ignorant. Chris Hoyer is an educated, compassionate man, who knows alot more than you do. Most of all the housing delimma is directly due to unregulated, preditory lending practices. Surley you dont believe that all of a sudden 27% of the population just woke up one morning and said, "well, despite working hard all my life to support my family and look out for their future, I think I'll stop paying my mortgage and try to fight foreclosure"
Lowelisamarie, I'm ignorant because I hold people responsible for their own action. People have control over their spending and borrowing habit. They over borrow that is why couldn't make their mortgage payment. I'm not going to let this one go because those stupid parasites have a choice of not borrowing to buy home they can't afford. You're an idiot if you don't see that people have a choice. They don't have to borrow beyond their ability to pay back.
If you put yourself in a position to be fucked, you will be fucked. These idiots are learning a lesson. Will they use this lesson to educate their children and grandchildren? Stop whining and take responsibility, you're not children.
Based on this reasoning then why should Wall Street be able to cover it's mistakes with TARP? Shouldn't they learn from it and quit whining as you say? I all for people take responsibility for their actions, but fair is fair and if you bail out the banks who in 2005 where warned of the deceptive and predatory practices to which they replied, there is no problem we can regulate ourselves. Look at Congressional Hearings from 2005, all the majors were warned, they did NOTHING.
Wall Street should go down too. I, as well as most Americans didn't want TARP. But Congress has it's own agenda. They are traitors. It's not fair the taxpayers were robbed by the insurance companies and banks.
jskaggs-I agree, what I found very interesting about TARP was "Hank Paulsen former Goldman Sachs, helping Goldman Sachs. Not too shabby. It was the Wall Street shark dishing out the cash to his fellows sharks. What is also very upsetting is the cost to produce the 700 billion, that we are going to have to pay the Federal Reserve as interest on the loan to issue that currency. We've BEEN robbed by the greed that is prevalent in our Government ,banking community and major corporations.
This is the most stupidest video. This guy is not helping us anything he only encourages bad behavior, people who are spending irresponsibly should be punished. Let them be foreclosed, they should've bought those houses to begin with.
Also, even if you're not in forclosure, we should still make them produce the note. Without it we have no obligation to continue paying back our own credit!
There seems to be some confusion, and there are answers that some of you may need. The, "NOTE," is the ORIGINAL documents or your LOAN. The money you borrowed to buy the house. If they cannot produce the ORIGINAL DOCUMENT, then the loan you borrowed is essentially dissolved, and the house is yours FREE AND CLEAR!!!
No, not at all. However, this is a resolution for those who got corporately screwed by negative amortization loans, high interest arm's, etc. I would like to think these, "Lost contracts," are God's work for punishing those who exploited others...
How about those who are greedy and spend beyond their means, will God punish them too? Banks and borrowers are to blame equally. Banks can low their interest rate to 0 if no one borrow financial crisis would never happen. It takes a lender and a borrow to make the transaction complete. Stop blaming the banks and start blaming on those who borrow irresponsibly.
moniequa-Banks are exploiting the situation why is the default if you are late going higher than 29.99% plus late charges? In addition banks are closing accounts. They are exploiting the help for homeowners by on the one hand saying that they are working with you (with no guarantees) and at the same time accelerating the foreclosure process.
i dont think that you can say your steeling from the bank when in effect the bank is steeling your money every day. You put your money in the bank, and ever day it is worth less not more. The real value of money is decreesed each and every time they print another dollar. They simply fabricate money out of thin air, then borrow it to you with interest. If you get you house back free and clear then your basicly not allowing them to steel it from you in the first place.
Study macro ecconomics of the us dolllar and you will see that the biggest theft of all time is taking place daily under your nose. The federal reserve bank steels money every time it prints more, borrows more. Think about it do you remember the day you saw the 200,000 that you borrowed for your house? I dont , in fact I never saw a dime tranfer to the people who bought the housethink about it, they uset the money I gave them to pay back the loan they owed on the house no body saw the money?
My house went through the Sheriff's sale in 11/08. I am four and a half months through the 6 month redemption period. Can "produce the note" help at this point?
No it can't help, you obviously cannot afford the house, have some dignity, give it back. Let this be your lesson, when you see something you can't afford don't buy it. Be responsible adult and think before buying something.
When I purchased this house was newly build...is this Note, a deed of sale of the original property? I was refinancing it numerous time...so that means banks won't be able to produce the Note?
moniequa-You obviously haven't done your homework or you don't understand the current economic situation that many people are facing. It isn't about spending money that they shouldn't have, it's about the downturn in the economy and fairness across the board, the same fairness that went to the banking industry and auto industry should extend to the average working person. If you have lost your job or had a reduction in salary that can effect you monthly income.
I did my homework that is why I'm angry at these parasites. Yes Parasites! they bearly make any money and they borrow and bought homes because the money is cheap. They fail to realize that at a certain point money have to be paid back. Now they can't pay back and they're demanding for help. I scorn the bank for lending these leeches but the bank does what it suppose to do loan money. If people are stupid enough to borrow it'll let them. I did my homework, now its time for you to do yours.
moniequa-It is very disrespectful to refer to people as parasites. I am positive that many of these people had the best intentions, life happens, and problems happen. Jobs are being lost, companies are closing, many majors are going bankrupt, it is a very difficult time. I don't see you calling a brokerage firm that takes TARP as a parasite? And not only did they take TARP they rewarded themselves with bonuses. What do you call that?
I'm not being disrespectful I'm being honest. How do you call people who are leeching off the society? How would like it if I buy an $85,000 mercedez and when its being reposessed I ask tax payers to pay for it? TARP is being paid back with interest, brokerage firms go bankrupt because the parasites don't their mortgages. We'll never go anywhere if we don't stop this parasitic behavior, you should be ashamed of yourself to promote this pathological way of life.
I am not ashamed of anything I have said. You have a distorted and juvenile view of the crisis, you still missed answering one very important question, who pushed the bad paper? You are fabricating not addressing the problem, I am not taking a position with your suggested fiction. That is not the issue here. I will give you reality, TARP for companies that use it for bonuses. TARP for companies that get TARP in private jets.
Here its started, low interest, reckless lending practices, borrow and spend irresponsibly, rate adjusted, the parasites couldn't pay back, banks became involvent, credit freezes, business can borrow, homes being foreclosed and bailout begin. If you look closely the borrowers are in there. I don';t think I'm wrong.
Moniequa-Not really. it's more like deregulation so that the banking lobby can now make its own rules. Creating more debt instruments, more markets to peddle bad debt, rewrite the bankruptcy and credit card laws to make it harder to restructure debt. No one in the banking community has gone to jail or lost any property, as a matter of fact they were awarded bonuses paid for with YOUR tax dollars. Who pushed the bad paper?
(cont) It's about trust and faith and the banking community doesn't have this anymore because of their poor lending practices. Part one of the crisis was over indulgence and people biting off more than they could chew, but now you have a different kind of problem, people out of work and laws written by the banking lobby to its own benefit. If the banks can ask for 700 billion for help and get it, why can't a tax payer ask for the same in proportion to his or her needs?
You asked "If the banks can ask for 700 billion for help and get it, why can't a tax payer ask for the same in proportion to his or her needs? Banks take the money for business, what do parasites use the money for, buying a bigger house and taking more expensive vacation? It is saddened to me that you have to ask that question. Parasites have already been bailed out already with cheap rate and loan modification program. Do you work?
Then I suppose those bonuses were for what? Banks make money thru many different outlets, I suppose you enjoy paying all of the additional fees associated with your accounts? Thank the bank lobby. Banks take the money from us. You obviously don't understand ANYTHING about the loan modification process judging by your reply and yes I do work, not that this is ANY of your business. I also pay taxes and I am not happy seeing my tax dollars going to a banking sector that abused its power.
You have A LOT to learn about the world of economics and banking and credit more than I am willing to teach you. The real problem starts when you let the banking industry make its own rules and lobby congress to change them.
You can say whatever you but I already know about the banks making their own rules, fractional reserve, and predatory lending practices. But in predatory practice needs a prey or an unwilling participant. Congress, bankers, and wall street never once force the parasites, I meant borrowers, to borrow. I'm sorry that you're not willing to see that we have control over our own spending behavior. You can talk about the bank all day but it doens't change the fact that we borrow from them.
Do you read what other people actually write? I said that initially it was "over indulgence" but the problem now is more than that, it about losing a job and a downturn in the economy, it about high percentages or default rates. I suppose you feel that we can predict the future? That everyone will know that his/her job will be there in 5 years or 10 years? That there will be no illness in the family that could further reduce income? If no one borrowed then you'd have no economy.
And even with TARP many banks aren't lending hence the credit crunch in the auto sector. Or companies can't borrow meet payroll deficits. And you feel that the changes that were implemented BY the banks FOR the banks didn't hurt them and cause this crisis? If they had that buffer, then they wouldn't need TARP.
Because we cannot predict our future that is why we need to save. We don't borrow recklessly and when we lose our jobs we ask for government's handouts. The equation of this economic disaster couldn't have been accomplished without the help of the mass borrowers. Remove the borrow and the reaction of economic catastrophe will not complete.
My rules apply to banks, auto industry and the greedy, artificial-keep-up-with-the-Jones idiots who help fueling this economic inferno. You know what? I'm not going to say anything anymore because obviously people think reckless spending is ok. So please borrow and spend, if you can't pay your government will pay more it. Hell our government bailouts banks and auto why not individuals too.
I think you just contradicted yourself, but that's an observation. Just to note, JP Morgan can have to government write them a check for $25 billion, why is that OK? They are refusing to use that money for its intended purpose, how is that OK? Like I have posted in other comments, its not a hand out, it's a hand up. Even with a fixed mortgage, you can still pay more, local taxes have been increasing due to the budget strains brought on by the economic situation.
That is the more reason not to buy a house when you don't have any money. When I was looking for a house during the bubble, which I'm glad I didn't buy one, all I could see were poor people who got these big jumbo loans bidding and competing against me. Now I'm glad they're being foreclosed. Next unemployment and inflation keep on spending.
moni-I saw the same thing and I resented it too, however, I can't see putting everyone who is going into foreclosure into one group. It just doesn't work that way, there are many different situations. I never thought I'd see GM and Chrysler go bankrupt in my life time, not that I support the direction that they embraced, I was a big EV-1 fan, and both these companies could have developed alternative fuel vehicles, but closing dealerships and plants in this case results in more foreclosures.
Yes, I agree, not all foreclosures are the same but if GM or Chrysler workers were to borrow and spend responsibly I still think they can keep their homes. They can use their unemployment money and their working spouses' incomes to pay their mortgages. People get into trouble when they spend every dam of their incomes to pay the mortgages and the minute they get laid off, they lose their homes. That is why it is very important to borrow sensibly. I don't know what else to say.
Chris Hoyer Foreclosure Advice: Demand Banks Produce the Note as Required by Law. Homeowners should demand their bank produce the promissory note in court, legal experts say.
You will get copies of the note and loan terms. It's all your closing docs. Service co's are terrible. They will show up in court and show the judge all the proper paperwork.
The Federal Reserve (privately owned by by europeans) creates unlawful money (constitution-art.1,sec.8,10) from thin air! They loan it to the Government and you but expect 100%+interest. Watch freedom to fascism, moneymasters, Zeitgist-the addendum to witness your enslavement. When you loose your house they don't pay you back all you've given=theft . When they create money it causes inflation. Your money is worthLESS= theft. We are slaves in a country where the constitution is obliterated
He's got a point, but the best way to stop foreclosure is with an attorney assisted loan modification. See my channel if you don't want to get to the point where you hope the court will hold off on foreclosure because the lender can't produce the original note.
This guy tries to be like a hero, but he's talking about a bunch of suckers living in
fax-mansions made of pressboard and plastic numbed out from 500 episodes of Wife Swap - willing to believe any line of banker horseshit as long as it leads to a 3 car garage and vaulted ceilings.
"Fight for the house"? I heard a lot of the big holders like BOA are actually holding off on forclosures to stall the losses on their books.
people who borrowed money $100K+ and lived LARGE and now cant pay it back shouldn't get any sympathy. produce the note will only delay the inevitable.
You would think he would have better tactics. Oh well, the point is that this strategy should reach as many people as possible. Chris Hoyer was on Good Morning America today discussing the produce the note strategy. Go to the ABC News website to view it.
Hopefully this is good enough proof for "Lawyerdude."
There are better tactics. It is a complex problem. Robber Barons attempt to monopolize and "jew" people out of their money. Warren Buffet's fortune was made by monopolization and abuse of the financial markets. The richest man is Slim Heku the phone monopolist of Mexico. The "job based" economy is proof itself that the robber barons have been effective in divesting us of ownership of the infrastructure that we produced ! Karl Marx warned us.
Check out my educational syllabus about the problem. You can link to it from my YouTube video about the federal reserve. Google for Lawyerdude Federal Reserve.
And you would think that Lawyerdude, being a "real lawyer with 26 years of experience", has better debate tactics than calling everyone "dumbass" and "idiot"...
To set the record straight- Chris Hoyer is a formal federal prosecutor. Look him up on PACER, Westlaw or Lexis. CNN and the AP press just did story on this strategy in which they interviewed Hoyer. Google "produce the note" and it will come up.
By the way, "Lawyer Dude" aka Douglas Palaschak the Calif. Bar website says you were disbarred for practicing law while on interim suspension. Who are you to criticize anyone?
If you need to see free List of Foreclosures
go to myforeclosure. info
jamesdixon137 2 months ago
myforeclosure . info
jamesdixon137 2 months ago
You should call 714-224-1440 or go to icansuemylender. com they can help you delay your foreclosure also can delay your evictions
ANYSIA000 3 months ago
Didn't work for me. I had 7 copies. The judge told me that the copies were sufficient. I asked him if I was liable on all 7 copies? Bottom line (and what HB is NOT telling you) is that THERE IS NO LOAN! Banks are not allowed to lend on their assets nor on the assets of their depositors. Where then does the funding come from? Anyone? Give up? The funds come from YOUR signature on the promissory note! That's right boys and girls. The banks are lending you YOUR own credit. What a great system...
AceOfHeart2012 4 months ago
@AceOfHeart2012 you are a very confused, dumb person. I wanted real information about what is happening to people, but I end up reading volumes of nonsense like yours. Put your tinfoil hat back on and hide from the satellites. The aliens WILL be back to "probe" you again...
kenfo0 3 months ago
@kenfo0 Me smells disinfo agent. Which agency? FBI? NSA? I can spot you guys a mile away. You have no valid argument to truth so the first thing you do is resort the name calling and that tired, old "tinfoil hat" thing you guys are so fond of. It's your Achilles heel. Everything I stated is provable fact. It's up to you to do your own due diligence. You act as though I'm the only one on the planet who knows this information. You're one of the few who doesn't. So be it. I wish you well.
AceOfHeart2012 3 months ago
@AceOfHeart2012 hi psycho. on what, EXACT BASIS, do you "thinks you smells a disinfo agent"? "I can spot you...."....like you spot UFOs in your rectum? Again, you fucking kook, EXACTLY what is your basis for such an absurd statement?
kenfo0 3 months ago
@kenfo0 Jesus H. Chrysler! Having a bad day are we? Look, I know we have a volatile relationship, but is it just you and me, or is you and everybody else? You sound really angry. Do you always take out your sexual frustrations on everyone who doesn't agree with you? WOW!!! What's your address? I'll send you box of tampons Mary.
AceOfHeart2012 3 months ago
@AceOfHeart2012 Hi dumbass! I see you still can't explain your absurd...actually insane....assertion that I "wurk fer tha gubmint". Then you go off on some degenerate sex talk, showing what you are all about. Crazy and with degenerate sex thoughts....that's a bad combo, you FREAK. You need to commit yourself to a psych ward until they can figure out WTF is wrong with you. It is bad. That was not an "insult", I am completely serious. I hope you take that seriously and get help, you need it
kenfo0 3 months ago
@kenfo0 How long are you going to keep this up? You wrote to me first douchebag! Get a grip.
AceOfHeart2012 3 months ago
This is dumb as a husband going to court and saying produce the birth certificate or I'm not giving you child support. You know you are supposed to be paying your mortgage. Stop pretending its the banks fault you didn't pay what you owe to them.
SacredSocietyAP 4 months ago
@Sac you have a bizarre, and childish viewpoint. Let me prove it. The banks committed fraud, bundling bad mortgages as "securities" and hid their worthlessness. This is known true, as banks are RIGHT NOW negotiating a fine with the govt. This cause a grave economic crisis in which MILLIONS lost their jobs, unable to find another. This is known true. It is everywhere in the media and govt. At some pt, w/o a job, someone MUST default. The banks who illegally (cont)
kenfo0 3 months ago
@kenfo0 (cont) destroyed the economy, then foreclose, OFTEN W/O the LEGAL DOCS NECESSARY to do so by LAW. In effect, they committed a felony, were illegally/un-Constitutionally given tax funds, and now are profiting from the ORIGINAL felony, and the subsequent felonious foreclosures, in which they have lied under oath (affidavits that all docs have been reviewed...know false) and filing the known false docs with the court (ANOTHER felony). You lie to a bank or govt, it's fraud, you go to jail.
kenfo0 3 months ago
@kenfo0 I think you missed the whole point of what I was saying. There were TONS of people out there taking any loan they could get. Cars, Boats, Houses, Credit Cards...I myself was one of those idiots..and I worked for the gov't. When it came time to pay up..I didn't stand in the street with a "Produce The Note" sign..I gave them the damn keys and went and got a house and car I could actually afford. Should they have gave me the loan. No! Should I have taken them. No! Both parties in the wrong.
SacredSocietyAP 3 months ago
@SacredSocietyAP It is not MY fault if you don't explain yourself clearly. Now that you have, we have the answer. You acted like a retard, financially, therefore EVERYONE ELSE who is being foreclosed upon must be exactly like you? What a bizarre, yet typical viewpoint today. "I'm a degenerate, so you must be too.". Uh, no. A majority of foreclosures relate to unemployment, not retards over-spending. Further, if you "walked away", you sure as shit didn't "go out and get another house".
kenfo0 3 months ago
@kenfo0 Slow down keyboard warrior. You sound like the conspiracy nuts in tin foil hats looking for chemtrails...Like I said, both the bank and I were in the wrong...I worked with my bank and a real estate agent to get it sold..which was almost at the last second..they almost foreclosed on me even though I put it up for sale. I then moved into military housing, which was actually a nicer, until it sold. I then got rid of my luxury LEASE vehicles and bought a realistic car for my family.
SacredSocietyAP 3 months ago
@Scaredcow HAHAHAHA. Hardly, dumbass. I responded to what you wrote. You then whine "you don't understand", THEN fully explain the depth of YOUR financial stupidity, pretending everyone else must suffer the same stupidity. Hardly. YOU signed the note. YOU bought all your gear. No one "made" you. You NOW go on to explain that I am COMPLETELY correct: you did NOT buy another house. Were you a man, you could have just said "you know, you're right". But alas, you're not... Run along now.
kenfo0 3 months ago
@kenfo0 First off SMART ASS. This was over 16 years ago and I was a stupid kid with more credit than I knew what to do with. LIKE ALOT OF PEOPLE in their teens and early 20's I went out and bought something I couldn't afford. Did the bank who knew alot about finance tell me it was a bad choice..No.>They just wanted my money. Like I said. This problem is not ALL the banks fault. There are a tons of kids out there STILL doing the same and people like you telling them it's all the banks fault.
SacredSocietyAP 3 months ago
Comment removed
rosieyposie7 6 months ago
on my COMMENT BELOW- my CORRECT date I FILED MOTION to BANK HOLD was 2.10.10****
My familys COUNTRYWIDE MOTIONS have been CS COURT DISMISSED by JUDGE FLUG
2times- IN 2009 AND 2010 .....IF U R MOTIONED by BANK- GO2CS & MAKE UM PRODUCE
YOUR "FULL SET OF ORG NOTES - NOT JUST 2 PAGES like BANK OF NY gave me on 3.10.10!!!
make um PRODUCE - EVERY SINGLE PAGE-ON YOUR ORG BANK NOTE* @ CS on YOUR MOTION***
that YOU SIGNED FOR AND GET THE COMPLETE COPIES@ CS 4YOUR RECORDS.
GOOD LUCK 2ALL in 2012
rosieyposie7 6 months ago
@rosieyposie7 liar. obama did no such thing. the rest of your gibberish is likely of equal value.
kenfo0 3 months ago
Please rotnfless explain...its important to me right now!!!
566791967 6 months ago
more missing notes? this is amazing
capecoralrealestate1 6 months ago
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asangarockz 7 months ago
Oh hai, I will share how you could earn a lot of easy money uploading youtube videos. Find some royalty free tunes. Upload all the stuff somewhere. Then sign up with bee4biz (Google it) and lock your download link. Make videos showcasing your free download and post protected download link in video description. bee4biz will pay you when people complete a survey to unlock your download link. They pay weekly via PayPal
asangarockz 7 months ago
Better, File a LIS PENDENS or Quiet Title with an attorney that 'gets it.' Do this before or during foreclosure.
Banks dont own your home, you do.
They separated the note/deed/mortgage and assigned it fraudulently.
They created Money/asset with your signature and loaned 10xs that value to others!
There is a cloud on title and it needs to be fought and contested, same with subject matter jurisdiction.
Google Donna Baran and listen to her tapes. She fought FC successfully pro se.
StSimonMartyr 7 months ago
What if your home got auctioned and sold already?
300gideons 7 months ago
@300gideons that is a FASCINATING question, legally. First, in many states, you have the right to "upset the high bid" w/in a certain number of days after auction. Unlikely, but hey, you might hit the lottery. If they committed fraud that harmed you, you'd have to prove they did not own the P-Note and foreclosed anyway. I don't understand why people are misleading others about copies. If a copy is notarized, it is perfectly legal. If you can't pay your mortgage, how will you pay to sue?
kenfo0 3 months ago
What this video is say is true. You can get on the biggest lawauit against the banks in the counrty go to icansuemylender. com or call 1-866-967-9993 to be apart of this lawsuit and sue your lender!!! They can also delay your foreclosure!
ANYSIA000 7 months ago
@ANYSIA000 do not listen to this moron, who is clearly a shill for the legal firm. class action lawsuits ONLY benefit the lawyers filing. everyone else gets $10 and a note in the mail. It is a huge fraud that needs to be stopped. How do you think that scumbag John Edwards made his millions?
kenfo0 3 months ago
I want to thank you for exposing me to the great injustice that the big banks are committing everyday.
Gofightsystem 7 months ago
Come here to sue the banks and save your home !(icansuemylender . com) the reason the website name is separated youtube wont let you post websites as comments. It Saved MINE!!
ANYSIA000 9 months ago
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HAVE A LOAN WITH CMC," CENTRAL MORTGAGE COMPANY " THEY ARE DECEPTIVE AND OUT RIGHT THIEVES. PLEASE DO NOT DO BUSINESS WITH THEM. I HAVE AN ATTORNEY SUING THEM NOW. THEY LIE ABOUT WHAT EVER HELPS THEM. THEY LOOSE PAPER WORK NO MATTER HOW YOU SEND IT, REG MAIL, FAX, EMAIL, YOU NAME IT. THEY WILL TAKE YOUR HOUSE IF YOU LET THEM GET AWAY WITH IT. BELIEVE ME STAY FAR AWAY. THEY WILL BE EXPOSED FURTHER. STAY SAFE
rvdamon 10 months ago
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The Federal Trade Commission today stepped up its ongoing campaign against scammers who falsely promise guaranteed jobs and opportunities to “be your own boss” to consumers who are struggling with unemployment and diminished incomes as a consequence of the economic downturn. “Operation Empty Promises,” a multi-agency law enforcement initiative today announced more than 90 enforcement actions including FHTM.
divabikinis 10 months ago
Wrongful foreclosure = house is foreclosed on and there is no default.
Nearly all cases in securitization, the loans are current.
The obligation is not in default because the Securitization Trustee and the investors have received all payments.
Most Securitization foreclosures are wrongful foreclosures?
Most all loans are current in securitization?
The servicers and securitization trustees are required and
obligated to make the payments whether or not they receive the payment
from the homeowner.
Tubeusercomm 11 months ago
September 30, 2010, MDL court
"Borrowers who are unable to allege that they were timely paying their obligations will not be able to pursue affirmative claims for wrongful non-judicial foreclosure based upon “splitting the note” theories or other challenges to MERS’ statusas mortgagee."
--------- Also you can have no wrongful foreclosure claim before foreclosure. Foreclosure is a matter of private contract in non-judicial States.
.
Tubeusercomm 11 months ago
If you live in Georgia, I am a Licensed Preforeclosure Specialist that a Foreclosure Defense Attorney on my team and we've implemented the "Produce The Note Strategy" very successful here. As well, I've kept families facing foreclosure in their homes, mortgage free, for an average of 6 months to 2 1/2 years record high in order that they can avoid homelessness while they get to the next level in their respectives. If you'd like to talk to me further email at angelicrealtor1atyahoodotcom. Thanks!
angelicrealtor 1 year ago
@angelicrealtor...an average of 6 months to 21/2 years? Isn't an average a single number that represents the middle of a data set? American ignorance is possibly as deep as it is wide....I think the solution is to defund education and tax cuts....that 'll work
sidecar771 11 months ago
@angelicrealtor you can't even string together a few sentences in correct English. No one should trust you with their largest investment by far...
kenfo0 3 months ago
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Youtube search: To rob a country, own a bank
It's by William K Black
Banksters + Wall Street crooks run control frauds to loot banks and companies so they can get rich through bankruptcy as the loses are insured by the US government.
The FBI warned of these problems and of an economic crash in 2004.
There has not been one arrest of these crooks responsible for the 2008 crash.
Tubeusercomm 1 year ago
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877-269-7063 Call toll free and get free consultation.
We are leader in Credit Repair. In 2009 alone our clients had over 1 million items removed from their Credit Reports. We have been helping customers restore their Credit since 1991. We are a Law Firm that complies with CROA(Credit Repair Organizations Act)
allstatesavings 1 year ago
anyone here ever tried the A4V thing? I hear you can wipe out your mortgage with it. is it true?
/watch?v=XrVyfc9NEhk
TheNewMusicNetwork 1 year ago
Something that might help! Pay your mortgage! Real simple, real easy. Just think about this in a non recourse state, they can still sue you for interest and penalaties due to the lender. I have in the past collected on these issues. Had the borrower simplely signed over the paperwork to the lender as requested most wouldn't bother to sue the borrower, and garnish his paychech! When you can't afford the house contact the lender and negotiate an exit.
troybrownrigg 1 year ago
Something that might help! Pay your mortgage! Real simple, real easy. Just think about this in a non recourse state, they can still sue you for interest and penalaties due to the lender. I have in the past collected on these issues. Had the borrower simplely signed over the paperwork to the lender as requested most wouldn't bother to sue the borrower, and garnish his paycheck REAL SIMPLE! When you can't afford the house contact the lender and negotiate an exit.
troybrownrigg 1 year ago
Well....you've done everything you could...except pay the bill.
quack10 1 year ago
DOES IT HAVE TO BE THE ORIGINAL NOTE OR CAN IT BE A COPY? i WORK AT A BANK AND WE DON'T HAVE MANY ORIGINAL NOTES. hOWEVER, WE DO HAVE DIGITAL COPIES.
Protool11 1 year ago
1. Not only make them produce the Note...tell them that they can have the house including everything it produced (appreciation, Improvements etc...) in exchange for the note and everything it produced. The Note is physical property of the signatory. You will see that they are going to have a huge problem exchanging your property for "theirs". Also remember...you NEVER got a loan...you got a house. You can only lose if the Judge is corrupt and will deny you your property (Note).
younitehumanity 1 year ago
2. At the closing table there was a currency exchange that took place...which was the Promisory note for the house. That is a done deal and you should own the house free and clear. You never got a loan,so you can't pay back something you never got. This is not a joke this is real stuff. People are using this to keep their houses. If you want the full story, then look up a lady from TX, Dessie Andrews...she has helped 100's of people keep their homes. She was recently on Radio (One Radio Network)
younitehumanity 1 year ago
FTB, screw the Pretender Lenders. 60 million fraudulent loans, where the title and note have conveniently disappeared. When you pay off the note, whos going to give you clear title? The best way to tale back Amerika is to refuse to pay the banksters. Tea Party, my ass, I smell a Revolution!
TheMiguelGrande 1 year ago
I have a question for you. I live in Illinois, and my wife and I are both on the mortgage, but only my wife is on the note. If our house goes into foreclosure, would my credit be affected? Also, if I buy another home in my name only, can the bank put a lien on my new house? And can they garnish my wages? Please advise. Thanks!
candyflip1971 1 year ago
All I wan to do is get a Home modification now the VA sends a guy to change the locks
Roadthales 1 year ago
Fight Foreclosure-Make 'Em Produce The Note!
Oct-7-2010 STOP FORECLOSURE FIGHT THE BANK.
GOVERNMENT MORTGAGE RELIEF
1-800-270-2928
88888FORCE 1 year ago
This was all part of a grank conspiracy - including "9/11" to PAY for oil, by MORTGAGING U.S. homes - instead of selling corps, city buildings, etc All to prevent the development and deployment of Fuel-Less cars & other transport! U.S. substance has been drained-dry by this gigantic fraud hatched by Israeli financiers & US oil banks. Now "all the chickens are coming home to roost"!
PhotonDrive 1 year ago
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same situation....get an attorney..to much corruption in the paper system and mers...fight these jags. F@#k Chase and all the other banks.. They make way more on foreclosing then modification. thanks to the bailout to AIG and big banks.The Gov allowed this because all there buds (big banks ) were making huge money...and now with the biggest financial heist in American history they have hedged there bets and made money on the bailouts. For the people by the people.nope. For the Gov. by big bus.
rbrouwer5 1 year ago
It means Civil War !
tehuan1 1 year ago
Foreclosure is a serious step and can often be avoided with pristine communication and the willingness to be forthcoming with a lender. Here are seven solid and serious ways to prevent foreclosure. homesalegold
RetardComedy 1 year ago
I hope this information helped someone reading the comments; millions of people could use this information. Common Law Liens are extremely powerful middle fingers to banks. I think everyone who knows someone falling behind on payments should relay the term to them and have them educate themselves.
Also, if you are foreclosed on, you have a 12 month period to fire a claim; if you are within that statute of limitation, I believe you should try.
rotnflesh 1 year ago
Hence, when banks make loans, they give you NOTHING but a PROMISE TO PAY; in reality, they exchange a promise to pay for a promise to pay. The difference is, you give a collateral(namely the house you're buying, or car, or whatever) that can be taken away if you refuse to continue payment on their loan.
The trick to a common law lien is that, in commercial enterprise, a VESTED INTEREST creates a claim on property that must be satisfied or disputed. Disputing an affidavit is difficult.
rotnflesh 1 year ago
When a bank makes a loan, they create money out of thin air to fill the demand by a consumer for a loan. The consideration in common law is "that which is shown in good faith of a contract"; if they bank was truly giving a consideration, they'd open the vault, grab the $200k you wanted in a loan, and set it aside with a note for "mortgage loan on (property address, customer name).
That would be a proper consideration. The banks don't do that: They make a notation on a balance sheet only.
rotnflesh 1 year ago 2
Banks would rather drop a foreclosure suit (which is an illegal judicial abrogating tactic unless the defendant is "acquiescing by silence") that pursue a common law lien payment; it reduces their profits and unbalances their books because a mortgage is literally this:
You go to a bank for a loan, the bank has you sign a contract; your CONSIDERATION is the house; theirs is the loan total. However, they have shown/given you NOTHING as consideration. I'll explain.
rotnflesh 1 year ago 4
@rotnflesh You Can Stop Foreclosure Today CALL US TODAY 877-291-4645
Loan Adjustments Speedy complements folks at the rear of upon his or her bank loan having providers no one can help these continue his or her property by adjusting his or her existing loan. There are plenty of foreclosures deterrence provides in existence, on the other hand prohibited the best choice inside living space and most of us provide the best agreed payment for your shortest type.
pttugasuk 5 months ago
@pttugasuk It's called "conditional acceptance and pursuit of redemption in commerce". If they have the note, you will settle. If they refuse to promise to give you the original instrument of indebtedness in its original form in exchange for full payment, they have refused payment. It becomes financially and legally settled.
Google "5 letters of redemption"
rotnflesh 5 months ago
The most hilarious thing is that FEW PEOPLE KNOW WHAT A COMMON LAW REMEDY IS!!!
A Common Law Lien is a lien you place on property you have a "vested interest" in, as well as life-experience (typically $300/month for a couple)...vested interest is principal paid.
The concept is that, if you pay $100k on a $250k house, you have a vested interest of $100K (subject to inflationary values) plus the life-exp value; the common law lien must be satisfied before any additional liens are put in place.
rotnflesh 1 year ago 2
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Did you know that all mortgages in this country are fraudulent? Did you know that if you were to take your mortgage company or bank to court, like I'm doing now,that they cannot prove they gave you a loan and then come to you with offers to settle? A signiture on a promisorry note does not prove a loan. A loan is when you take your assets and put them at risk for someone else. Well thanks to the fed reserve, that never happens. And some of us have wised up and called bluffs
tbursee 1 year ago
I saw this video a while ago. It is a great video that enlighten many people on how bank where stealing homes from people before they knew the dirty tricks the banks play
Gofightsystem 1 year ago
5downer your a dumb-ass. That is all i got to say about your mental structure. Ever hear of a Recession. Oh wait your most likely below the age of human.
tonybenc 1 year ago
Does this work if they have a copy of the note and not the original. My mortgage company has a scanned copy and not the original. Let me know how this works. Thanks.
AlmaBusta 1 year ago
Does this work if they have a copy of the note and not the original. My mortgage company has a scanned copy and not the original. Let me know how this works. Thanks.
AlmaBusta 1 year ago
If you really want to understand whats going on with "produce the note' Go visit Neil Garfields LIVINGLIES website.......
lowelisamarie 1 year ago
Snake, keep encouraging the deadbeats. If your not paying for something you are supposed to be paying for then you are a thief. Do the honorable thing and give the house back to the bank and move on with your life.
5downer 1 year ago
@5downer most likely if your not paying its because youve lost your job,this happens to good people,you probably work for a mortgage lender,shame on you.
atvdave88 1 year ago
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ucc-1 form public law.chapt.48,48 stat 112 it does more then buy time there is a reson you cant pay they are liable. check out Collateralizing America sam davis good luck to all
OneSunEnterprise 1 year ago
The Law Office of James J. Brown, III located in Santa Ana, CA specializes in Predatory Lending as such. We can help and sue your mortgage company. If You been served by Sheriffs to vacate. We can be in court tomorrow to cancel the eviction. find us online at jjbrownlawdotcom or call five six two three six three six eight five zero
rjcastaneda 1 year ago
Don't lose your house, less than $200 in paperwork, can persuade your lender to work with you and to cut your payments by 50% for 5 years. You can find the info online at delayorstopforeclosure. Use your discount code 7128098. This site is run by a DC agency and subsidized by big business to help the average homeowner who cant afford $5000 for a lawyer to save their home. Your subsidized discount code is 7128098 , online at delayorstopforeclosure with the usual beginning and end to the address
dontloseyourhouse 1 year ago
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You can stay in your home An agency in DC helped me to get the bank to finally work with us. I reduced my payment 46% for 5 years and the get started info was free and the paperwork was less than $200 I went to delay or stop foreclosure online, it was easy to find, also goes by homeowners assistance info, use discount code 7129098 as there is a grant available to keep costs under 200. I am so relieved and every American deserves to stay in their home good luck and God bless
joanneandgary 1 year ago
HUGE OPPORTUNITY EXISTS CLEANING FORECLOSED HOMES FOR BANKS
hotshorturl(DOT)com/abl24
MrBigPoppa43 1 year ago
Find that warehouse and burn it to the ground
leppy111 1 year ago
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rosieyposie7 1 year ago
@rosieyposie7
we found all the docs thank you for all your help.
ddhowe66 1 year ago
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rosieyposie7 1 year ago
@ddhowe66 : leppy111...I like your style !!! Whoever "owns" the note owns the home...if they cannot produce it in Court, then how do they prove they own the home and have the right to foreclose on you.
tarsier4u 1 year ago
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rosieyposie7 2 years ago
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rosieyposie7 2 years ago
WHAT ARE THE ATTSACHED EXIBITS OF PROOF? WHERE DO I write delay of all stay motions can you show an example?
ddhowe66 1 year ago
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rosieyposie7 1 year ago
@ddhowe66 you need to file a motion to dismiss
mshandmaiden 1 year ago
The promissory Note is a check your lender deposited into an account (without giving you the required deposit slip) and paid the seller from the funds the lender 'created' . The lender did NOT 'loan' you any money. I have proof. Twice I've sent documents to the Banks and twice they have defaulted on rebutting this truth. See: scribd(dot)com/AndyJackson -to see the foreclosure paperwork anyone can file and have a lawful excuse to never pay the bank another dime.
immafreemann 2 years ago
Nothing is done to us without our help. Banks' main business is lend us money so they could make interest, if we're stupid enough to take giant loans to support our own reckless spending habit than who's fault is that? Banks cannot force us to borrow, we went to them, in fact most of us of lied on our applications to obtain the loans. Lets face it, we have no one to blame but ourselves.
moniequa 2 years ago
Hey I did that. I was one of the pioneers in the "produce the note" technology and the judge (bench pirate a.k.a. reptilian Saturn worshipping lawyer in a black dress) kept saying: "Duly noted." ASSHOLE! I didn't abandon my home. I was forcibly extracted on June 28, 2007 when a 30 man SWAT team from the local Gestap, I mean, Sheriff's Department broke in and hauled me out in shackles. Anyone know how to get one's house back after it's been seized?
AceOfHeart2012 2 years ago
This comment has received too many negative votes show
They have it. It's in a warehouse they do have it however. The deed in the courthouse is really all that is needed. Don't listen to this guy he is a ripoff.
remydroppclutz 2 years ago
UniversalRescue (dot) com can help you if you are facing foreclosure.
randy39871 2 years ago
HOW can I get my bank to Foreclose on me?
I WANT them to Foreclose but cannot get them to.
Any thoughts?
jarden69 2 years ago
why do you want them to foreclose on you?
foreclosureauditors8 2 years ago
Because the investment (speculation actually) has turned out so bad that there is just no use in hanging on. The house is down 60% from what I bought it at, and the rent never covered the mortgage since day 1. I have just been hemmoraging money for four years, and I stopped paying the mortgage 6 months ago. It's time to move on but they won't take action and foreclose.
jarden69 2 years ago
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why do you want them to foreclose on you?
foreclosureauditors8 2 years ago
Just give them a call and cry, tell them you want to save your home. Then your moved to Foreclosure. Its as simple as that.
lawwrks 2 years ago
What happened to my Country?
zombiespooner67 2 years ago 4
"If the American people ever allow private banks to control the issue of their currency, first by inflation then by deflation, the banks and the corporations will grow up around them, will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs." - Thomas Jefferson
The American people forgot to regulate their government
now look
PreCurSeD 2 years ago 2
the stupid fucks can wake up all they want but its too fucking late now
PreCurSeD 2 years ago
@zombiespooner67
1965 was when the first this same PR crap. It showed up in Bill Clintons presidency for housing. It seem every time I hear this or a derivative of it some group melts down after 6 to 10 years defrauding a lot of people. Here is the PR sound bites (the government has NO business in business, it cost to much and waste to much money, government should deregulate) last melt down was and is still happing is the housing business. I worry what is next
samten10a 1 year ago
@samten10a I think your right
zombiespooner67 1 year ago
@zombiespooner67 it got stolen by the TeabEggars .... If you ever voted Repub, you have no right to ask that question. Some repubs thought they were standing up for unborn life, but all they were really doing was making the rich even richer. Doesn't help ANY babies, born or unborn.
TheZackFiler 1 year ago
"bad deal" I dont think so. Investors are making profit as we speak or watch this damn video.
jandean61 2 years ago
What? I know I didn't get the Last Word in on Moniequa!
lowelisamarie 2 years ago
Bottom line is ,losing somebodys personal original loan documents is irresponsible! They had a choice to. So eat it!
lowelisamarie 2 years ago
Do you realize alot of these people did not understand their adjustable rate loans because they were deliberatley misrepresented? Should they have been better informed? Yes. Should they pay for their ignorance of financing practices and trusting their lender not to rape them by losing their homes? NO!
lowelisamarie 2 years ago
Moniequa you really are ignorant. Chris Hoyer is an educated, compassionate man, who knows alot more than you do. Most of all the housing delimma is directly due to unregulated, preditory lending practices. Surley you dont believe that all of a sudden 27% of the population just woke up one morning and said, "well, despite working hard all my life to support my family and look out for their future, I think I'll stop paying my mortgage and try to fight foreclosure"
lowelisamarie 2 years ago
Lowelisamarie, I'm ignorant because I hold people responsible for their own action. People have control over their spending and borrowing habit. They over borrow that is why couldn't make their mortgage payment. I'm not going to let this one go because those stupid parasites have a choice of not borrowing to buy home they can't afford. You're an idiot if you don't see that people have a choice. They don't have to borrow beyond their ability to pay back.
moniequa 2 years ago
If you put yourself in a position to be fucked, you will be fucked. These idiots are learning a lesson. Will they use this lesson to educate their children and grandchildren? Stop whining and take responsibility, you're not children.
jskaggs2008 2 years ago
Based on this reasoning then why should Wall Street be able to cover it's mistakes with TARP? Shouldn't they learn from it and quit whining as you say? I all for people take responsibility for their actions, but fair is fair and if you bail out the banks who in 2005 where warned of the deceptive and predatory practices to which they replied, there is no problem we can regulate ourselves. Look at Congressional Hearings from 2005, all the majors were warned, they did NOTHING.
warp13 2 years ago
Wall Street should go down too. I, as well as most Americans didn't want TARP. But Congress has it's own agenda. They are traitors. It's not fair the taxpayers were robbed by the insurance companies and banks.
jskaggs2008 2 years ago
jskaggs-I agree, what I found very interesting about TARP was "Hank Paulsen former Goldman Sachs, helping Goldman Sachs. Not too shabby. It was the Wall Street shark dishing out the cash to his fellows sharks. What is also very upsetting is the cost to produce the 700 billion, that we are going to have to pay the Federal Reserve as interest on the loan to issue that currency. We've BEEN robbed by the greed that is prevalent in our Government ,banking community and major corporations.
warp13 2 years ago
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PreCurSeD 2 years ago
This is the most stupidest video. This guy is not helping us anything he only encourages bad behavior, people who are spending irresponsibly should be punished. Let them be foreclosed, they should've bought those houses to begin with.
moniequa 2 years ago
Also, even if you're not in forclosure, we should still make them produce the note. Without it we have no obligation to continue paying back our own credit!
mich307 2 years ago 5
There seems to be some confusion, and there are answers that some of you may need. The, "NOTE," is the ORIGINAL documents or your LOAN. The money you borrowed to buy the house. If they cannot produce the ORIGINAL DOCUMENT, then the loan you borrowed is essentially dissolved, and the house is yours FREE AND CLEAR!!!
rjvasque 2 years ago 8
So are we reducing ourselves to stealing homes from the banks? How dignify is that?
moniequa 2 years ago
No, not at all. However, this is a resolution for those who got corporately screwed by negative amortization loans, high interest arm's, etc. I would like to think these, "Lost contracts," are God's work for punishing those who exploited others...
rjvasque 2 years ago
How about those who are greedy and spend beyond their means, will God punish them too? Banks and borrowers are to blame equally. Banks can low their interest rate to 0 if no one borrow financial crisis would never happen. It takes a lender and a borrow to make the transaction complete. Stop blaming the banks and start blaming on those who borrow irresponsibly.
moniequa 2 years ago
moniequa-Banks are exploiting the situation why is the default if you are late going higher than 29.99% plus late charges? In addition banks are closing accounts. They are exploiting the help for homeowners by on the one hand saying that they are working with you (with no guarantees) and at the same time accelerating the foreclosure process.
warp13 2 years ago
AMEN!
lowelisamarie 2 years ago
AMEN
lowelisamarie 2 years ago
i dont think that you can say your steeling from the bank when in effect the bank is steeling your money every day. You put your money in the bank, and ever day it is worth less not more. The real value of money is decreesed each and every time they print another dollar. They simply fabricate money out of thin air, then borrow it to you with interest. If you get you house back free and clear then your basicly not allowing them to steel it from you in the first place.
squirleboy 2 years ago
Study macro ecconomics of the us dolllar and you will see that the biggest theft of all time is taking place daily under your nose. The federal reserve bank steels money every time it prints more, borrows more. Think about it do you remember the day you saw the 200,000 that you borrowed for your house? I dont , in fact I never saw a dime tranfer to the people who bought the housethink about it, they uset the money I gave them to pay back the loan they owed on the house no body saw the money?
squirleboy 2 years ago
I already studied Macroeconomics, we also helped them screw us.
moniequa 2 years ago
Comment removed
rosieyposie7 2 years ago
god bless you for informing familys like ours...in over 3 LONG YEARS DEFAULT
& we always wondered
WHY IN THE WORLD hasnt our NEW CONSTRUCTION house FORECLOSED
& now we will MAKE COUNTRYWIDE
PRODUCE our ORG BANK LOAN NOTE
or the QUEENS COUNTY COURT former SHERIF will tell OUR 2 COURT JUDGES4sure!
god bless you,
sincerely we love our HB HOUSE
& want to STAYpermantly! 5STARS
NO STARS FOR COUNTRYWIDE!
rosieyposie7 2 years ago
My house went through the Sheriff's sale in 11/08. I am four and a half months through the 6 month redemption period. Can "produce the note" help at this point?
azzmunched 2 years ago
No it can't help, you obviously cannot afford the house, have some dignity, give it back. Let this be your lesson, when you see something you can't afford don't buy it. Be responsible adult and think before buying something.
moniequa 2 years ago
moni-you obviously don't understand what has been happening for the last year.
warp13 2 years ago
When I purchased this house was newly build...is this Note, a deed of sale of the original property? I was refinancing it numerous time...so that means banks won't be able to produce the Note?
rome7799 2 years ago
If you refinanced your home and spent the money you need to pay back. I hope they foreclose your home.
moniequa 2 years ago
moniequa-You obviously haven't done your homework or you don't understand the current economic situation that many people are facing. It isn't about spending money that they shouldn't have, it's about the downturn in the economy and fairness across the board, the same fairness that went to the banking industry and auto industry should extend to the average working person. If you have lost your job or had a reduction in salary that can effect you monthly income.
warp13 2 years ago
I did my homework that is why I'm angry at these parasites. Yes Parasites! they bearly make any money and they borrow and bought homes because the money is cheap. They fail to realize that at a certain point money have to be paid back. Now they can't pay back and they're demanding for help. I scorn the bank for lending these leeches but the bank does what it suppose to do loan money. If people are stupid enough to borrow it'll let them. I did my homework, now its time for you to do yours.
moniequa 2 years ago
moniequa-It is very disrespectful to refer to people as parasites. I am positive that many of these people had the best intentions, life happens, and problems happen. Jobs are being lost, companies are closing, many majors are going bankrupt, it is a very difficult time. I don't see you calling a brokerage firm that takes TARP as a parasite? And not only did they take TARP they rewarded themselves with bonuses. What do you call that?
warp13 2 years ago
I'm not being disrespectful I'm being honest. How do you call people who are leeching off the society? How would like it if I buy an $85,000 mercedez and when its being reposessed I ask tax payers to pay for it? TARP is being paid back with interest, brokerage firms go bankrupt because the parasites don't their mortgages. We'll never go anywhere if we don't stop this parasitic behavior, you should be ashamed of yourself to promote this pathological way of life.
moniequa 2 years ago
I am not ashamed of anything I have said. You have a distorted and juvenile view of the crisis, you still missed answering one very important question, who pushed the bad paper? You are fabricating not addressing the problem, I am not taking a position with your suggested fiction. That is not the issue here. I will give you reality, TARP for companies that use it for bonuses. TARP for companies that get TARP in private jets.
warp13 2 years ago
Here its started, low interest, reckless lending practices, borrow and spend irresponsibly, rate adjusted, the parasites couldn't pay back, banks became involvent, credit freezes, business can borrow, homes being foreclosed and bailout begin. If you look closely the borrowers are in there. I don';t think I'm wrong.
moniequa 2 years ago
Moniequa-Not really. it's more like deregulation so that the banking lobby can now make its own rules. Creating more debt instruments, more markets to peddle bad debt, rewrite the bankruptcy and credit card laws to make it harder to restructure debt. No one in the banking community has gone to jail or lost any property, as a matter of fact they were awarded bonuses paid for with YOUR tax dollars. Who pushed the bad paper?
warp13 2 years ago
(cont) It's about trust and faith and the banking community doesn't have this anymore because of their poor lending practices. Part one of the crisis was over indulgence and people biting off more than they could chew, but now you have a different kind of problem, people out of work and laws written by the banking lobby to its own benefit. If the banks can ask for 700 billion for help and get it, why can't a tax payer ask for the same in proportion to his or her needs?
warp13 2 years ago
You asked "If the banks can ask for 700 billion for help and get it, why can't a tax payer ask for the same in proportion to his or her needs? Banks take the money for business, what do parasites use the money for, buying a bigger house and taking more expensive vacation? It is saddened to me that you have to ask that question. Parasites have already been bailed out already with cheap rate and loan modification program. Do you work?
moniequa 2 years ago
Then I suppose those bonuses were for what? Banks make money thru many different outlets, I suppose you enjoy paying all of the additional fees associated with your accounts? Thank the bank lobby. Banks take the money from us. You obviously don't understand ANYTHING about the loan modification process judging by your reply and yes I do work, not that this is ANY of your business. I also pay taxes and I am not happy seeing my tax dollars going to a banking sector that abused its power.
warp13 2 years ago
I don't care what the banks did, if we didn't borrow nothing would've happened! The culprit is the borrower, if you don't see it then you're a fool.
moniequa 2 years ago
You have A LOT to learn about the world of economics and banking and credit more than I am willing to teach you. The real problem starts when you let the banking industry make its own rules and lobby congress to change them.
warp13 2 years ago
You can say whatever you but I already know about the banks making their own rules, fractional reserve, and predatory lending practices. But in predatory practice needs a prey or an unwilling participant. Congress, bankers, and wall street never once force the parasites, I meant borrowers, to borrow. I'm sorry that you're not willing to see that we have control over our own spending behavior. You can talk about the bank all day but it doens't change the fact that we borrow from them.
moniequa 2 years ago
Do you read what other people actually write? I said that initially it was "over indulgence" but the problem now is more than that, it about losing a job and a downturn in the economy, it about high percentages or default rates. I suppose you feel that we can predict the future? That everyone will know that his/her job will be there in 5 years or 10 years? That there will be no illness in the family that could further reduce income? If no one borrowed then you'd have no economy.
warp13 2 years ago
And even with TARP many banks aren't lending hence the credit crunch in the auto sector. Or companies can't borrow meet payroll deficits. And you feel that the changes that were implemented BY the banks FOR the banks didn't hurt them and cause this crisis? If they had that buffer, then they wouldn't need TARP.
warp13 2 years ago
Because we cannot predict our future that is why we need to save. We don't borrow recklessly and when we lose our jobs we ask for government's handouts. The equation of this economic disaster couldn't have been accomplished without the help of the mass borrowers. Remove the borrow and the reaction of economic catastrophe will not complete.
moniequa 2 years ago
monique-I guess these rules of yours don't apply to the banking community or the auto industry?
No it wouldn't have happened if the deregulation didn't change.
warp13 2 years ago
My rules apply to banks, auto industry and the greedy, artificial-keep-up-with-the-Jones idiots who help fueling this economic inferno. You know what? I'm not going to say anything anymore because obviously people think reckless spending is ok. So please borrow and spend, if you can't pay your government will pay more it. Hell our government bailouts banks and auto why not individuals too.
moniequa 2 years ago
I think you just contradicted yourself, but that's an observation. Just to note, JP Morgan can have to government write them a check for $25 billion, why is that OK? They are refusing to use that money for its intended purpose, how is that OK? Like I have posted in other comments, its not a hand out, it's a hand up. Even with a fixed mortgage, you can still pay more, local taxes have been increasing due to the budget strains brought on by the economic situation.
warp13 2 years ago
That is the more reason not to buy a house when you don't have any money. When I was looking for a house during the bubble, which I'm glad I didn't buy one, all I could see were poor people who got these big jumbo loans bidding and competing against me. Now I'm glad they're being foreclosed. Next unemployment and inflation keep on spending.
moniequa 2 years ago
moni-I saw the same thing and I resented it too, however, I can't see putting everyone who is going into foreclosure into one group. It just doesn't work that way, there are many different situations. I never thought I'd see GM and Chrysler go bankrupt in my life time, not that I support the direction that they embraced, I was a big EV-1 fan, and both these companies could have developed alternative fuel vehicles, but closing dealerships and plants in this case results in more foreclosures.
warp13 2 years ago
Yes, I agree, not all foreclosures are the same but if GM or Chrysler workers were to borrow and spend responsibly I still think they can keep their homes. They can use their unemployment money and their working spouses' incomes to pay their mortgages. People get into trouble when they spend every dam of their incomes to pay the mortgages and the minute they get laid off, they lose their homes. That is why it is very important to borrow sensibly. I don't know what else to say.
moniequa 2 years ago
Chris Hoyer Foreclosure Advice: Demand Banks Produce the Note as Required by Law. Homeowners should demand their bank produce the promissory note in court, legal experts say.
wrrock 2 years ago
You will get copies of the note and loan terms. It's all your closing docs. Service co's are terrible. They will show up in court and show the judge all the proper paperwork.
ibtnm25 2 years ago
This video is genius. Thanks again.
formulaprimer 2 years ago
The Federal Reserve (privately owned by by europeans) creates unlawful money (constitution-art.1,sec.8,10) from thin air! They loan it to the Government and you but expect 100%+interest. Watch freedom to fascism, moneymasters, Zeitgist-the addendum to witness your enslavement. When you loose your house they don't pay you back all you've given=theft . When they create money it causes inflation. Your money is worthLESS= theft. We are slaves in a country where the constitution is obliterated
immafreemann 2 years ago
Well said and referenced. The wild thing is that most people don't read the constitution, let alone understand it, thus this crap marches forward.
ThinkTaylor 2 years ago
He's got a point, but the best way to stop foreclosure is with an attorney assisted loan modification. See my channel if you don't want to get to the point where you hope the court will hold off on foreclosure because the lender can't produce the original note.
2ModMyLoan 2 years ago
This guy tries to be like a hero, but he's talking about a bunch of suckers living in
fax-mansions made of pressboard and plastic numbed out from 500 episodes of Wife Swap - willing to believe any line of banker horseshit as long as it leads to a 3 car garage and vaulted ceilings.
"Fight for the house"? I heard a lot of the big holders like BOA are actually holding off on forclosures to stall the losses on their books.
skiscool 2 years ago
people who borrowed money $100K+ and lived LARGE and now cant pay it back shouldn't get any sympathy. produce the note will only delay the inevitable.
joshuasocean 2 years ago
You would think he would have better tactics. Oh well, the point is that this strategy should reach as many people as possible. Chris Hoyer was on Good Morning America today discussing the produce the note strategy. Go to the ABC News website to view it.
Hopefully this is good enough proof for "Lawyerdude."
ncm0011 2 years ago
There are better tactics. It is a complex problem. Robber Barons attempt to monopolize and "jew" people out of their money. Warren Buffet's fortune was made by monopolization and abuse of the financial markets. The richest man is Slim Heku the phone monopolist of Mexico. The "job based" economy is proof itself that the robber barons have been effective in divesting us of ownership of the infrastructure that we produced ! Karl Marx warned us.
Lawyerdude 2 years ago 2
Comment removed
ncm0011 2 years ago
This has been flagged as spam show
There is no place for that kind of prejudicial language in an attempt at an intelligent discussion. I am reporting this comment to YouTube.
ncm0011 2 years ago
Check out my educational syllabus about the problem. You can link to it from my YouTube video about the federal reserve. Google for Lawyerdude Federal Reserve.
Lawyerdude 2 years ago
And you would think that Lawyerdude, being a "real lawyer with 26 years of experience", has better debate tactics than calling everyone "dumbass" and "idiot"...
zjd1210 2 years ago
Dear "Lawyerdude,"
To set the record straight- Chris Hoyer is a formal federal prosecutor. Look him up on PACER, Westlaw or Lexis. CNN and the AP press just did story on this strategy in which they interviewed Hoyer. Google "produce the note" and it will come up.
By the way, "Lawyer Dude" aka Douglas Palaschak the Calif. Bar website says you were disbarred for practicing law while on interim suspension. Who are you to criticize anyone?
ncm0011 2 years ago 4
Superb shutdown.
bobbyafc 2 years ago 4
ncn0011-
you rock! :-)
comokate 2 years ago