The Global Village has made banking possible around the world from one country to the other. It may be for having one's bills or legally inherited amounts released or for some commercial purpose. But in case of withdrawal the banks impose fees and instead of deducting it from the available funds in the account they maintain, with the consent of their client, they urge him/her to send the fee from some external source. If the client is unable to pay the fee they just freeze/close the account WHY?