My kollige student debt is over $50K, and I have not paid a single dollar of it back. I learned how to trade profitably futures spreads, and options spreads in the futures markets. I will never need to worry about getting a job, so Sallie Mae's and my private lender's threats of ruining my credit means nothing to me. Every one should learn to become a futures spreads trader, then you will never need to work again.
i respect @mrr1980 comment..... he makin an ass of his self he placed him self in the debt and is refusing pay it and dont understand how people can be like that he needs to take responsiblity for the bill?......where i live i have to pay my bills i cant ask no one to waive late fees or stop harassment from a bill collector ,USA on the hold is privilege country compared to where i live some of u need to live countries that less fortunate u would see how if feels .....and sue FOR SHIT
Just a question. Do these bill collectors think they will EVER collect money from someone talking to people this way???? Maybe if they showed even an OUNCE of compassion they might, but these people are so unprofessional it's rediculous. And what gives them the right to talk to you that way when THEY CALLED YOU. Not the other way around...
@DigbyFerrier .DID U LISTEN AT THE START OF THE CALL WAS THE WOMAN RUDE?NO......HE MADE AN ASS OF HIM TELL IF SOMEONE HAD U REPEATING UR SELF CONSTANTLY U WOULD HAVE A TEMPER WITH THEM ........before ur account get to thid party collections the first party collection tries to assist but YET IF U DONT WANT TO MAKE THE PAYMENT WITH THEM THERE NO CHOICE THIRD PREVENT U FROM COMING TO THIS BUT YET PEOPLE SEEM TO UNGRATEFULL DO UR RESEARCH TO BE EDUCATED
Hahaha..The accent and your reaction.They double up the humor quotient.."singeleer wireless","beel" and "axe" :D lol..I've seen NCO give out debt harassment and violate the FDCPA to people in many uncertain terms.Serves them right.
That was very funny! I went to Small Claims Court, and I won against Paramount Recovery Services. In Texas, all collection agencies and CBR have to report within 30 days, if they don't, the violation is $1000. It was very nice to win in court. I forgot to tell you, they did not show up, so it was a default!
NCO also has the most in fines and law suits against them for violated the fair credit/debt act. Including the 1k I have from them for threatening a fake as garnishment threat.
NCO is bs junk buyer. Ask them to validate your debt, or show up in court if they sue. They cannot ever produce the correct figures or anything. Also they have been smacked with soo many charges because of their fair credit act violations.
dude people, me and my buddy prank call the nco everyday it is freaken hilarious. Just today we told then that we wanted them to sell us a rocket launcher!!! LMAO! :)
ok Debt Collectors are not bad people. its the no-brained morons that have the debts that refuse to pay money they owe. Which is why i LOVE to call those idiots. Yes i am a Debt Collector and i LOVE MY JOB.
Awesome! Oh I can't believe I took these Collection Agencies seriously at one time! Here is what you do - don't answer them for 3+ years, then call them out of the blue and offer then 10 cents to the dollar, if they say no, hang up and try again in 1+ years, etc.
On a side not the collectors on this call are wasting time and money by continuing to talk to this customer who has refused to engage them in conversation. He clearly does not take the debt seriously and given the amount of the debt they are wasting time and money keeping him on the phone.
If I was a debt collector calling this guy I would let it go and move on to another client. Many people do want to pay their debts but need payment plans and want to negotiate.
@funkyfrogful There is nothing wrong with debt collection. If you use a service or borrow money than you are responsible for paying for it. if you cannot pay you are responsible for explaining to the collectors what your situation is and why you cannot pay.
A 3rd party collector has the legal right to collect on a debt through the subrogation process whereby they are legally allowed to acquire a debt and collect on it.
If you can't pay the whole thing, work out a deal to pay a portion.
Wow a lot of deadbeats posting on this video. Pay your bills people and stop wasting your lives away talking about ways to cheat people out of the money that you owe for products and services that you used. You're all freakin losers.
@mrr1980 That's right! Why is it that people looking for freebies! You made the debt, now pay it. Why fault someone for calling YOU to pay YOUR bill that YOU made and YOU decide to play games....You made the bill, pay it and you don't get calls. Don't blame them for trying to do their jobs.
I get scumbag collector calls on my cell all the time looking for some guy named Javier. I harrass the hell out of them. There is a black chick named WANDA that called three times. Ive asked her about cock sizes and if she can do that booty clap thing like the rap girls. I told her that I was hard right now and wanted to eat her ass, etc...This IDIOT actually stays on the phone and makes threats about calling the police, etc...What a stupid CUNT. Its HILARIOUS.
I get calls from some collection people and it isnt even me they are loking for. They got to where they call asking for this person 4 times a week. I finally took their number off my caller id and started calling them back asking for the person they are looking. It's one thing to bother people that really own the debt but come on after I told them I know at least 25 times Im not who they want they shoud stop callin. So I find this funny. I do it now just to have fun with it.
@donttelluseenme I wish these morons who call would call the phone companies first to be sure the phone number is actually registered to whom they are loking for. These dumb ass collectors are just there to harrass people it dont matter who it is. Whats worse is these people gave me this womans date of birth and social security number. I also have addresses to her parents house. Now collectors are getting out of like. Nice job keep screwing with these idiots.
NCO calls me all of the time, they say they are looking for someone named Michael Feldman, I don't know anyone by that name at all. I keep telling them they have the wrong number and they say they will remove my number from their call list. But they keep calling. One day I got sick of it and recorded the call and told the lady I was recording this call and she got defensive and told me she would hang up unless I stopped recording meanwhile they have an automated message saying they are recording
This video was hilarious! Debt collectors normally don't have a sense of humor.. and the collection manager trying to talk tough makes it even funnier. Good job!
Why speak to a bill collector when you can hold the phone to your backside and fart letting your asshole speak for you? I have taken shits while on the phone with a collector and love to tell them about my shit, the smell, the texture, and the color. These monkeys have no authority to do anything but collect their tiny poverty paycheck to take care of their own deliquent utility bill. These people are losers.
as a bill collector I will tell you that you didnt screw with that guy AT ALL. He gets paid whether you pay the bill or not. You only wasted your own time. I love when people fuck around on the phone like that makes my job easier, and its a story to tell later in the break room. You made his night. Congrats.
@SeriouslyGuys001 Well, hopefully you can sleep at night knowing you have your mediocre customer "service" job. I'm sure you'll be doing the same thing in 20 years considering anyone in debt collection is sadly far too unskilled to get a real job. I'm sure your children or any future children will be so proud of you. :)
@SeriouslyGuys001 So the "break room" consists of parasites like you and your friends gathering like hyenas making jokes and remarks about the people you guys previously harassed before lunch break...that's just fantastic! a place where every loser and harasser with low selfsteem can gather with their equivalents to intimidate their callers to pay their bills. Oh yes! very professional, by far most skillful job there is on the market, to require such lungs and bad attitude...PRICK!
What an idiot bill collector for staying on the phone with him for so long!! His uncle must have done really bad things to him to turn him that screwed up!
NCO Lady: I told you I a work if you wanna play on the phone...I aint callin play on the phone.
Randell: Huh?...I cannot hear what you're sayin...why are you taking your mouth away from the phone?
NCO Lady: My phone is not my mouth is not away from the phone...I gotta call because you have a balance you have a beel in our office for 197 dollars an thirty-nine cent.
Randell: Terra...quit playin on the phone...put your mom on the phone.
NCO Lady: Im calling you about a beel. Randell: This isn't Bill, this is Randell. NCO Lady: I know I need to...I know...are you lisenin? Randell: Hello? NCO Lady: Hello? Randell: Can you speak up a little bit? NCO Lady: Randell? Randell: Yes? NCO Lady: Can you hear me now? Randell: Uhhh...yes. NCO Lady: I say you have an account...you have a beel in our office for $197.39?...and I was callin to see if you was gonna make that payment? Randell: Uhm...for what?
Randell: Hello?uh-huh NCO Lady: Randell? Randell: Yepcan I ask whos calling? NCO Lady: This is Sheila. Randel: How ya doin? NCO Lady: Alrighty, you? Randell: Oh pretty good. NCO Lady: Good. Randell this is Sheila from NCO financial? Randell: Huh? NCO Lady: On behalf of your Singeleer wireless account? Randell: Im single NCO Lady: On the behalf of your Singeleer wireless account? Randell: Yes... Im single. NCO Lady: I aint sayin nothing about you single. Randell: Huh?
"...phone with single-er wireless... you have a beel in our office...I ain't sayin' nothin' about you single...I did not axe you if you single or you married..."
Sounds real professional, huh? If you owe money you get a call from someone speaking ghetto-crack-whore language. Then you call customer service & your transferred to India with someone named "Ruby", who speaks with such a thick Hindi dialect you can't understand one word.
@missearth2003 - I do channel my creativity into many other areas. Some that supply enough money to pay my bills. This is a bill I was unaware of until this call, and it got paid a few days later. Can't blame me for jacking with them though, especially after they started getting rude and hostile.
@luisperez86 - First, I didn't know about this bill prior to this call. Second, I paid it a few days later. Third, thinking back on it, I shouldn't have paid it because I didn't owe them anything, I owed Cingular Wireless. Fourth, they weren't right, and I don't suck.
Dear Mr. or Ms. collector,what goes around comes around. GOD HELP YOU WHEN IT'S YOUR TIME! I hope you get just what you DESERVE! Sometimes bad things happen to good people and they get OVERWHELMED but they DON'T GET A BAILOUT! But the tax money they pay GOES to your POORLY MANAGED "COMPANY". After the Bush/Obama deceptive "TARP" was enacted AGAINST THE WILL OF THE AMERICAN PEOPLE;I NOW CONSIDER YOUR COMPANY PAID-IN-FULL AS A RESULT. I think that's FAIR AND THAT'S CHANGE I BELIEVE IN
yeah this is crapp i work for NCO as well, I don't work in collections, but I do know that COMPANY POLICY PROHIBITS THIS KIND OF BEHAVIOR ON ANY NCO PHONE. So yeah.
@RacingRules09 - I'm not sure what you mean by this is crap, but NCO made it's bed talking to me like that not knowing that I was recording the call. Now they can lay in it.
@r0land2k and just what do you plan on doing with that recording? Good luck taking it to court cause if during the converstaion if you dont reveal that you are recording on your end it would never hold up on court so yeah good luck with that one buddy
@RacingRules09 Because there is a company policy prohibiting behavior, it does not mean that the company directed proper effort towards training it's employees. If a collector fails to 'enforce' it's policies (policies which are in line with the laws of state and Federal government), it still may be found liable, regardless of it's written policies.
@RacingRules09 Prohibits? NCO HAS THE MOST FINES TOWARDS THEM FROM VIOLATED THE FAIR CREDIT/DEBT ACT. lmao!! You bastards are scum sucking, bottem feeders. I have personally sued them for threatening garnishment, yep 1k in my pocket 0 for them. They even call about debt you don't have, debt that is over the SOL... fuck ou and your company, your going to hell for the way you harrass ppl.
I have some sympathy for collectors who are forced to deal with a lot of irresponsible people who have no good intention of paying their debt. However, it appears NCO Financial has a large number of complaints against them. Though I can't imagine any company in that line of work having a great record because of the people they need to confront.
That being said I'm on their auto dialer having no debt and thinking I need to return some of those calls with my own auto dialer.
debt was with Cingular - not NCO. This guy has no debt with NCO.
Also 2 years is the statute of limitations on cellphone bills - oh oh the guy talked about suing you, if this is outside of the 2-years NCO owes you for this violation
If collectors are calling your cellphone - you may be able to collect from them $1000 per cellphone call + state violations. Telephone Consumer Protection Act. I know people who have collected $15,000K, $20,000k from collectors calling cellphones.
Maybe you should stick to looking up obese women in underwear on youtube instead of wasting your time writing me pointless messages. And don't go deleting them off your favorites list, because I've already seen them. It'll be our little secret. ;)
Cellphone bills have a statute of limitations of TWO years. So if you or anyone you know "owes" money on a cellphone bill that is at least 2 yrs old, you can let the collector know they are basically out of luck. Put that statute to work for you to your advantage. Now don't forget, If you are sued you must answer the lawsuit and claim the statute of limitations as your defense. That would be pretty much be a slam dunk and CASE CLOSED.
When you don't pay the bill, merchants raise and pass on the costs to their consumers who are willing to pay. It's one thing if your going through a financial hardship, but its another if your just taking it as a joke. In conclusion, by not paying your bill your making us all suffer, because we pay higher costs. If you have the money why don't just pay your bill you, idiot.
Why can't you believe they were treating you the way they were when your sitting there insulting their intelligence. If you so applaud by the way they treated you, why don't you just pay your damn bill so you don't have to deal with that. Personally, I think your an idiot for posting this up. It obviously shows that you don't care about your finances and you just run away from your problems.
First, you have absolutely no idea why these people called me in the first place. Second, not that it's any of your business, but this is the only time I've ever been called by a collections agency and it was a misunderstanding. The bill was paid, but not by me, as I was not the one that ran up the charges. Third, please do not try to insult someone elses intelligence and then proceed to call them names like a child would. It makes you look hypocritically immature. Thanks for commenting!
Well, not that I would even believe you, but you should of explained that in the description box, so that the viewer knows whats going on. By you saying "I can't believe I was treated this way by a bill collector." makes it seem like you were responsible for the debt.You say that this was the only time you've ever been called, but somehow you happen to record this one call on this particular day. Quite frankly, I think your reply was a poor attempt to justify why you didn't pay YOUR DEBT.
And: "Who a Terra?" "This not no Terra." "You one playin' on a phones." "I ain't playin' do you hear what I sayin?" "I say when you purchased phone through Singeleer Wireless? I ain't a axen you nothin' about is you single you married."
And: "This is not no Terra." "Well sorry I not Terra whoever she is." "I say you have an account...you have a beel in a office for $197.39?...an' I was callin' ta see if you was gonna' make a pay..."
And: "My phone is not my mouth is not away from a phone I gotta' call because you have a balance you have a beel in a office for 197 dollar an' thirty-nine cent..."
"Singeleer' Wireless? A 'beel'? 'Axen you'? Does this lady sount professional? Hardly. Here's a few of her jive-slangs: "On behaff of your Singeleer Wireless account?" "I ain't sayin nothin about you single...I callin you about a beel." "I ain't axen you nothin about is you single or you married." "I say I did not axe you were you singer or you married."
Great job, Randall! "...I don't even know you!...I don't even have a phone!...who is this?...I'm single"
If this ignorant woman called me I'd have to ask for a translator who speaks CRACK DEALER JIVE! She sounds illiterate: "I ain't AXEN you if you were a single or married."
The caller has the upper hand. If he can keep them on the phone with "who? wh...well you know, the CA will eventually give up, and sale the acct back to Cingular or some other collection agency. They are not gonna knock themselves out for a $192.00 debt.
This has been flagged as spam show
My kollige student debt is over $50K, and I have not paid a single dollar of it back. I learned how to trade profitably futures spreads, and options spreads in the futures markets. I will never need to worry about getting a job, so Sallie Mae's and my private lender's threats of ruining my credit means nothing to me. Every one should learn to become a futures spreads trader, then you will never need to work again.
cooksecurities 2 weeks ago
Probably be easier to just pay the bill, huh?
TheAussieStig30 1 month ago
I would love for this bill collector to come to my house and we would lock the door and see who comes out!
mkm3111 1 month ago
Cunt!!!!
mkm3111 1 month ago
i respect @mrr1980 comment..... he makin an ass of his self he placed him self in the debt and is refusing pay it and dont understand how people can be like that he needs to take responsiblity for the bill?......where i live i have to pay my bills i cant ask no one to waive late fees or stop harassment from a bill collector ,USA on the hold is privilege country compared to where i live some of u need to live countries that less fortunate u would see how if feels .....and sue FOR SHIT
mlgown3r 1 month ago
What's Marc Levin's picture doing on this video?
willdav713 2 months ago
If people paid their bills, there would not be bill collectors.
jimshute83 2 months ago
Just a question. Do these bill collectors think they will EVER collect money from someone talking to people this way???? Maybe if they showed even an OUNCE of compassion they might, but these people are so unprofessional it's rediculous. And what gives them the right to talk to you that way when THEY CALLED YOU. Not the other way around...
DigbyFerrier 2 months ago
@DigbyFerrier .DID U LISTEN AT THE START OF THE CALL WAS THE WOMAN RUDE?NO......HE MADE AN ASS OF HIM TELL IF SOMEONE HAD U REPEATING UR SELF CONSTANTLY U WOULD HAVE A TEMPER WITH THEM ........before ur account get to thid party collections the first party collection tries to assist but YET IF U DONT WANT TO MAKE THE PAYMENT WITH THEM THERE NO CHOICE THIRD PREVENT U FROM COMING TO THIS BUT YET PEOPLE SEEM TO UNGRATEFULL DO UR RESEARCH TO BE EDUCATED
mlgown3r 1 month ago
i got all night sexy lol
tony711978 3 months ago
seriously....u tried to jerk those people around about your bill and now u r the victim? WOW!
jusdeelook 3 months ago
39 sents
IRISHBUDDAFILTH 4 months ago
Funniest shit I've heard all week!
ashfar123 4 months ago
change your church
JohnWulfing 5 months ago
Hahaha..The accent and your reaction.They double up the humor quotient.."singeleer wireless","beel" and "axe" :D lol..I've seen NCO give out debt harassment and violate the FDCPA to people in many uncertain terms.Serves them right.
collectionrights 6 months ago
NCO employees are felonious cretins
electriman77 7 months ago 3
Bill Collectors licks the ass of America. Fuck em.
darthspeaks 7 months ago
I have so many lawsuites agaist NCO it isn't funny. These guys are scum.
PGMEagle 7 months ago
Lol she's ghetto!
arcutiepie 7 months ago
well that was kinda harsh put I understand where the collector is coming from. haha
nocturnalmousepotato 8 months ago
That was very funny! I went to Small Claims Court, and I won against Paramount Recovery Services. In Texas, all collection agencies and CBR have to report within 30 days, if they don't, the violation is $1000. It was very nice to win in court. I forgot to tell you, they did not show up, so it was a default!
coolduder10 9 months ago
his aht would be through the roof, seriously though, how would u handle it if you were the collector...?
trinified2011 9 months ago
i just got a call from them, should I just leave it or should i just call somebody?
258strikers 9 months ago
NCO Sucks. I love Bill Collectors. They make my day when they call,lol we sit and have the laugh of the day. and take turns messing with them..
tiny5girl 10 months ago
NCO also has the most in fines and law suits against them for violated the fair credit/debt act. Including the 1k I have from them for threatening a fake as garnishment threat.
shaydyknight 11 months ago
NCO is bs junk buyer. Ask them to validate your debt, or show up in court if they sue. They cannot ever produce the correct figures or anything. Also they have been smacked with soo many charges because of their fair credit act violations.
shaydyknight 11 months ago
What an piece of shit!
mihult1980 11 months ago
What an ass!
mihult1980 11 months ago
What a cow!
mihult1980 11 months ago
What a cow!
mihult1980 11 months ago
I aint asked you if you is single!, Im calling you about a beel!
rrussell39 1 year ago
I AM NO PLAYIN...IM AXIN YOU OF YOU GONNA PAY DA DE-AT
marcjtdc 1 year ago
dude people, me and my buddy prank call the nco everyday it is freaken hilarious. Just today we told then that we wanted them to sell us a rocket launcher!!! LMAO! :)
yoyosup1996 1 year ago
OMG WHY YOU TALKING ABOUT MY ASS r0land2k you o me a new keyboard i spilt pop all over it lol when you said that
troygawron 1 year ago
ok Debt Collectors are not bad people. its the no-brained morons that have the debts that refuse to pay money they owe. Which is why i LOVE to call those idiots. Yes i am a Debt Collector and i LOVE MY JOB.
Combatwolf21 1 year ago
its not the agent's fault.... its all the debtor's fault... urgh.
kianneis13 1 year ago
Mr valesquez is really dumb lol
pinksnow42 1 year ago
Oh yeah... totally mess with these scum bags. I love it.
thelazycomic 1 year ago
Most collectors would never do this. The guy is being silly though.
collector724 1 year ago
Awesome! Oh I can't believe I took these Collection Agencies seriously at one time! Here is what you do - don't answer them for 3+ years, then call them out of the blue and offer then 10 cents to the dollar, if they say no, hang up and try again in 1+ years, etc.
strapen2good 1 year ago
Oh, if you call them and RickRoll them, one of them will sing along.
CaramellLuvr247 1 year ago
On a side not the collectors on this call are wasting time and money by continuing to talk to this customer who has refused to engage them in conversation. He clearly does not take the debt seriously and given the amount of the debt they are wasting time and money keeping him on the phone.
If I was a debt collector calling this guy I would let it go and move on to another client. Many people do want to pay their debts but need payment plans and want to negotiate.
mrr1980 1 year ago
@funkyfrogful There is nothing wrong with debt collection. If you use a service or borrow money than you are responsible for paying for it. if you cannot pay you are responsible for explaining to the collectors what your situation is and why you cannot pay.
A 3rd party collector has the legal right to collect on a debt through the subrogation process whereby they are legally allowed to acquire a debt and collect on it.
If you can't pay the whole thing, work out a deal to pay a portion.
mrr1980 1 year ago
Wow a lot of deadbeats posting on this video. Pay your bills people and stop wasting your lives away talking about ways to cheat people out of the money that you owe for products and services that you used. You're all freakin losers.
mrr1980 1 year ago
@mrr1980 That's right! Why is it that people looking for freebies! You made the debt, now pay it. Why fault someone for calling YOU to pay YOUR bill that YOU made and YOU decide to play games....You made the bill, pay it and you don't get calls. Don't blame them for trying to do their jobs.
jusdeelook 2 months ago
I get scumbag collector calls on my cell all the time looking for some guy named Javier. I harrass the hell out of them. There is a black chick named WANDA that called three times. Ive asked her about cock sizes and if she can do that booty clap thing like the rap girls. I told her that I was hard right now and wanted to eat her ass, etc...This IDIOT actually stays on the phone and makes threats about calling the police, etc...What a stupid CUNT. Its HILARIOUS.
VoodooPolitico 1 year ago
Comment removed
VoodooPolitico 1 year ago
NCO is the WORST offender! How anyone can work there is beyond me. For fun, NCO can be reached at any of these phone numbers:
704-523-8444, 866-506-2667, 800-727-1142, 287-519-4400 and more.. simple internet search will show many more! Call up and ask for Dick Silver.
dbg19891 1 year ago
@dbg19891 That's real smart! Are you guys adults or kids?
jusdeelook 2 months ago
It's about time someone played with them.
Libline 1 year ago 10
I get calls from some collection people and it isnt even me they are loking for. They got to where they call asking for this person 4 times a week. I finally took their number off my caller id and started calling them back asking for the person they are looking. It's one thing to bother people that really own the debt but come on after I told them I know at least 25 times Im not who they want they shoud stop callin. So I find this funny. I do it now just to have fun with it.
donttelluseenme 1 year ago
@donttelluseenme I wish these morons who call would call the phone companies first to be sure the phone number is actually registered to whom they are loking for. These dumb ass collectors are just there to harrass people it dont matter who it is. Whats worse is these people gave me this womans date of birth and social security number. I also have addresses to her parents house. Now collectors are getting out of like. Nice job keep screwing with these idiots.
donttelluseenme 1 year ago
"You can't make me someone I'm not!"
baigandine 1 year ago
NCO calls me all of the time, they say they are looking for someone named Michael Feldman, I don't know anyone by that name at all. I keep telling them they have the wrong number and they say they will remove my number from their call list. But they keep calling. One day I got sick of it and recorded the call and told the lady I was recording this call and she got defensive and told me she would hang up unless I stopped recording meanwhile they have an automated message saying they are recording
RENEGADE123Scorpion 1 year ago
this is one of the worst debt collectors.
brentwill77 1 year ago
I love it!
oaklandraider81 1 year ago
lmao he kept on on the line for that long!
soulfly6666 1 year ago
This video was hilarious! Debt collectors normally don't have a sense of humor.. and the collection manager trying to talk tough makes it even funnier. Good job!
azjohn2001 1 year ago
lol!!! i love it.
groens 1 year ago
Why speak to a bill collector when you can hold the phone to your backside and fart letting your asshole speak for you? I have taken shits while on the phone with a collector and love to tell them about my shit, the smell, the texture, and the color. These monkeys have no authority to do anything but collect their tiny poverty paycheck to take care of their own deliquent utility bill. These people are losers.
IronJustice08 1 year ago
You credit must suck big gay al's balls then.
brentwill77 1 year ago
@IronJustice08 u r a looser
ulli1235 2 months ago
@missearth2003 You're a moron.
iamnotanigloo 1 year ago
as a bill collector I will tell you that you didnt screw with that guy AT ALL. He gets paid whether you pay the bill or not. You only wasted your own time. I love when people fuck around on the phone like that makes my job easier, and its a story to tell later in the break room. You made his night. Congrats.
SeriouslyGuys001 2 years ago
@SeriouslyGuys001 Well, hopefully you can sleep at night knowing you have your mediocre customer "service" job. I'm sure you'll be doing the same thing in 20 years considering anyone in debt collection is sadly far too unskilled to get a real job. I'm sure your children or any future children will be so proud of you. :)
iamnotanigloo 1 year ago
@SeriouslyGuys001 So the "break room" consists of parasites like you and your friends gathering like hyenas making jokes and remarks about the people you guys previously harassed before lunch break...that's just fantastic! a place where every loser and harasser with low selfsteem can gather with their equivalents to intimidate their callers to pay their bills. Oh yes! very professional, by far most skillful job there is on the market, to require such lungs and bad attitude...PRICK!
TVXQandSS501 1 year ago
@SeriouslyGuys001
Well at least the $7 an hour you get paid makes your life shitty.
Fratty124 8 months ago
What an idiot bill collector for staying on the phone with him for so long!! His uncle must have done really bad things to him to turn him that screwed up!
immcguyver072 2 years ago
LOL. Pig5689 is on it!
r0land2k 2 years ago
We all know who Creditwrench is but who is Pig5689?
creditwrench 1 year ago
This has been flagged as spam show
We all know who Credit wrench is but who is Pig5689?
creditwrench 1 year ago
@r0land2k "you cant make me someone im not!"
NoPulpFiction 11 months ago
NCO Lady: No Im not...you cant make me be somebody Im not.
Randell: Terra.
Garbled
Randell: Huh? What? Say?
NCO Lady: Hold on a second hold on hold on for Im let you speak to my supervisor.
Randell: Hello? Terra.
NCO Lady: Hold on second.
pig5689 2 years ago
NCO Lady: This is not no Terra.
Randell: It is too, I can tell.
NCO Lady: No its not.
Randell: You sound just like Terra.
NCO Lady: Well sorry Im not Terra whoever she is.
Randell: Terra quit playin girlee get your mom on the phone...she told you about prankin me.
NCO Lady: You one playin on the phone.
Randell: Terra? This has gone too far...Im call po- leece.
NCO Lady: You call who you wanna call I know who I am an I know what I callin fer.
Randell: You be Terra.
pig5689 2 years ago
NCO Lady: I told you I a work if you wanna play on the phone...I aint callin play on the phone.
Randell: Huh?...I cannot hear what you're sayin...why are you taking your mouth away from the phone?
NCO Lady: My phone is not my mouth is not away from the phone...I gotta call because you have a balance you have a beel in our office for 197 dollars an thirty-nine cent.
Randell: Terra...quit playin on the phone...put your mom on the phone.
Randell: Terra? Terra?
pig5689 2 years ago
NCO Lady: Im not cussin you I di...say I did not axe you were you singer or you married.
Randell: Why you talking about my ass?
NCO Lady: Do you wanna play on the phone? I aint call to play.
Randell: Who is this? Is this Terra?
NCO Lady: No its not.
Randell: This is Terra. It sounds like Terra.
NCO Lady: Who is Terra?
Randell: Dont even play.
NCO Lady: Im not playin do you hear what Im sayin?
Randell: Why are you callin me? Huh? Who is this?
pig5689 2 years ago
NCO Lady: When you purchased a phone through Singeleer Wireless?
Randell: Im single...what?...Im-Im married...
NCO Lady: I say when you purchased a phone through Singeleer Wireless? I aint axen you nothin about is you single you married.
Randell: Why you cussin at me?
NCO Lady: Im not cussin you Im axe...Im tellin you what Im sayin.
Randell: I cannot believe I'm being cussed at.
pig5689 2 years ago
pig5689 2 years ago
pig5689 2 years ago
is that man high
darnellnum1king 2 years ago
"singler wireless" lol
i like her accent
brotheryang 2 years ago
"...phone with single-er wireless... you have a beel in our office...I ain't sayin' nothin' about you single...I did not axe you if you single or you married..."
Sounds real professional, huh? If you owe money you get a call from someone speaking ghetto-crack-whore language. Then you call customer service & your transferred to India with someone named "Ruby", who speaks with such a thick Hindi dialect you can't understand one word.
pig5689 2 years ago
@missearth2003 - I do channel my creativity into many other areas. Some that supply enough money to pay my bills. This is a bill I was unaware of until this call, and it got paid a few days later. Can't blame me for jacking with them though, especially after they started getting rude and hostile.
r0land2k 2 years ago 2
"...I'm single"
pig5689 2 years ago
@pig5689 - lol welcome back
r0land2k 2 years ago
Well you were treated like that because you just don't want to pay... thats it, so THEY were right and you suck!
luisperez86 2 years ago
@luisperez86 - First, I didn't know about this bill prior to this call. Second, I paid it a few days later. Third, thinking back on it, I shouldn't have paid it because I didn't owe them anything, I owed Cingular Wireless. Fourth, they weren't right, and I don't suck.
r0land2k 2 years ago
were you really intending to pay this bill at all.. ( I mean prior to this conversation)
badpanda84 2 years ago
@badpanda84 - I didn't know about the bill prior to this call. I did pay it about a week later though.
r0land2k 2 years ago
WHO? WHO IS THIS? lols. thats all he has to say. :))
kebops 2 years ago
@kebops - Tara is this you?
r0land2k 2 years ago
there's always the possibility that this was a scam
baronofcheese 2 years ago
@baronofcheese - Nope, it was the real deal.
r0land2k 2 years ago
@r0land2k If this constitutes a real deal these days, then I'd say some mass firings are in order.
baronofcheese 2 years ago
ideniseb 2 years ago
lol this is straight gangster
fatchicksneedloveT00 2 years ago 2
yeah this is crapp i work for NCO as well, I don't work in collections, but I do know that COMPANY POLICY PROHIBITS THIS KIND OF BEHAVIOR ON ANY NCO PHONE. So yeah.
RacingRules09 2 years ago
@RacingRules09 - I'm not sure what you mean by this is crap, but NCO made it's bed talking to me like that not knowing that I was recording the call. Now they can lay in it.
r0land2k 2 years ago 6
@r0land2k and just what do you plan on doing with that recording? Good luck taking it to court cause if during the converstaion if you dont reveal that you are recording on your end it would never hold up on court so yeah good luck with that one buddy
Combatwolf21 1 year ago
@RacingRules09 Because there is a company policy prohibiting behavior, it does not mean that the company directed proper effort towards training it's employees. If a collector fails to 'enforce' it's policies (policies which are in line with the laws of state and Federal government), it still may be found liable, regardless of it's written policies.
zadeh79 11 months ago
@RacingRules09
mihult1980 11 months ago
@RacingRules09 Prohibits? NCO HAS THE MOST FINES TOWARDS THEM FROM VIOLATED THE FAIR CREDIT/DEBT ACT. lmao!! You bastards are scum sucking, bottem feeders. I have personally sued them for threatening garnishment, yep 1k in my pocket 0 for them. They even call about debt you don't have, debt that is over the SOL... fuck ou and your company, your going to hell for the way you harrass ppl.
shaydyknight 11 months ago
Ignore all of them and pay the debt DIRECTLY TO THE BUSINESS YOU OWE.
Hopeful1Patriot 2 years ago
Comment removed
badpanda84 2 years ago
@Hopeful1Patriot that works unless the third party has purchased the debt. In that cause the orginal credit isnt allowed to accept payment
badpanda84 2 years ago
@Hopeful1Patriot - That's what I should have done.
r0land2k 2 years ago
This comment has received too many negative votes show
I work for NCO, this is some bull, they DONT ever do this today
100blunt 2 years ago
Yeah right ! That is why NCO was sued by the Attorney Generals in 6 different States.
By the way NCO hires the dumbest people in the industry.
Hopeful1Patriot 2 years ago
well i dont work for NCO Financial,which is who called this guy. thats a totally seperate entity from NCO, which deals with with business outsourcing
100blunt 2 years ago
This idiot bill collector doesn't even realize what he's doing is illegal.
Messiah717 2 years ago 7
@Messiah717
They are recording the phone call too.
Fratty124 8 months ago
hillarious!!! Fuck em all.... they cant do anything to you..
rowdy916 2 years ago
I have some sympathy for collectors who are forced to deal with a lot of irresponsible people who have no good intention of paying their debt. However, it appears NCO Financial has a large number of complaints against them. Though I can't imagine any company in that line of work having a great record because of the people they need to confront.
That being said I'm on their auto dialer having no debt and thinking I need to return some of those calls with my own auto dialer.
tfinder 2 years ago
debt was with Cingular - not NCO. This guy has no debt with NCO.
Also 2 years is the statute of limitations on cellphone bills - oh oh the guy talked about suing you, if this is outside of the 2-years NCO owes you for this violation
If collectors are calling your cellphone - you may be able to collect from them $1000 per cellphone call + state violations. Telephone Consumer Protection Act. I know people who have collected $15,000K, $20,000k from collectors calling cellphones.
oyemijo 2 years ago 12
doesn't it depend on what state you are in where the statute expires?
Dansturby 2 years ago
@oyemijo WTF only 2 years- In Australia its 5 years.
badpanda84 2 years ago
This has been flagged as spam show
cbt1,
Maybe you should stick to looking up obese women in underwear on youtube instead of wasting your time writing me pointless messages. And don't go deleting them off your favorites list, because I've already seen them. It'll be our little secret. ;)
jnj83 2 years ago
HAHA thats awsome
iworkwithdeadppl 2 years ago 2
@iworkwithdeadppl - lol thx!
r0land2k 2 years ago
"I ain't axe if you was a-married... I call bout' a beel..." "Singlelere wireless"
pig5689 2 years ago
Cellphone bills have a statute of limitations of TWO years. So if you or anyone you know "owes" money on a cellphone bill that is at least 2 yrs old, you can let the collector know they are basically out of luck. Put that statute to work for you to your advantage. Now don't forget, If you are sued you must answer the lawsuit and claim the statute of limitations as your defense. That would be pretty much be a slam dunk and CASE CLOSED.
oyemijo 2 years ago
When you don't pay the bill, merchants raise and pass on the costs to their consumers who are willing to pay. It's one thing if your going through a financial hardship, but its another if your just taking it as a joke. In conclusion, by not paying your bill your making us all suffer, because we pay higher costs. If you have the money why don't just pay your bill you, idiot.
jnj83 2 years ago
Typical internet troll:
1. Think they've figured everything out.
2. Calls names.
3. Shows his/her own hypocrisy in just a few sentences.
4. Has no real grasp on current situation at hand.
DING DING DING. YOU ARE THE WINNER, YOU FIT ALL 4!
r0land2k 2 years ago
jnj83 - You do go on a bit, don't you?
dcamaggots 2 years ago
Why can't you believe they were treating you the way they were when your sitting there insulting their intelligence. If you so applaud by the way they treated you, why don't you just pay your damn bill so you don't have to deal with that. Personally, I think your an idiot for posting this up. It obviously shows that you don't care about your finances and you just run away from your problems.
jnj83 2 years ago
First, you have absolutely no idea why these people called me in the first place. Second, not that it's any of your business, but this is the only time I've ever been called by a collections agency and it was a misunderstanding. The bill was paid, but not by me, as I was not the one that ran up the charges. Third, please do not try to insult someone elses intelligence and then proceed to call them names like a child would. It makes you look hypocritically immature. Thanks for commenting!
r0land2k 2 years ago
Please, don't be embarrassed it happens to the best of us, but the difference is that most of us take on the responsibility to pay off our own debts.
jnj83 2 years ago
@jnj83 You might pay your debts, but you still sound like a jerk. Not something to right home about, really.
iamnotanigloo 1 year ago
Well, not that I would even believe you, but you should of explained that in the description box, so that the viewer knows whats going on. By you saying "I can't believe I was treated this way by a bill collector." makes it seem like you were responsible for the debt.You say that this was the only time you've ever been called, but somehow you happen to record this one call on this particular day. Quite frankly, I think your reply was a poor attempt to justify why you didn't pay YOUR DEBT.
jnj83 2 years ago
This comment has received too many negative votes show
Hey Genius,
I bet you don't know what "fiat currency" or "fractional reserve banking are"
I bet you even belive that there has always been an income tax in the USA.
Now before you say what does this have to do with a debt collection, you had better know what "debt" really means, and what USURY used to mean.
Apologize to the video poster and get back to your cubicle...
pwned ..
cbt1 2 years ago
Comment removed
jnj83 2 years ago
Is this professional? "I ain't axen you nothin' about is you single or you married."
pig5689 2 years ago
Comment removed
lillankan 2 years ago
I can't understand hardly anything this debt collector woman says. I need someone to translate crack smoker-rap to English.
batasoohawki 2 years ago
And: "Who a Terra?" "This not no Terra." "You one playin' on a phones." "I ain't playin' do you hear what I sayin?" "I say when you purchased phone through Singeleer Wireless? I ain't a axen you nothin' about is you single you married."
pig5689 2 years ago
And: "This is not no Terra." "Well sorry I not Terra whoever she is." "I say you have an account...you have a beel in a office for $197.39?...an' I was callin' ta see if you was gonna' make a pay..."
pig5689 2 years ago
And: "My phone is not my mouth is not away from a phone I gotta' call because you have a balance you have a beel in a office for 197 dollar an' thirty-nine cent..."
pig5689 2 years ago
"Singeleer' Wireless? A 'beel'? 'Axen you'? Does this lady sount professional? Hardly. Here's a few of her jive-slangs: "On behaff of your Singeleer Wireless account?" "I ain't sayin nothin about you single...I callin you about a beel." "I ain't axen you nothin about is you single or you married." "I say I did not axe you were you singer or you married."
pig5689 2 years ago 2
what's the deal?
pig5689 2 years ago
I can't stop laughing! "I'm single. Yes, I'm single. Huh? This isn't Bill it's Randell."
"Umm.. for what...I'm single...what? I'm married...why are you cussin' at me?"
The CRACK DEALER JIVE TALK is also hilarious: "I calling you about a SINGELEER wireless."
"I ain't axen you if you were a single or married."
"This not no Terra."
"I'm calling you about a BEEL."
pig5689 2 years ago 2
Great job, Randall! "...I don't even know you!...I don't even have a phone!...who is this?...I'm single"
If this ignorant woman called me I'd have to ask for a translator who speaks CRACK DEALER JIVE! She sounds illiterate: "I ain't AXEN you if you were a single or married."
"This not no TERRA".
"I calling you about a SINGELEER wireless.
"I'm calling you about a BEEL,"
pig5689 2 years ago 2
"...I didn't 'AXE' you if you were a single."
"...I calling you about a 'SINGELER' account."
"...I'm calling you about a BEEL..."
pig5689 2 years ago
"I ain't playin, you hear what im sayin."
She should stick to rapping, not bill collecting. Mr. Velasquez is the epitome of DOUCHE! His mom should've swallowed.
itsthatsimple55 2 years ago 3
Don't those NCO douchebags only get paid on commission? Good for you for wasting their time. That's two scumbags you kept busy for 10mins.
Velasquez was pretty damn funny. I thought was gonna die from a heart attack before it was over.
fatpaws 2 years ago 3
".... any conduct the natural consequence of which is to harass, oppress, or abuse any person ........"
its the FDCPA ... try reaing it NCO
smurfyhandy 2 years ago 2
i can't believe they wasted that much time with this call
smurfyhandy 2 years ago 5
This is a scam of sleazy con men and liars, posing as attorneys, investigators and court personnel.
Porgot138 2 years ago 4
The caller has the upper hand. If he can keep them on the phone with "who? wh...well you know, the CA will eventually give up, and sale the acct back to Cingular or some other collection agency. They are not gonna knock themselves out for a $192.00 debt.
bandibreath 2 years ago 2
"Is you single, or is you married," does this sound like a professional to you?
bandibreath 2 years ago 4
These people are scum There are enough violations here to buy a new car
PGMEagle 2 years ago 10
fucking funny as shit
coltfan1972 2 years ago 2