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  • @plowshit Yes, speaking with a credit counselor to explore your options is completely free!

  • @Broniish1 Credit Counseling helps your explore your options to reach your goals - Assists you in setting up a plan of action to accomplish what you are trying to do. Debt Management does not negotiate your balances - that's settlement that will ruin your credit and there are taxing issues that come with it. Credit counseling agencies are able to work with your creditors to gain better/more reasonable terms such as lower interest rates, lower monthly payments so its easier to payback in full.

  • @wilsondarren9 Reach a certified credit counselor for free counseling and talk about your options!

  • @stacey1ization We do not offer consolidation loans - you would have to apply at a local bank or credit union for an unsecured loan. You never want to turn unsecured debt into secured debt (rolling the debt into a HELOC, car loan, etc.) Debt management is a structure repayment program acceptable to your creditors with consistent afforable monthly payments until you are paid in full.

  • very good information!!! Thanks!

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