If you are up to the challenge of doing your own inventory here are some helpful links to get you started. Check out the Insurance Information Institute Know Your Stuff-Home Inventory. There is also an inventory checklist on the Texas Department of Insurance website. If you decide to hire someone, call us for the most comprehensive inventory on the market 855-747-5767 risk defense pro dot com.
most of the people will not have much inventory saved for a day like that ,some insurance companies will be fair and help you and some not,if you have cheap one like allied they will only pay around 60 % of your loss if they can get away with it ,no pictures no videos, no documentation could mean bad news,if you take them to court they will play circles around you with the most expensive evil experts there are around ,so better stick with a more expensive reputable insurance company
In a perfect world you should save all your receipts, although that is not always possible. With your home inventory, you could also get your personal property assessed. What we do at Steve's Home Inventory in Wisconsin is list what the customer paid for the item with the photo, as long as they remember that price. If not then the insurance company would probably justify a price.
If you are up to the challenge of doing your own inventory here are some helpful links to get you started. Check out the Insurance Information Institute Know Your Stuff-Home Inventory. There is also an inventory checklist on the Texas Department of Insurance website. If you decide to hire someone, call us for the most comprehensive inventory on the market 855-747-5767 risk defense pro dot com.
manleyfishing 2 months ago
If you go on the State Farm web site, they have an inventory sheet that you can download.
Steve Marchese - Ottawa insurance
ottawainsuranceCOM 4 months ago
most of the people will not have much inventory saved for a day like that ,some insurance companies will be fair and help you and some not,if you have cheap one like allied they will only pay around 60 % of your loss if they can get away with it ,no pictures no videos, no documentation could mean bad news,if you take them to court they will play circles around you with the most expensive evil experts there are around ,so better stick with a more expensive reputable insurance company
rovidius2006 1 year ago
Very true. Especially in a catastrophe wildfire where you lose everything.
aprinceofserendip 2 years ago
i seen it happen and its not good when it does happen.
how does the insurance company determine how much all your stuff is worth? certainly they are not going to take your word for it right?
fordbroncodave 2 years ago
In a perfect world you should save all your receipts, although that is not always possible. With your home inventory, you could also get your personal property assessed. What we do at Steve's Home Inventory in Wisconsin is list what the customer paid for the item with the photo, as long as they remember that price. If not then the insurance company would probably justify a price.
steveshomeinventory 2 years ago
Stacey, You rock!
I never would have known about this
Would this apply to people in apartments?
hawaii8087 2 years ago
Very Very good advice.
Ajaces 2 years ago 2