The support students get from the government for education is great, the amount supplied for student loans is not enough to live off, hence I work and hence I have less time to perform well so I learn to be effective with my time.
I look forward to investing the knowledge I gain in university back into New Zealand's economy so that others will have a greater opourtunity at work.
We have a good support system for people wanting to attend university. Considering how many people used to go to university back in the day. These days there is a complete lack of respect shown by most students, and they get more than they deserve. Students barely studying, drinking multiple times a week, treating it like its college. For those who do work hard, It's a downer, but don't blame the government, blame your peers who bring it down for everyone else. Government is doing what it can.
the repayment threshold is too low!!! I am on DPB and the first year I went on DPB I got stung with a repayment on my loan (and I am still studying!). WINZ won't deduct student loan payments from the benefit (as an employer would) so I had to find a couple hundred dollars out of thin air!
btw, the first year I went on DPB was the first year that benefits were actually raised in about 10 years thats why I went over the threshold, I no longer go over the threshold but it would only take another raise in a benefit to exceed it.. just before I get bene-bashed by saying I earn over $18,000 pa- I don't.
"1 in 5 primary kids leave school unable to read and write."
Since you're keen on statistics being used carefully, I'd like to know where this figure comes from. (Do you mean "leave primary school to start high school, unable to read or write?")
The bottom 20% of kiwi kids are not doing well at school, for sure. But I'd be surprised if illiteracy was tracking to 20% of the population.
Also, I found it interesting that you used the income level to determine if we required repayment earlier, rather than a percentage level - that is, what percentage of graduates were currently required to pay back.
The difference is important because New Zealand has lower wages than most other countries, because of stupid policies like student allowances, meaning it may be necessary to require payment at lower levels.
In fact, it should be required at whatever level of income.
The NZUSA video is wrong. The average student loan is not $28k as the video says - NZUSA know this, but use it anyway. The ACTUAL average student loan is around $10k, I think - can't remember off the top of my head.
We may make people start paying back their loans quicker than most countries (I'm not qualified to comment on that), but I don't know any other country in the world that has student loans that makes them INTEREST FREE - not even inflation adjusted!
Except even that is rubbish - that survey you use is not even based on verifiable data, it just asks students (who I think are a self-selecting sample) to estimate their level of overdrafts, credit cards, etc. It's not a serious survey, yet you use it as such.
And you must be kidding about support being pitiful.
We have one of the most generous student support schemes in the world, yet NZUSA want more middle class white kids to have more free beer money, while 1 in 5 primary kids leave school unable to read and write.
Why do NZUSA support wealth transfers from poor people to wealthy people?
Ah Eleanor, the actual statement is 'Yes, heaven forbid students should have to pay for an education that their parents got for free, and ask for a halt in the debt landslide...' see- isn't that better?
Matt - our parents didn't go to university for free. They certainly didn't pay as much as we have to though - but that's the price of having thousands more students at university now than in the 1960s and 1970s. Fewer students at uni - more money to go around. We have massively widened access to university in the past 15 years - it would not have been possible to do that without student loans.
Spelling error. Fail.
theonetrueblue 2 years ago
what on realize? Yeah they spell it with an 's' (realise) in NZ. And in most other english speaking non-american countries.
abubacar 2 years ago
The support students get from the government for education is great, the amount supplied for student loans is not enough to live off, hence I work and hence I have less time to perform well so I learn to be effective with my time.
I look forward to investing the knowledge I gain in university back into New Zealand's economy so that others will have a greater opourtunity at work.
CornyKok 2 years ago
We have a good support system for people wanting to attend university. Considering how many people used to go to university back in the day. These days there is a complete lack of respect shown by most students, and they get more than they deserve. Students barely studying, drinking multiple times a week, treating it like its college. For those who do work hard, It's a downer, but don't blame the government, blame your peers who bring it down for everyone else. Government is doing what it can.
dodlord 3 years ago
well directed mr RMT
disorderlyjohn 3 years ago
Yeah, good point. We definitely should not raise benefits then.
I agree.
Sejanus2 3 years ago
the repayment threshold is too low!!! I am on DPB and the first year I went on DPB I got stung with a repayment on my loan (and I am still studying!). WINZ won't deduct student loan payments from the benefit (as an employer would) so I had to find a couple hundred dollars out of thin air!
buttafly7 3 years ago
btw, the first year I went on DPB was the first year that benefits were actually raised in about 10 years thats why I went over the threshold, I no longer go over the threshold but it would only take another raise in a benefit to exceed it.. just before I get bene-bashed by saying I earn over $18,000 pa- I don't.
buttafly7 3 years ago
"1 in 5 primary kids leave school unable to read and write."
Since you're keen on statistics being used carefully, I'd like to know where this figure comes from. (Do you mean "leave primary school to start high school, unable to read or write?")
The bottom 20% of kiwi kids are not doing well at school, for sure. But I'd be surprised if illiteracy was tracking to 20% of the population.
robstowell 3 years ago
Also, I found it interesting that you used the income level to determine if we required repayment earlier, rather than a percentage level - that is, what percentage of graduates were currently required to pay back.
The difference is important because New Zealand has lower wages than most other countries, because of stupid policies like student allowances, meaning it may be necessary to require payment at lower levels.
In fact, it should be required at whatever level of income.
Sejanus2 3 years ago
The NZUSA video is wrong. The average student loan is not $28k as the video says - NZUSA know this, but use it anyway. The ACTUAL average student loan is around $10k, I think - can't remember off the top of my head.
We may make people start paying back their loans quicker than most countries (I'm not qualified to comment on that), but I don't know any other country in the world that has student loans that makes them INTEREST FREE - not even inflation adjusted!
cjsbishop 3 years ago
No Chris. It says average *student debt*. This includes overdrafts & credit cards - things students have had to get because support is so pitiful.
jordankingnz 3 years ago
Except even that is rubbish - that survey you use is not even based on verifiable data, it just asks students (who I think are a self-selecting sample) to estimate their level of overdrafts, credit cards, etc. It's not a serious survey, yet you use it as such.
And you must be kidding about support being pitiful.
cjsbishop 3 years ago
We have one of the most generous student support schemes in the world, yet NZUSA want more middle class white kids to have more free beer money, while 1 in 5 primary kids leave school unable to read and write.
Why do NZUSA support wealth transfers from poor people to wealthy people?
cjsbishop 3 years ago 2
Nah it isn't.
EleanorRigby28 3 years ago
Ah Eleanor, the actual statement is 'Yes, heaven forbid students should have to pay for an education that their parents got for free, and ask for a halt in the debt landslide...' see- isn't that better?
BlackMatt86 3 years ago
Matt - our parents didn't go to university for free. They certainly didn't pay as much as we have to though - but that's the price of having thousands more students at university now than in the 1960s and 1970s. Fewer students at uni - more money to go around. We have massively widened access to university in the past 15 years - it would not have been possible to do that without student loans.
cjsbishop 3 years ago
Yes, heaven forbid students should have to pay for an education that makes them wealthier in the long run...
EleanorRigby28 3 years ago
Matts hot. woof
DoubleDS9 3 years ago
aaaaahhhh!!! NAKED MATT!! PLEASE VOTE UNIVERSAL STUDENT ALLOWANCE SO WE DONT HAVE TO SEE NAKED MATT AGAIN (tehehehehe Hi Matt)
myfabuloususername 3 years ago
this is an awsome video,and a very sad fact also,i was rather impressed with it tho
Lhusuminer 3 years ago
This is brilliant!
sonnythomas 3 years ago