Now whole life offers the insured 3 very important guarantees - 1 - a guaranteed death benefit that won't go away no matter your health. 2 - a guaranteed premium that can't increase for life 3 a guaranteed cash value which means you'll never lose a dime of your premium. Plus it pays dividends which grow tax free and are accessed tax free. this is why the rich love whole life - they get a 4-5% ROR tax free with NO MARKET risk. NICE
I do agree with Dave about the benefits of term life insurance. But I did go with a term policy and a whole life policy to protect my family, in the near term and longer term. If you really need lifetime coverage, a permanent life insurance plan can provide the protection you need. But, if you start saving at a young age in a separate account for final expenses, you should have a good amount saved when the time comes. And, yes, I did lose money in 401k since 2008.
If you already have a job, I have tips and advice for you. It doesn't require doing extra work. It is the insider advice that tells you you could be saving money from what you're already doing. Trust me, I don't have a hidden agenda, I want to help people, not scam them.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
Stating that the rich don't use life insurance for retirement purposes is clear evidence of this guys lack of financial intelligence. There's tremendous amounts of cash value they can use to supplement retirement income. But more importantly there's the death benefit. By having the DB they can spend down their assets with no fear knowing the DB will provide income replacement should they die.
@aIprime1 clearly! He mentions "hypotheticals" in what a 52 yr old's scenario wud be w/ kids in their 20s out of the house. What about REALITY? Those same 20 yr olds can't find a job with their MBAs, have moved BACK home while retirement plan isn't "squeaking by" @ $700k but at $350k all the while HOPING his employer doesn't lay him off. A permanent life insurance policy w/GUARANTEES would go a lot further all in a tax-advantaged environment. And NO, I don't sell life insurance.
@matthewsapaulainc There’s no investment in a w/l policy. If you have a $100K policy & accumulate $10K in cash value & die, the company still only pays $100K. Given the fact there’s no cash accumulation for the first 2 to 5 years or more (I came across one recently with no cash accumulation for 15 years) you would have to hold these policies for decades before you could expect to break even (if at all). Since they cost 4 to 10 times more than term, few people get the coverage they actually need.
@matthewsapaulainc The only 2 ways that you can get the “guaranteed savings” out of a whole life policy is to take out a policy loan (@ 6 to 8% revolving interest & lower the death benefit by the amount borrowed until repaid) or surrender the policy (the permanent insurance the agent convinced you that you needed.) You can take out a loan from the bank at lower interest & that would be tax free as well. How much is your “tax-advantage” on a whole life policy actually going to cost you?
Actually the "rich" buy whole life because they understand how money works and they completely understand the incredible value whole life presents to their financial world. By having whole life they have an assest that pay about 5% tax free with substantial guarantees. in addition the death benefit which they use to transfer wealth to loved ones.
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
Ownedpuca is saying what? Term is good? Really? Less than 2% ever results in a death claim - then how does that protect families? Now Whole Life protects you for your WHOLE LIFE!!! See people this is why the rich buy so much of it. They understand the leverage of the death benefit and how they can spend down their other assets and use the death benefit for legacy and wealth transfer. Plus the love the 4-5% tax free returns on their cash with NO MARKET RISK!!! rich love whole life!!!
@Termisexpensive Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
@Termisexpensive Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@Termisexpensive What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@Termisexpensive of course rich people love it, they are the only ones who can afford the premiums..rich people buy WL for diff reasons..they dont buy it for retirement purposes..they are rich, meaning they probably have stocks, mutual funds, bonds, investment products..chances are they already have wealth to transfer without needing any death benifit
2 - you get a guaranteed premium which can never increase - with term your premium is guaranteed to increase and in many cases it will increase far greater than the whole life premium.
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
@w8lifterdude The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - guess he forgot to switch aliases again - ROFLMAO.
@w8lifterdude Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@w8lifterdude The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again
@w8lifterdude The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@w8lifterdude The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
@w8lifterdude The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
@jgilles85 It looks like the troll has a new invisible friend. I guess he forgot which alias he was supposed to be using again. He talks about what a great product whole life is, yet has to resort to such sleazy practices to censor other users comments. (Click through the comment section to see just how desperate this loser has become at this point.) Fact is, he’s proven over & over to be a failure & a fraud.
@Termisexpensive Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@aIprime1 The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
@SuperLifeguy The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@wodendog The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
@insurancemike10 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
This guy is nuts - Whole Life is the way to go - by far the cheapest long term, which is what life insurance it, LONG TERM!!! 3 Basic Guarantees - 1 - Guaranteed death benefit for LIFE, 2 - Guaranteed premium CAN'T increase - unlike the prohibitively premiums of term after the intial period of the term. 3 - Guaranteed cash values which means you can't lose money!!! You get it all back PLUS dividends which grow tax free and accessed tax free!!!
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
My my - my imposter is up to his old spamming tricks - doesn't want you all to see the truth nor does he have a intelligent response or debate to my points. Too funny - what a fool
@aIprime1 The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
@aIprime1 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
@aIprime1 The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
@aIprime1 The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
@aIprime1 The troll shows how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
@aIprime1 Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
@aIprime1 What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
@aIprime1 Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
@aIprime1 He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
ROFLMAO. Wit & experience? LMAO. The troll has to resort to spamming comments because he knows each time he posts something he makes himself look like an incompetent liar - which he is. What a colossal idiot.
So I see another Primerica fool has spammed all the comments below and is trying to come off like me - Too funny but it's ok - from your post we can clearly tell you are no match for my wit nor experience when it comes to the insurance world. As for your comment about "term only" company - that would be Primerica - the company with the most expensive term on the market. The company that markets to lower income families and rips them off with their high priced term. YEP - it figures.
As A former trash value salesman and former "termisexpensive" I must ask for forgiveness for all my posts that discredited companies that sell a term only product. I was misled by my bosses who told me that cash value was good. I can only go back to those poor families that I took advantage of and fix what I did.Again I am truly sorry.
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth. Notice how he keeps spamming this comment.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
And what of a1primeDouchebag's gay lover, Owenbuca? Either they are in fact the same person, or they are related by blood, marriage (highly likely) or proximity (they're in each other right now, happily). This is what pyramid propagators do for fun - they build human pyramids and then....oops!...tipsy turvy, they all fall down onto one another's laps.
Great job, Triple Nipple, keep up the great work!
Oh, one more thing...
Primerica is a product-based pyramid scheme. Nothing more. Doosh
Lol SWI
mike032192 1 day ago
Dave Ramsey worked with us lol that is an amazing thing
turbospeed67 1 week ago
This has been flagged as spam show
Now whole life offers the insured 3 very important guarantees - 1 - a guaranteed death benefit that won't go away no matter your health. 2 - a guaranteed premium that can't increase for life 3 a guaranteed cash value which means you'll never lose a dime of your premium. Plus it pays dividends which grow tax free and are accessed tax free. this is why the rich love whole life - they get a 4-5% ROR tax free with NO MARKET risk. NICE
aIprime1 1 week ago
I do agree with Dave about the benefits of term life insurance. But I did go with a term policy and a whole life policy to protect my family, in the near term and longer term. If you really need lifetime coverage, a permanent life insurance plan can provide the protection you need. But, if you start saving at a young age in a separate account for final expenses, you should have a good amount saved when the time comes. And, yes, I did lose money in 401k since 2008.
TermLife1 1 week ago
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P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 week ago
btw dave is awesome
wakemeupintwenty 1 week ago
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If you already have a job, I have tips and advice for you. It doesn't require doing extra work. It is the insider advice that tells you you could be saving money from what you're already doing. Trust me, I don't have a hidden agenda, I want to help people, not scam them.
wakemeupintwenty 1 week ago
Comment removed
10krusin 2 weeks ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 2 weeks ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 3 weeks ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 3 weeks ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 3 weeks ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 3 weeks ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 3 weeks ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 3 weeks ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 3 weeks ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 3 weeks ago
This has been flagged as spam show
Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
a1prime1 3 weeks ago
Stating that the rich don't use life insurance for retirement purposes is clear evidence of this guys lack of financial intelligence. There's tremendous amounts of cash value they can use to supplement retirement income. But more importantly there's the death benefit. By having the DB they can spend down their assets with no fear knowing the DB will provide income replacement should they die.
aIprime1 3 weeks ago
@aIprime1 clearly! He mentions "hypotheticals" in what a 52 yr old's scenario wud be w/ kids in their 20s out of the house. What about REALITY? Those same 20 yr olds can't find a job with their MBAs, have moved BACK home while retirement plan isn't "squeaking by" @ $700k but at $350k all the while HOPING his employer doesn't lay him off. A permanent life insurance policy w/GUARANTEES would go a lot further all in a tax-advantaged environment. And NO, I don't sell life insurance.
matthewsapaulainc 3 weeks ago in playlist Term Life Insurance
@matthewsapaulainc There’s no investment in a w/l policy. If you have a $100K policy & accumulate $10K in cash value & die, the company still only pays $100K. Given the fact there’s no cash accumulation for the first 2 to 5 years or more (I came across one recently with no cash accumulation for 15 years) you would have to hold these policies for decades before you could expect to break even (if at all). Since they cost 4 to 10 times more than term, few people get the coverage they actually need.
a1prime1 2 weeks ago
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@matthewsapaulainc The only 2 ways that you can get the “guaranteed savings” out of a whole life policy is to take out a policy loan (@ 6 to 8% revolving interest & lower the death benefit by the amount borrowed until repaid) or surrender the policy (the permanent insurance the agent convinced you that you needed.) You can take out a loan from the bank at lower interest & that would be tax free as well. How much is your “tax-advantage” on a whole life policy actually going to cost you?
a1prime1 2 weeks ago
Actually the "rich" buy whole life because they understand how money works and they completely understand the incredible value whole life presents to their financial world. By having whole life they have an assest that pay about 5% tax free with substantial guarantees. in addition the death benefit which they use to transfer wealth to loved ones.
aIprime1 3 weeks ago
Jgilles85 please in the new year get a life
owenbuca 1 month ago
This has been flagged as spam show
The troll runs away from comments like a child in fear,
Then he posts inane lies & calls everyone queer,
His family’s disowned him & his friends did take flight,
Now he’s left to troll YouTube all day & all night,
He has many profiles, just look, it is true,
He spends his time spamming comments he has no answer to,
But surely he knows that he appears as a great flake,
He just cannot help it, he’s a fraud & a fake.
a1prime1 1 month ago
This has been flagged as spam show
The troll runs away from comments like a child in fear,
Then he posts inane lies & calls everyone queer,
His family’s disowned him & his friends did take flight,
Now he’s left to troll YouTube all day & all night,
He has many profiles, just look, it is true,
He spends his time spamming comments he has no answer to,
But surely he knows that he appears as a great flake,
He just cannot help it, he’s a fraud & a fake.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
The troll runs away from comments like a child in fear,
Then he posts inane lies & calls everyone queer,
His family’s disowned him & his friends did take flight,
Now he’s left to troll YouTube all day & all night,
He has many profiles, just look, it is true,
He spends his time spamming comments he has no answer to,
But surely he knows that he appears as a great flake,
He just cannot help it, he’s a fraud & a fake.
a1prime1 1 month ago
This has been flagged as spam show
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
Ownedpuca is saying what? Term is good? Really? Less than 2% ever results in a death claim - then how does that protect families? Now Whole Life protects you for your WHOLE LIFE!!! See people this is why the rich buy so much of it. They understand the leverage of the death benefit and how they can spend down their other assets and use the death benefit for legacy and wealth transfer. Plus the love the 4-5% tax free returns on their cash with NO MARKET RISK!!! rich love whole life!!!
Termisexpensive 1 month ago
This has been flagged as spam show
@Termisexpensive Big words from a gutless coward who has to spam comments & use multiple aliases because he’s a cockroach who can’t stand the light of day. You can censor comments all you want, wimp, but you can’t hide from yourself. You’re a fraud & you know it.
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
@Termisexpensive of course rich people love it, they are the only ones who can afford the premiums..rich people buy WL for diff reasons..they dont buy it for retirement purposes..they are rich, meaning they probably have stocks, mutual funds, bonds, investment products..chances are they already have wealth to transfer without needing any death benifit
carsonc29 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
@jgiIles85 u is dumass
bloodup5555 1 month ago
FAMILY
owenbuca 1 month ago
YOUR
owenbuca 1 month ago
PROTECT
owenbuca 1 month ago
TO
owenbuca 1 month ago
WAY
owenbuca 1 month ago
BEST
owenbuca 1 month ago
THE
owenbuca 1 month ago
IS
owenbuca 1 month ago
INSURANCE
owenbuca 1 month ago
TERM
owenbuca 1 month ago
JOKE
owenbuca 1 month ago
A TOTAL
owenbuca 1 month ago
IS
owenbuca 1 month ago
LIFE
owenbuca 1 month ago
WHOLE
owenbuca 1 month ago
And best yet you get dividends which grow tax free and can be accessed tax free and grows both the cash and the death benefit!!!!
aIprime1 1 month ago
3 - guaranteed cash value insuring you can never lose money with whole life no matter what the market does.
aIprime1 1 month ago
2 - you get a guaranteed premium which can never increase - with term your premium is guaranteed to increase and in many cases it will increase far greater than the whole life premium.
aIprime1 1 month ago
1 - you get a guaranteed death benefit which is important
aIprime1 1 month ago
You get 3 very important things with Whole Life
aIprime1 1 month ago
Whole Life is great!!!
aIprime1 1 month ago
This has been flagged as spam show
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
This has been flagged as spam show
Better get spamming troll. Guess you’ll be in all your glory in a couple days won’t you troll? While the rest of us are spending time with friends & family you’ll be busy trolling YouTube like crazy, won’t you? Since you screwed over your friends & family you won’t have to worry about spending time with them, will you? Just you in a little room, spewing your poison onto the net. How pathetic.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - w8lifterdude - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The trash value troll is obviously a gutless coward. (Just click through the comments & see for yourself how desperate he’s become to censor comments he’s afraid of.) He says whole life is a great product, yet has to resort to such sleazy tactics. Why do you think that is? And look, he has another imaginary friend - guess he forgot to switch aliases again - ROFLMAO.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
@jgilles85 It looks like the troll has a new invisible friend. I guess he forgot which alias he was supposed to be using again. He talks about what a great product whole life is, yet has to resort to such sleazy practices to censor other users comments. (Click through the comment section to see just how desperate this loser has become at this point.) Fact is, he’s proven over & over to be a failure & a fraud.
a1prime1 1 month ago
This has been flagged as spam show
@Termisexpensive Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@w8lifterdude Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
@SuperLifeguy The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@wodendog The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
@insurancemike10 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This guy is nuts - Whole Life is the way to go - by far the cheapest long term, which is what life insurance it, LONG TERM!!! 3 Basic Guarantees - 1 - Guaranteed death benefit for LIFE, 2 - Guaranteed premium CAN'T increase - unlike the prohibitively premiums of term after the intial period of the term. 3 - Guaranteed cash values which means you can't lose money!!! You get it all back PLUS dividends which grow tax free and accessed tax free!!!
aIprime1 1 month ago
@aIprime1 As former id user Termisexpensive, I found the only true form of protecting your family is using Term insurance the rest is GARBAGE,
termischeap 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
aIprime1 1 month ago
This has been flagged as spam show
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
aIprime1 1 month ago
This has been flagged as spam show
Now Whole Life is an awesome product if you understand the 3 basic facts that drive the product to success and why the rich buy so much of it. 1 - the death benefit is guaranteed for life - this means your beneficiaries will actually get tax free money!!! 2. your premiums are guaranteed, they can't go up even if your health declines and 3 - you get a guaranteed cash value the insure you can NEVER lose a dime of money.
aIprime1 1 month ago
My my - my imposter is up to his old spamming tricks - doesn't want you all to see the truth nor does he have a intelligent response or debate to my points. Too funny - what a fool
aIprime1 1 month ago
This has been flagged as spam show
@aIprime1 Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), w8lifterdude & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 The troll shows how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
@aIprime1 He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
ROFLMAO. Wit & experience? LMAO. The troll has to resort to spamming comments because he knows each time he posts something he makes himself look like an incompetent liar - which he is. What a colossal idiot.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retard Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
So I see another Primerica fool has spammed all the comments below and is trying to come off like me - Too funny but it's ok - from your post we can clearly tell you are no match for my wit nor experience when it comes to the insurance world. As for your comment about "term only" company - that would be Primerica - the company with the most expensive term on the market. The company that markets to lower income families and rips them off with their high priced term. YEP - it figures.
Termisexpensive 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
As A former trash value salesman and former "termisexpensive" I must ask for forgiveness for all my posts that discredited companies that sell a term only product. I was misled by my bosses who told me that cash value was good. I can only go back to those poor families that I took advantage of and fix what I did.Again I am truly sorry.
termischeap 1 month ago
This has been flagged as spam show
He further PROVES what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments on every posting he‘s visited. He then posts & spams his own comments so he can look like a victim. He thinks this is clever.
a1prime1 1 month ago
This has been flagged as spam show
Speaking of industry changes - in Canada - One time big player, Standard Life, is the latest trash value company to fall out of the insurance industry. There were over 3000 trash value companies in North America 35 years ago, now there are less than 990.
a1prime1 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
What about the all too common complaint against your companies by seniors who’ve had their policies cancelled for no reason? Why is it always such a shock to your clients when they find out how their policies actually work? Why is it so easy to replace these policies when they do find out how they work? Why don’t you have the backbone to meet us on agent confrontations anymore?
a1prime1 1 month ago
This has been flagged as spam show
Couldn’t help but notice you didn’t respond to any of my points. How about the common practice of you “highly trained professionals” putting universal life policies on children and then telling the parents that they’re education funds? How about the “expert analysis” you do that results in as much or more trash value insurance being placed on the children as on the parents?
a1prime1 1 month ago
This has been flagged as spam show
The troll goes on to show how utterly clueless he is when it comes to 401K’s, Mutual Funds, calculating investment returns, tax laws, & everything else related to financial services. Claiming to know how the rich operate, when I give him a question he should have been able to answer immediately, he spent days spamming my questions & giving amateur answers. He then, desperately, tries to save face by Googling up Estate Freeze before realizing he just shot himself in the foot again.
a1prime1 1 month ago
This has been flagged as spam show
The trash value troll defends, as a good policy & great investment, a whole life policy that gave the woman who owned it a “return” of NEGATIVE 46% after 19 years. He continually ignores the fact that the only way this woman can get these “savings” is to take out a policy loan (@6%-8% revolving interest) or to surrender the (permanent?) policy. He states a bunch of crap that easily be disproved by going through ANY whole life policy.
a1prime1 1 month ago
This has been flagged as spam show
The troll has to resort to the use of multiple aliases, identity theft, & spamming other users’ comments (censorship), & making crude comments. He doesn’t have an argument to state, for him this is an ongoing, desperate, pathetic, plea, for attention coming from a failure & fraud who couldn’t make it in the industry.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
The trash value troll - aka wodendog, insurancemike10, SuperLifeguy, jgilles85 ( a rip-off of a different user), Termisexpensive, aIprime1 (a rip-off of me), & several other names that haven’t been seen since Google made users associate a phone # with their accounts, can’t attack Primerica or defend the trash value industry with out resorting to idiotic lies, spamming other users comments, using multiple aliases, & generally making a total fool of himself.
a1prime1 1 month ago
This has been flagged as spam show
Here are a few of the comments that the trash value troll likes to spam the most:
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth. Notice how he keeps spamming this comment.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
The troll uses a lower case “L” in his user name instead of a 1 (one) so he can impersonate me. Check out my profile and note that it shows that I joined YT on February 17th, 2011. Now check out the profile of the trash value troll who‘s claiming I‘m imitating him, It shows that he joined on August 31st 2011. I‘ve had this profile over 6 months before him, yet he claims I‘m imitating him. This is what he considers truth.
a1prime1 1 month ago
This has been flagged as spam show
P - Pyramid Propagators
R - Retarded Reunion
I - Insidious Insects
M - Masturbating Man Milk Maniacs
E - Egregiously Entrap Elders
R - Racist Rectum Rebels
I - Imbicilic Illiterates
C - Cancerous Cacophony
A - Apathetic Absolute Alienation
jgiIles85 1 month ago
This has been flagged as spam show
And what of a1primeDouchebag's gay lover, Owenbuca? Either they are in fact the same person, or they are related by blood, marriage (highly likely) or proximity (they're in each other right now, happily). This is what pyramid propagators do for fun - they build human pyramids and then....oops!...tipsy turvy, they all fall down onto one another's laps.
Great job, Triple Nipple, keep up the great work!
Oh, one more thing...
Primerica is a product-based pyramid scheme. Nothing more. Doosh
jgiIles85 1 month ago
He further proves what an incompetent, lying, loser, sleazebag of a troll he is by going back to spamming comments.
a1prime1 1 month ago