Private Health Insurance Must Go

[TenderTrap86]

Forget the government.

Forget the insurance industry.

Keep the bill between you and your doctor. Costs are much, much lower in cocierge or boutique doctor clinics. You're only paying for the treatment you get. No administration fees, exorbitant costs to pay peopel to fight for insurance claims, sky high malpractice costs and higher taxes.

No beuracracy. No monopoly.

[banshee17067]

and when these women get breast cancer and single payer won't cover their asses I don't want to hear them whine.

[Raniola]

Let the government take care of the health Insurance and you will pay 52 % taxes on your income like we do in Belgium

[nowellian]

Private Insurance must go!

Single Payer!

[pluto4847]

@nowellian

How about this? Since the Republicans are pleased to pay high premiums they don't have to participate on the single Payer System.

So when they turned down or dropped, the Democrats will still be covered by single payer.

[elsquibbs]

The Federal government needs to take a look at Massachusetts' health care system and crunch the numbers.

[twizatch]

No, I can average out the majority of your video views to tell me that you are a minority in your thoughts.

Don't start bashing on youtube like it isn't a wealth of information (good & bad). You yourself insult mainstream media & tell people to look for other sources, as I was independently doing. I just so happen to stumble upon your worthless rants.

Youtube is extremely popular across many demographics. If your video topic had any support, it would most definitely have tons of views.

[buddhagem]

Funny, then you'd have to explain why the majority of Americans for the past three decades have supported single payer health care. Why is that Einstein? If you had a clue you'd know that public opinion is highly studied in this country and that the majority of Americans want meaningful health care reform. I have no problem with being in the minority on issues, but health care isn't one of them. Learn to think, kid.

[buddhagem]

It's cute that would confuse views on one YT video with a movement to reform health care. Go outside. There's a whole world out there. You may be surprised.

[twizatch]

Yeah it's growing all right... 260 views in 2 months. Unstoppable, LOL.

You are delusional

[bbpro]

The extent of buddhagem's greed makes me sick. He wants OTHERS to pay for his health care because he is too greedy to pay for it himself?

[Individualistico]

Also government regulations prohibit interstate competition between insurance companies.

[JacobSpinney]

So you're proposing that I be forced under threat of imprisonment to pay for the clogged arteries of a guy who freely decided to eat too many burgers? That doesn't sound like a very good idea to me.

[buddhagem]

Well, I'll tell you what an even worse idea is: spend twice as much as everyone else per person on health care and only cover maybe a third of the population. Now if I told you we could spend half as much money on health care and provide to three times as many people, wouldn't that make you an idiot for not wanting that? You'd rather pay twice as much and get a third less services? Not smart. Not very smart.

[JacobSpinney]

You don't realize the governments role in this? Insurance is supposed to mean . . . well, insurance. It's supposed to be a risk pool where people with relatively the same health risks invest in. If the government forces insurance companies to take on clients who are already sick, then it's no longer insurance. It's the government forcing responsible people to pay for irresponsible people who, through their free pass, drive up health costs. No wonder insurance companies have turned into this.

[rlvowell]

"Insurance is supposed to mean . . . well, insurance."

insurance companies make their profit by denying health care, not by insuring it

[JacobSpinney]

This is simply untrue, at least for free market insurance companies. This is as absurd as stating that food companies make their profit by denying food to the people they sold it to.

[rlvowell]

show me an example of these free market insurance companies, please.

"This is as absurd as stating that food companies make their profit by denying food to the people they sold it to."

you pay an insurance company a fee every month and when you get injured or sick they try to prevent you from getting health care. this way they keep the money you've payed them and keep paying them and you get nothing in return. it's a genius scam. you don't pay for food then apply to get it. bad argument.

[JacobSpinney]

The great majority of the bad publicity on insurance companies denying health care is untrue. It's not health care they're denying, it's the application to become a client of the insurance company if you have a preexisting condition that they deny. And rightly so, as insurance is a risk investment. If that risk you're investing in has already happened, then you can't just get a free ride. On average, insurance companies deny fewer than 5% of the claims from their already existent clients.

[rlvowell]

i don't even know what to say to this. if i tell you the earth's orbit around the sun is elliptical and not circular, are you going to tell me that's a lie?

[JacobSpinney]

Please youtube "John Stossel Sick In America"

[DeraJa]

There is an alternative to the corporate insurance model. People could come together and provide insurance for themselves, by creating a cooperatively ran organization. If this model is more efficient, and better serves the users, it would make sense to assume it would become widespread. This wouldn't be a profit based organization, because all the unused money simply goes back to the members anyway.

[damngoodphil]

"It's the government forcing responsible people to pay for irresponsible people who, through their free pass, drive up health costs"

What about just paying for the common good? Yes, the system (let's say single-payer for example) isn't foolproof and may be abused, but what system isn't? By completely shutting people out, you're still denying care to people who really need it. That's w-r-o-n-g.

[JacobSpinney]

I disagree. I think it's wrong to be forced to pay for the affects of a self-destructive person. Being forced to pay for someone with clogged arteries because they chose to eat 5 burgers a day for 30 years is the exact same thing as being forced to pay for a new house for someone who decided to burn their previous one down. No, it's their body; they're responsible for it. Not me.

[damngoodphil]

So someone with cancer, who got it through no fault of their own and can't pay for treatment because they have no coverage, is allowed to die in lieu of someone with the same case who won't because they can afford coverage? How does this work?

Oh, and I hate to play devil's advocate, but I'd bet all the health insurance money in the world that there'd be less "self-destructive people" if they had free access to mental and medical services that might enable them to stop being self-destructive.

[JacobSpinney]

No. Just because the public isn't being forced at gun point to help out people in need doesn't mean that they won't help out people in need if they're not forced at gun point. The simple fact that you and everyone else brings up this argument proves this.

[JacobSpinney]

I couldn't disagree more. If you knew that you wouldn't have to pay a dime for the clogged arteries resulting in your eating a ton of burgers, would that be an incentive to stop eating burgers? NO! The only incentive to stop eating burgers is if you had to pay the bill for the consequences.

[damngoodphil]

Yes, threatening people with bankruptcy is a great solution and will certainly open people's eyes to the error of their ways.

[JacobSpinney]

Absolutely. People realize the risks they expose themselves to. They just decide to do it anyway based on a risk/reward assessment. Take away the risk of people having to pay for their mistakes and you'll see a lot more people committing them. If fat people had to pay for their health problems, I guarantee there'd be far fewer fat people.

[damngoodphil]

"If fat people had to pay for their health problems, I guarantee there'd be far fewer fat people."

Um...they already do. And they're still fat. In fact, obesity has become en epidemic in recent years.

Do you really believe these things you're saying? Because if you do, I need to know what kind of drug you're taking that would make you so delusional.

[JacobSpinney]

Are you sure? Because last I checked the government pays over half of medical bills and forces insurance companies to accept people with preexisting conditions. Oh, and add to that the government forcing hospitals to have a policy of treating people even if they can't pay.

[kevinpaulharper]

try to get insurance with a preexisting condition, Hospitals will treat you if you have a life threading situation and its draining our funds.

I know you don't yourself believe your comment about the burgers do you? Under that logic, France should have nothing but Fat people, they never pay a medical bill, UK, most of Germany. You actually believe that the 1.8mil Americans who filed for bankruptcy due to medical bills were just irresponsible people? 75% of them had insurance.

[JacobSpinney]

How many times are people to point to the US' fascistic healthcare system and say it's a free market one?

Getting health insurance with a preexisting condition is like trying to get car insurance after you had the accident. Insurance is a risk pool, not a charity. Get that insurance without investing in the risk pool and you're stealing that money from everyone else who did.

Please stop comparing this system to a free market one. It isn't.

[thorsmitersaw]

If I told you that enslaving foreigners would get us all cheaper shoes woudl you support that? Wha if I told you that you could beat a man to death and take his wallet and be 23 dollars richer? Woulyou support that? ARE YOU COMPLETELY BLIND TO THE VIOLENCE OF STATE???

[rlvowell]

you're already forced to pay for the deaths of hundreds of thousands of people in the 3rd world. what the fuck is the problem with transferring your tax money away from the military industrial complex and putting it toward health care?

[DeraJa]

I would rather tax money went towards state socialist health care vs mass murder, but that isn't an option.

[rlvowell]

like how women getting their rights wasn't an option or how civil rights for non-whites wasn't an option?

[DeraJa]

My point was the state is going to continue on the way it is, until it either collapses or there is a revolution. Unless you are part of the ruling class you really don't have any power over how things are.

[thorsmitersaw]

I don't want it transfered away foreign murder to domestic control and regimentation. I DON'T WANT TO BE ROBBED IN THE FIRST PLACE. Wherever the state takes action, control, elimination of choice and competition and thus quality and, will follow. Along with ultimately prison time or death should you resist the new direction it is flowing. Stop trying to use the state to achieve your ends... it makes you a defacto statist.

[mattack972]

they make it a joke. so why should anyone take them seriously. im all for making a positive change but come the fuck on. let me have my fake ass hanging out and act like im standing for something. nexttt

[amsterdam78]

What contribution do you give..ow yea, nothing, because your not even on youtube.

[mattack972]

yeah cause thats the only way to do anything is to sit at home and post videos you are so right.

When the time comes for action people like you will be trying to hide behind a computer screen.

[amsterdam78]

Besides being instrumental in founding a new branch of the socialist party in Florida, I also coordinate intensive grass roots work. Come down to Miami as we march for socialism on May Day. Thats right through the Cuban exile community, where do you live and March?

[mattack972]

i live in virginia. and i am too lazy to march. i segway around for my causes. get with the program. duhhhhhhhhh

[thorsmitersaw]

I have yet to encounter such disastrous conflicts with any of the health insurance providers I have had.

If you are truly tired of the cartelized health insurance racket, then stop pushing for more government control and intervention of the industry. You are calling for more disease to cure the illness.

if your proposal involves government provided health insurance then you are supporting forced organization and funding.

[damngoodphil]

Tell that to the millions of people who can't afford healthcare because they've either lost their job or have gone broke from medical bills. Healthcare is a RIGHT, not a privilege.

I don't know about you, but I like knowing I can call the police, or the fire department, or go to the library, and not have to pay for it. There's no reason why the government can't get their act together on this. It's wrong and immoral. Case closed.

[DeraJa]

Don't talk about rights. They don't exist & when your bring rights into the picture it confuses & complicates the matter. Lets focus on maximizing utility instead.

For your second part, you do pay for all those things. Nothing is free, and when you are funding state monopolies, you are probably over paying. Do you want to argue whether or not monopolies are bad for consumer? Again, lets keep the morality simple. Let us agree that what is moral is what creates the most benefit for society.

[damngoodphil]

Well, we may differ on the first point, but I agree also on focusing on maximizing utility.

Secondly, I may be paying for those other services through taxes, but at least I know it's not going directly to a "for-profit" system. The government used to (and still does) do great things; the problem is the PEOPLE we've put in power (i.e. the people in the last 25 years). Hopefully this will change in the coming years.

[DeraJa]

Profit is almost always unsustainable in the absence of state privilege and state imposed barriers to entry. These things prevent communities from providing their own cheap & efficient health care services for their community or members of neighborhood organization.

The state serves the corporate class. Even if there was a socialist revolution, where the government became a tool of the working class, state provided services would still be inferior to what could be provided by free individuals.

[thorsmitersaw]

utilitarianism can kiss my natural rights ass

[DeraJa]

So, you aren't interested in a system that creates maximum benefit for society?

[thorsmitersaw]

why dont you define to me what everyones preferred associations and personal values are. If you don't believe that human values and interests and choices are different from one another an that we are not one homogeneous blob of flesh, then imposing any sort of system from on high is hierarchical, tyrannous, and eliminating of choice. You are choosing other persons values for them with utilitarianism. And what makes your societal goal worth enslavement, blood, violence?

[DeraJa]

that is precisely why the only system that can best serve society is the one that gives them maximum control and autonomy, i.e. ANARCHY!!! Statism treats society as one big homogeneous blob. Thats why statism sucks. What I really want is for every individual to independently form their own ideas on what is moral and immoral, then act on those ideas. That is what I want, and it is a 180 from what you are describing.  Utilitarianism is just a useful lens to view things through.

[thorsmitersaw]

healthcare is a right in a sense. yes. you have the right to seek it, to purchase that service, etc. NO ONE is required to provide it to you, to be your doctor, to give you money to see the dentist, etc. To say otherwiseis to assert that you are another mans master and he your slave.